Voya Financial offers attractive valuation at a forward price-to-earnings of 8.3x with a perfect Piotroski score of 9 and excellent cash conversion at 214% of net income, but two consecutive earnings misses, a stock trading above its analyst price target with negative asymmetry, and an overbought RSI of 79 limit the near-term entry case.
Thesis pillars
- Excellent Cash Conversion Max Piotroski→Stable
- Attractive Forward Pe Valuation→Stable
- Consecutive Earnings Misses→Stable
- +1 more pillar — see the Why tab for full reasoning
Voya Financial, Inc. (VOYA) Stock Analysis
Breakout setup
Financial Services · Financial Conglomerates
Hold if already holding. Not a fresh buy at $96.28, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.3% away).
Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three segments, serving approximately 18 million individual customers and 50,000+ employer clients in the U.S. and internationally. The company had $1.1 trillion in... Read more
Hold if already holding. Not a fresh buy at $96.28, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.3% away). Chart setup: Golden cross, above all MAs, RSI 67, MACD bullish. Maintain position. Not compelling to add more. Score 5.8/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.70, earnings proximity 30d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated 2026-07-07Recent Developments — Voya Financial, Inc.
Latest news
- NEWS UBS Remains a Buy on Voya Financial (VOYA) - The Globe and Mail — The Globe and Mail positive
- NEWS Voya Financial gets relative strength rating lift - MSN — MSN positive
- NEWS Earnings Preview: Voya Financial (VOYA) Q1 Earnings Expected to Decline - Yahoo Finance — Yahoo Finance negative
- NEWS UBS Raises Price Target on Voya Financial to $95 From $87, Maintains Buy Rating - marketscreener.com — marketscreener.com positive
- NEWS Voya Financial (NYSE:VOYA) Hits New 12-Month High - What's Next? - MarketBeat — MarketBeat positive
Generated 2026-07-07T10:21:37Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $96.28, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.3% away). Chart setup: Golden cross, above all MAs, RSI 67, MACD bullish. Maintain position. Not compelling to add more. Target $94.41 (-1.9%), stop $91.64 (−5.1%), A.R:R -1.2:1. Score 5.8/10, moderate confidence.
Take-profit target: $94.41 (-1.9% upside). Target $94.41 (-1.9%), stop $91.64 (−5.1%), A.R:R -1.2:1. Stop-loss: $91.64.
Analyst target reached - limited upside remaining; Near 52-week high (-0.3% away); Consecutive earnings misses (2).
Voya Financial, Inc. trades at a P/E of 14.3 (forward 8.5). TrendMatrix value score: 7.5/10. Verdict: Hold.
19 analysts cover VOYA with a consensus score of 3.7/5. Average price target: $94.
What does Voya Financial, Inc. do?Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three...
Voya Financial provides workplace retirement solutions, investment management, and employee benefits across three segments, serving approximately 18 million individual customers and 50,000+ employer clients in the U.S. and internationally. The company had $1.1 trillion in AUM/AUA at December 31, 2025, generating $1.038 billion in adjusted operating earnings before income taxes for 2025.