Slide Insurance has beaten earnings estimates in all 4 of the last 4 quarters with an average surprise of 37%, earns a 60% return on equity, and trades at a forward price-to-earnings ratio of just 4.7 times — an elite quality score temporarily held back by weak near-term price momentum.
Thesis pillars
- Momentum Weakness Oversold→Stable
- Elite Profitability 60pct Roe→Stable
- Four Quarter Beat Streak→Stable
- +1 more pillar — see the Why tab for full reasoning
Slide Insurance Holdings, Inc. (SLDE) Stock Analysis
Catalyst-Driven edge
Financial Services · Insurance - Property & Casualty
Sell if holding. Engine safety override at $21.25: Risk below floor (2.8 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 7.4/10. Specifically: Elevated put/call ratio: 9.80.
Slide Insurance Holdings underwrites homeowners and commercial residential property insurance in Florida and South Carolina as an admitted coastal specialty carrier, founded in 2021. The company generated $1,796 million in gross premiums written in 2025, with a 52.1% combined... Read more
Sell if holding. Engine safety override at $21.25: Risk below floor (2.8 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 7.4/10. Specifically: Elevated put/call ratio: 9.80. Chart setup: No clear chart pattern; technical signals are mixed. Score 7.4/10, moderate confidence.
Passes 6/8 gates (positive momentum, no SEC red flags, news events none recent, earnings proximity 25d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio and clean insider activity. Suitability: speculative.
About Slide Insurance Holdings, Inc.
About Slide Insurance Holdings, Inc.
Slide Insurance Holdings posted $1,796 million in gross premiums written in 2025, up from $1,334 million in 2024, while achieving a 52.1% combined ratio and $444 million in net income. Organized as an admitted carrier in Florida and South Carolina, the company underwrites homeowners and commercial residential property policies in catastrophe-exposed coastal markets under oversight of the Florida Office of Insurance Regulation, with $2.9 billion in total assets and $1.1 billion in shareholders' equity at year-end 2025.
Slide earns premium income from homeowners and commercial residential policies distributed through a network of independent agents and a growing direct-to-consumer channel embedded with mortgage bankers. A substantial portion of historical premium volume originated from 23 separate policy assumption transactions under Citizens Property Insurance Corporation's state-managed depopulation program between August 2023 and December 2025. Reinsurance is the company's single largest cost: the 2025-2026 program spans 30 private reinsurers (all rated 'A-' or higher by AM Best), mandatory FHCF coverage, and four catastrophe bonds with $660 million in remaining coverage through Purple Re Ltd., a Bermuda special-purpose insurer, structured to protect against losses to the 1-in-143-year return period. Shareholders' equity grew from $102 million in 2021 to $1,113 million in 2025, a CAGR of 55%.
Show full overview
Slide's annual reinsurance treaties covering private catastrophe excess of loss layers expire May 31, 2026, exposing the company to pricing and availability risk at renewal in each successive wind season. The 10-K discloses that if reinsurance becomes unavailable or unaffordable, the company could face increased net retained catastrophe exposures, reduced underwriting volume, or a downgrade from Demotech's current 'A, Exceptional' Financial Stability Rating, which would impair the company's ability to attract and retain policyholders in Florida where its competitive position depends on admitted-market capacity.
See also: Financial Services · Insurance - Property & Casualty
From Slide Insurance Holdings, Inc.'s most recent 10-K filing, extracted June 11, 2026.
Recent developments
updated 2026-07-06Recent Developments — Slide Insurance Holdings, Inc.
Latest news
- NEWS Slide Insurance Holdings Inc. (SLDE): David Einhorn Opens New Position - Insider Monkey — Insider Monkey positive
- NEWS Slide Insurance Holdings Inc. (SLDE): David Einhorn Opens New Position - Yahoo Finance — Yahoo Finance positive
- NEWS SLIDE INSURANCE HOLDINGS, INC. (SLDE) - MSN — MSN neutral
- NEWS Texas Capital Securities Maintains Slide Insurance Holdings(SLDE.US) With Buy Rating, Maintains Target Price $25 - Moomo — Moomoo positive
- NEWS Form 144 Slide Insurance Holdings For: 24 June By Investing.com - Investing.com Canada — Investing.com Canada neutral
Generated 2026-07-06T04:40:27Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMGeographicFlorida10-K Item 1A: 'catastrophic events such as hurricanes in Florida, where we conduct a significant portion of our business'
- MEDIUMCustomerCitizens Property Insurance Corporation10-K Item 1A: 'a substantial portion of our historical revenue has been generated from policies assumed from Citizens Property Insurance Corporation'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
2 floor-breakers·4 ceiling hits
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Risk profile below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $21.25: Risk below floor (2.8 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 7.4/10. Specifically: Elevated put/call ratio: 9.80. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $19.76. Score 7.4/10, moderate confidence.
Take-profit target: $21.92 (+3.2% upside). Prior stop was $19.76. Stop-loss: $19.76.
Risk below floor (2.8 < 3.0).
Slide Insurance Holdings, Inc. trades at a P/E of 5.8 (forward 6.0). TrendMatrix value score: 8.8/10. Verdict: Sell.
12 analysts cover SLDE with a consensus score of 4.1/5. Average price target: $25.
What does Slide Insurance Holdings, Inc. do?Slide Insurance Holdings underwrites homeowners and commercial residential property insurance in Florida and South...
Slide Insurance Holdings underwrites homeowners and commercial residential property insurance in Florida and South Carolina as an admitted coastal specialty carrier, founded in 2021. The company generated $1,796 million in gross premiums written in 2025, with a 52.1% combined ratio and $444 million net income, acquiring policies through independent agents and a direct-to-consumer channel.