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VOYAVoya Financial, Inc.Sell5.8·$91.08-0.10%
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Voya Financial, Inc. (VOYA) Stock Analysis

SellModerate Confidence

Financial Services · Financial Conglomerates

Sell if holding. Analyst target reached at $91.08 — A.R:R is negative (-0.9) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.9% away).

Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three segments, serving approximately 18 million individual customers and 50,000+ employer clients in the U.S. and internationally. The company had $1.1 trillion in... Read more

$91.08-0.1% A.UpsideScore 5.8/10#2 of 4 Financial Conglomerates
QualityF-score9 / 9FCF yield17.62%
IncomeYield2.04%(5y avg 1.75%)Payout27.79%sustainable
Stop $86.68Target $90.97(resistance)A.R:R -0.9:1
Analyst target$91.83+0.8%12 analysts
$90.97our TP
$91.08price
$91.83mean
$74
$117

Sell if holding. Analyst target reached at $91.08 — A.R:R is negative (-0.9) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.9% away). Chart setup: No clear chart pattern; technical signals are mixed. Score 5.8/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 49d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-17
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Aug 4, 202649d to earnings· next earnings call

Thesis

Rewards
Attractive valuation
Positive momentum
Risks
Analyst target reached - limited upside remaining
Near 52-week high (1.9% away)
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)13.8
P/E (Fwd)8.3
Mkt Cap$8.3B
EV/EBITDA11.2
Profit Mgn8.2%
ROE11.9%
Rev Growth3.1%
Beta0.92
Dividend2.04%
Rating analysts19

Quality Signals

Piotroski F9/9MoatNarrow

Options Flow

P/C1.21bearish
IV48%normal
Max Pain$100+9.8% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -0.9=NEGATIVEMomentum 7.1>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 49d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
87 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $79.31Resistance $92.83

Price Targets

$87
$91
A.Upside-0.1%
A.R:R-0.9:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-12.3% upside)
! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-08-04 (49d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is VOYA stock a buy right now?

Sell if holding. Analyst target reached at $91.08 — A.R:R is negative (-0.9) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (1.9% away). Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $86.68. Score 5.8/10, moderate confidence.

What is the VOYA stock price target?

Take-profit target: $90.97 (-0.1% upside). Prior stop was $86.68. Stop-loss: $86.68.

What are the risks of investing in VOYA?

Analyst target reached - limited upside remaining; Near 52-week high (1.9% away); Consecutive earnings misses (2).

Is VOYA overvalued or undervalued?

Voya Financial, Inc. trades at a P/E of 13.8 (forward 8.3). TrendMatrix value score: 7.6/10. Verdict: Sell.

What do analysts say about VOYA?

19 analysts cover VOYA with a consensus score of 3.7/5. Average price target: $92.

What does Voya Financial, Inc. do?Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three...

Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three segments, serving approximately 18 million individual customers and 50,000+ employer clients in the U.S. and internationally. The company had $1.1 trillion in AUM/AUA at December 31, 2025, generating $1.038 billion in adjusted operating earnings before income taxes for 2025.

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