Voya Financial offers attractive valuation at a forward price-to-earnings of 8.3x with a perfect Piotroski score of 9 and excellent cash conversion at 214% of net income, but two consecutive earnings misses, a stock trading above its analyst price target with negative asymmetry, and an overbought RSI of 79 limit the near-term entry case.
Thesis pillars
- Excellent Cash Conversion Max Piotroski→Stable
- Attractive Forward Pe Valuation→Stable
- Consecutive Earnings Misses→Stable
- +1 more pillar — see the Why tab for full reasoning
Voya Financial, Inc. (VOYA) Stock Analysis
Financial Services · Financial Conglomerates
Hold if already holding. Not a fresh buy at $94.37, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.7% away).
Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three segments, serving approximately 18 million individual customers and 50,000+ employer clients in the U.S. and internationally. The company had $1.1 trillion in... Read more
Hold if already holding. Not a fresh buy at $94.37, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.7% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 5.8/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.70, earnings proximity 32d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated 2026-07-06Recent Developments — Voya Financial, Inc.
Latest news
- NEWS UBS Remains a Buy on Voya Financial (VOYA) - The Globe and Mail — The Globe and Mail positive
- NEWS Voya Financial gets relative strength rating lift - MSN — MSN positive
- NEWS Earnings Preview: Voya Financial (VOYA) Q1 Earnings Expected to Decline - Yahoo Finance — Yahoo Finance negative
- NEWS UBS Raises Price Target on Voya Financial to $95 From $87, Maintains Buy Rating - marketscreener.com — marketscreener.com positive
- NEWS Voya Financial (NYSE:VOYA) Hits New 12-Month High - What's Next? - MarketBeat — MarketBeat positive
Generated 2026-07-06T06:00:35Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
Show full disclosure ▾Hide full disclosure ▴
About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.
Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.
Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.
No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.
No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.
Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.
Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $94.37, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.7% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $94.08 (-0.3%), stop $89.89 (−5.0%), A.R:R -1.3:1. Score 5.8/10, moderate confidence.
Take-profit target: $94.08 (-0.3% upside). Target $94.08 (-0.3%), stop $89.89 (−5.0%), A.R:R -1.3:1. Stop-loss: $89.89.
Analyst target reached - limited upside remaining; Near 52-week high (1.7% away); Consecutive earnings misses (2).
Voya Financial, Inc. trades at a P/E of 14.3 (forward 8.5). TrendMatrix value score: 7.5/10. Verdict: Hold.
19 analysts cover VOYA with a consensus score of 3.7/5. Average price target: $92.
What does Voya Financial, Inc. do?Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three...
Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three segments, serving approximately 18 million individual customers and 50,000+ employer clients in the U.S. and internationally. The company had $1.1 trillion in AUM/AUA at December 31, 2025, generating $1.038 billion in adjusted operating earnings before income taxes for 2025.