UNIVERSAL INSURANCE HOLDINGS IN (UVE) Stock Analysis
Catalyst-Driven edge
Financial Services · Insurance - Property & Casualty
Hold if already holding. Not a fresh buy at $43.01, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.2% away).
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and... Read more
Hold if already holding. Not a fresh buy at $43.01, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.2% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.1/10, moderate confidence.
Passes 6/8 gates (positive momentum, no SEC red flags, news events none recent, earnings proximity 19d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: speculative.
Upcoming dated catalysts
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Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker·1 ceiling hit
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
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Frequently Asked Questions
Hold if already holding. Not a fresh buy at $43.01, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.2% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $43.08 (+0.2%), stop $40.31 (−6.7%), A.R:R -0.9:1. Score 6.1/10, moderate confidence.
Take-profit target: $43.08 (+0.2% upside). Target $43.08 (+0.2%), stop $40.31 (−6.7%), A.R:R -0.9:1. Stop-loss: $40.31.
Analyst target reached - limited upside remaining; Near 52-week high (2.2% away).
UNIVERSAL INSURANCE HOLDINGS IN trades at a P/E of 6.4 (forward 9.8). TrendMatrix value score: 9.7/10. Verdict: Hold.
6 analysts cover UVE with a consensus score of 3.8/5. Average price target: $44.
What does UNIVERSAL INSURANCE HOLDINGS IN do?Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company...
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.