Voya Financial offers attractive valuation at a forward price-to-earnings of 8.3x with a perfect Piotroski score of 9 and excellent cash conversion at 214% of net income, but two consecutive earnings misses, a stock trading above its analyst price target with negative asymmetry, and an overbought RSI of 79 limit the near-term entry case.
Thesis pillars
- Excellent Cash Conversion Max Piotroski↓Deteriorating
- Attractive Forward Pe Valuation↓Deteriorating
- Consecutive Earnings Misses↑Improving
- +1 more pillar — see the Why tab for full reasoning
Pillars as of Jul 3, 2026, based on the 10-K filed Feb 20, 2026· older than 90 days
Voya Financial, Inc. (VOYA) Stock Analysis
Financial Services · Financial Conglomerates
Hold if already holding. Not a fresh buy at $104.63, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.0% away).
Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three segments, serving approximately 18 million individual customers and 50,000+ employer clients in the U.S. and internationally. The company had $1.1 trillion in... Read more
Hold if already holding. Not a fresh buy at $104.63, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.0% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 5.3/10, moderate confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity 89d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated Oct 29, 2026Recent Developments — Voya Financial, Inc.
Latest news
- NEWS Voya Financial Raises Quarterly Dividend to $0.57 per Share From $0.47, Payable Dec. 29 to Holders of Record Nov. 24 - m — marketscreener.com Oct 29, 2026 positive
- NEWS Voya Financial raises quarterly dividend 21% to $0.57 per share By Investing.com - Investing.com Nigeria — Investing.com Nigeria Oct 29, 2026 positive
- NEWS Voya Financial raises quarterly dividend 21% to $0.57 per share - Investing.com — Investing.com Oct 29, 2026 positive
- NEWS Will No Confidence Vote Change Voya Stock Narrative - Yahoo Finance — Yahoo Finance Oct 29, 2026 negative
- NEWS TCIM Issues Investor Presentation Outlining Why Voya Financial Shareholders Should Vote FOR No Confidence Referendum - Y — Yahoo Finance Oct 28, 2026 negative
Latest item Oct 29, 2026 · Generated 2026-11-05T11:54:13Z.
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Rating Breakdown
3 floor-breakers
Revenue shrinking — -4.8% YoY. Growth thesis broken unless recovery story develops.static
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $104.63, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (1.0% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Analyst target $94.25 reached (−9.9%), stop $99.43 (−5.2%), A.R:R -0.9:1. Score 5.3/10, moderate confidence.
Analyst target $94.25 reached (−9.9% from $104.63); no take-profit level is published. Analyst target $94.25 reached (−9.9%), stop $99.43 (−5.2%), A.R:R -0.9:1. Stop-loss: $99.43.
Analyst target reached - limited upside remaining; Near 52-week high (1.0% away); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.0).
Voya Financial, Inc. trades at a P/E of 17.6 (forward 9.2). TrendMatrix value score: 7.4/10. Verdict: Hold.
19 analysts rate VOYA, with a consensus score of 3.7/5. 12 analysts publish price targets averaging $108.
What does Voya Financial, Inc. do?Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three...
Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three segments, serving approximately 18 million individual customers and 50,000+ employer clients in the U.S. and internationally. The company had $1.1 trillion in AUM/AUA at December 31, 2025, generating $1.038 billion in adjusted operating earnings before income taxes for 2025.