Toronto-Dominion Bank offers attractive valuation at a forward price-to-earnings of 15.3 times and a price-to-earnings growth ratio of 0.59, with three of four recent earnings beats and rising earnings estimates, but revenue declined 32% year-over-year and the analyst target has been exceeded, leaving little room for near-term price appreciation.
Thesis pillars
- Attractive Valuation With Earnings Beat→Stable
- Revenue Decline Headwind→Stable
- Recent Earnings Momentum→Stable
- +1 more pillar — see the Why tab for full reasoning
Toronto Dominion Bank (The) (TD) Stock Analysis
Financial Services · Banks - Diversified
Sell if holding. Analyst target reached at $122.37 — A.R:R is negative (-3.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.6% away).
The Toronto-Dominion Bank, together with its subsidiaries, provides various financial products and services in Canada, the United States, and internationally. It operates through four segments: Canadian Personal and Commercial Banking; U.S. Retail; Wealth Management and... Read more
Sell if holding. Analyst target reached at $122.37 — A.R:R is negative (-3.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.6% away). Chart setup: No clear chart pattern; technical signals are mixed. Score 5.0/10, moderate confidence.
Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 52d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated 2026-07-07Recent Developments — Toronto Dominion Bank (The)
Latest news
- NEWS Toronto Dominion Bank stock price forecast: C$151.50 resistance in focus as TD rises 1.89% - Traders Union — Traders Union positive
- NEWS Desjardins Issues Positive Forecast for Toronto-Dominion Bank (TSE:TD) Stock Price - MarketBeat — MarketBeat positive
- NEWS Toronto-Dominion (TD) Upgraded to Buy: Here's What You Should Know - Yahoo Finance — Yahoo Finance positive
- NEWS Barclays Lifts PT on The Toronto-Dominion Bank (TD) Following Q2 - Yahoo Finance — Yahoo Finance positive
- NEWS Jefferies Lifts PT on The Toronto-Dominion Bank (TD) But Maintains a Hold Rating - Yahoo Finance — Yahoo Finance positive
Generated 2026-07-07T12:21:43Z.
Upcoming dated catalysts
Thesis
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Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
2 floor-breakers
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Revenue shrinking — -31.5% YoY. Growth thesis broken unless recovery story develops.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $122.37 — A.R:R is negative (-3.3) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.6% away). Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $116.86. Score 5.0/10, moderate confidence.
Take-profit target: $120.20 (-0.4% upside). Prior stop was $116.86. Stop-loss: $116.86.
Analyst target reached - limited upside remaining; Near 52-week high (1.6% away); Weak overall score: 5.0/10.
Toronto Dominion Bank (The) trades at a P/E of 19.9 (forward 15.8). TrendMatrix value score: 6.9/10. Verdict: Sell.
23 analysts cover TD with a consensus score of 3.9/5. Average price target: $112.
What does Toronto Dominion Bank (The) do?The Toronto-Dominion Bank, together with its subsidiaries, provides various financial products and services in Canada,...
The Toronto-Dominion Bank, together with its subsidiaries, provides various financial products and services in Canada, the United States, and internationally. It operates through four segments: Canadian Personal and Commercial Banking; U.S. Retail; Wealth Management and Insurance; and Wholesale Banking. The company offers personal deposits, such as chequing, savings, and investment products; financing, investment, cash management, international trade, and banking services to businesses; and financing options to customers at point of sale for automotive and recreational vehicle purchases. It also provides credit cards and payments; real estate secured lending, auto finance, and consumer lending services; point-of-sale payment solutions for large and small businesses; wealth and asset management products, and advice to retail and institutional clients through direct investing, advice-based, and asset management businesses; and property and casualty insurance, as well as life and health insurance products. The company also provides capital markets, and corporate and investment banking products and services, including underwriting and distribution of new debt and equity issues; advice on strategic acquisitions and divestitures; and trading, funding, and investment services to corporations, governments, and institutions. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.