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BNYThe Bank of New York Mellon CorBuy Wait5.8·$142.85
Buy WaitModerate Confidence
Investment thesis

Bank of New York Mellon combines a perfect four-quarter earnings beat streak, a strong growth profile, and strong ~29% net margins with a stock that is trading near its 52-week high and has already reached its tracked price target, so the near-term setup depends on continued execution and higher price targets rather than a valuation re-rating.

Thesis pillars

  • Perfect Earnings Beat Streak→Stable
  • Target Reached Limited Upside↓Deteriorating
  • Strong Growth Profile→Stable
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

Open full analysis

The Bank of New York Mellon Cor (BNY) Stock Analysis

Buy WaitVALUE-TRAP 1/5GrowthModerate Confidence

Financial Services · Banks - Diversified

Earnings in 3 days (2026-10-15). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Wait for pullback to $136.70. At $142.85 the A.R:R is 0.6:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $136.70 (Ma200 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4).

The Bank of New York Mellon Corporation provides a range of financial products and services in the United States and internationally. It operates through Securities Services, Market and Wealth Services, Investment and Wealth Management, and Other segments. The Securities... Read more

$142.85+3.0% A.UpsideScore 5.8/10#11 of 20 Banks - Diversified
QualityF-score6 / 9FCF yield—
IncomeYield1.55%(5y avg 2.35%)Payout24.74%sustainable
Entry $136.70(Ma200 Sticky)Stop $131.74Target $147.12(analyst − 10%)A.R:R 0.6:1
Analyst target$163.47+14.4%15 analysts
$147.12our TP
$142.85price
$163.47mean
$135
$182

Wait for pullback to $136.70. At $142.85 the A.R:R is 0.6:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $136.70 (Ma200 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4). Chart setup: No clear chart pattern; technical signals are mixed. Earnings in 3 days. Wait until post-earnings. Score 5.8/10, moderate confidence.

Passes 5/8 gates (clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and earnings proximity 3d<=7d. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-10-13
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Oct 15, 20263d to earnings· next earnings call

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Risks
Analyst target reached - limited upside remaining
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4)

Key Metrics

P/E (TTM)16.7
P/E (Fwd)13.9
Mkt Cap$96.8B
EV/EBITDA—
Profit Mgn29.4%
ROE14.1%
Rev Growth13.1%
Beta1.05
Dividend1.55%
Rating analysts21

Quality Signals

Piotroski F6/9MoatNarrow

Options Flow

P/C1.81bearish
IV62%elevated
Max Pain$110-23.0% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

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Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesMomentum 4.3<4.5A.R:R 0.6 < 1.5@spotEARNINGS PROXIMITY 3d<=7dInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
23 · Oversold
↓ 20D MA↓ 50D MA↑ 200D MAGOLDEN CROSSSupport $140.75Resistance $156.88

Price Targets

$132
$137
$147
A.Upside+3.0%
A.R:R0.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (3.0% upside)
! Earnings in 3 days - binary event risk
! momentum at 4.3 (below the engine's 4.5 threshold)

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-10-15 (3d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BNY stock a buy right now?

Wait for pullback to $136.70. At $142.85 the A.R:R is 0.6:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $136.70 (Ma200 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4). Chart setup: No clear chart pattern; technical signals are mixed. Earnings in 3 days. Wait until post-earnings. Target $147.12 (+3.0%), stop $131.74 (−8.4%), A.R:R 0.6:1. Score 5.8/10, moderate confidence.

What is the BNY stock price target?

Take-profit target: $147.12 (+3.0% upside). Target $147.12 (+3.0%), stop $131.74 (−8.4%), A.R:R 0.6:1. Stop-loss: $131.74.

What are the risks of investing in BNY?

Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4).

Is BNY overvalued or undervalued?

The Bank of New York Mellon Cor trades at a P/E of 16.7 (forward 13.9). TrendMatrix value score: 6.9/10. Verdict: Buy (Wait for Entry).

What do analysts say about BNY?

21 analysts cover BNY with a consensus score of 3.8/5. Average price target: $163.

What does The Bank of New York Mellon Cor do?The Bank of New York Mellon Corporation provides a range of financial products and services in the United States and...

The Bank of New York Mellon Corporation provides a range of financial products and services in the United States and internationally. It operates through Securities Services, Market and Wealth Services, Investment and Wealth Management, and Other segments. The Securities Services segment offers custody, trust and depositary, accounting, exchange-traded funds, middle-office solutions, transfer agency, services for private equity and real estate funds, foreign exchange, securities lending, liquidity/lending services, and data analytics. This segment also provides trustee, paying agency, fiduciary, escrow and other financial, issuer, and support services for brokers and investors. The Market and Wealth Services segment offers clearing and custody, investment, wealth and retirement solutions, technology and enterprise data management, trading, and prime brokerage services. This segment also provides integrated cash management solutions, including payments, foreign exchange, liquidity management, receivables processing, payables management, and trade finance, as well as U.S. government and global clearing, and tri-party services. The Investment and Wealth Management segment offers investment management strategies, investment products distribution, investment management, custody, wealth and estate planning, private banking, investment, and information management services. The Other segment provides corporate treasury, derivative and other trading, corporate and bank-owned life insurance, tax credit investment, other corporate investment, and business exit services. The company serves central banks and sovereigns, financial institutions, asset managers, insurance companies, corporations, local authorities and high net-worth individuals, and family offices. The Bank of New York Mellon Corporation was founded in 1784 and is headquartered in New York, New York.

Related stocks: JPM (JP Morgan Chase & Co.) · SMFG (Sumitomo Mitsui Financial Group) · C (Citigroup, Inc.) · MUFG (Mitsubishi UFJ Financial Group,) · BAC (Bank of America Corporation)
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