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Banco Bilbao Vizcaya Argentaria (BBVA) Stock Analysis

Range Bound setup

SellModerate Confidence

Financial Services · Banks - Diversified

Sell if holding. Analyst target reached at $21.63 — A.R:R is negative (-2.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2).

Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides various financial services in Spain, Mexico, Turkey, South America, Europe, the United States, and Asia. The company offers traditional retail, wholesale, investment, and transaction banking. It also... Read more

$21.63+2.0% A.UpsideScore 5.6/10#14 of 19 Banks - Diversified
QualityF-score6 / 9FCF yield
IncomeYield4.89%(5y avg 4.57%)Payout39.66%sustainable
Stop $20.53Target $22.07(resistance)A.R:R -2.3:1
Analyst target$22.52+4.1%3 analysts
$22.07our TP
$21.63price
$22.52mean
$19
$29

Sell if holding. Analyst target reached at $21.63 — A.R:R is negative (-2.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2). Chart setup: RSI 53 mid-range, Bollinger mid-band. Score 5.6/10, moderate confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 71d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

Recent Developments — Banco Bilbao Vizcaya Argentaria

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Margin of safety: 31%
Risks
Analyst target reached - limited upside remaining
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)10.4
P/E (Fwd)9.1
Mkt Cap$122.9B
EV/EBITDA
Profit Mgn33.1%
ROE19.0%
Rev Growth11.9%
Beta0.89
Dividend4.89%
Rating analysts32

Quality Signals

Piotroski F6/9MoatNarrow

Options Flow

P/C0.56bullish
IV50%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesMomentum 4.5<4.5A.R:R -2.3=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 71d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
53 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $20.70Resistance $22.52

Price Targets

$21
$22
A.Upside+2.0%
A.R:R-2.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-11.5% upside)
! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Momentum score 4.5/10 — below 4.5 minimum

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-30 (71d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BBVA stock a buy right now?

Sell if holding. Analyst target reached at $21.63 — A.R:R is negative (-2.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Consecutive earnings misses (2). Chart setup: RSI 53 mid-range, Bollinger mid-band. Prior stop was $20.53. Score 5.6/10, moderate confidence.

What is the BBVA stock price target?

Take-profit target: $22.07 (+2.0% upside). Prior stop was $20.53. Stop-loss: $20.53.

What are the risks of investing in BBVA?

Analyst target reached - limited upside remaining; Consecutive earnings misses (2).

Is BBVA overvalued or undervalued?

Banco Bilbao Vizcaya Argentaria trades at a P/E of 10.4 (forward 9.1). TrendMatrix value score: 6.7/10. Verdict: Sell.

What do analysts say about BBVA?

32 analysts cover BBVA with a consensus score of 3.7/5. Average price target: $23.

What does Banco Bilbao Vizcaya Argentaria do?Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides various financial services in Spain,...

Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides various financial services in Spain, Mexico, Turkey, South America, Europe, the United States, and Asia. The company offers traditional retail, wholesale, investment, and transaction banking. It also engages in financial, insurance, asset management, and capital markets businesses, as well as digital banking. The company was formerly known as Banco Bilbao Vizcaya, S.A. and changed its name to Banco Bilbao Vizcaya Argentaria, S.A. in January 2000. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Bilbao, Spain.

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