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SHGShinhan Financial Group Co LtdBuy Wait5.9·$66.88+6.97%
Buy WaitModerate Confidence
Investment thesis

Shinhan Financial Group is an attractively valued Korean bank trading at 7.8x forward earnings with a 31% analyst upside and strong breakout momentum, but quality metrics including a Piotroski F-Score of only 4.4 and lack of competitive moat constrain the upside conviction.

Thesis pillars

  • Quality Concerns Low PiotroskiStable
  • Deep Value Peer Leading PeStable
  • Strong Breakout Momentum PatternStable
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

Open full analysis

Shinhan Financial Group Co Ltd (SHG) Stock Analysis

Range Bound setup · Catalyst-Driven edge

Buy WaitModerate Confidence

Financial Services · Banks - Regional

Wait for pullback to $60.89. BUY gates pass at $66.88, but the engine prefers a shallower entry for a wider margin of safety. Engine's entry $60.89 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum.

Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea, Vietnam, and Japan. The company operates in six segments: Banking, Credit card, Securities, Insurance, Credit, and Others. It offers credit, lending and receiving deposits; credit cards,... Read more

$66.88+19.2% A.UpsideScore 5.9/10#113 of 225 Banks - Regional
QualityF-score4 / 9FCF yield
IncomeYield2.80%(5y avg 3.65%)Payout25.04%sustainable
Entry $60.89(Ma50 Sticky)Stop $56.02Target $77.96(analyst − 15%)A.R:R 1.6:1
Analyst target$91.71+37.1%1 analysts
Range unavailable (1 analysts)

Wait for pullback to $60.89. BUY gates pass at $66.88, but the engine prefers a shallower entry for a wider margin of safety. Engine's entry $60.89 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Chart setup: RSI 53 mid-range, Bollinger mid-band. Mixed signals. Hold existing position. | News modifier +2 (HOLD_IF_HOLDING → STRONG_BUY_WAIT) Score 5.9/10, moderate confidence.

Passes 8/8 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 20d clear, semi cycle peak clear, materials cycle peak clear). Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-06
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 23, 202620d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Positive news sentiment (+1.00)
Attractive valuation
Risks
No bear case signals

Key Metrics

P/E (TTM)10.1
P/E (Fwd)7.5
Mkt Cap$31.5B
EV/EBITDA
Profit Mgn31.9%
ROE8.6%
Rev Growth6.6%
Beta0.65
Dividend2.80%
Rating analysts29

Quality Signals

Piotroski F4/9

Options Flow

P/C0.50bullish
IV66%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 ceiling hit

GatesMomentum 5.6>=5.5A.R:R 1.6 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 20d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
53 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $59.78Resistance $71.45

Price Targets

$56
$61
$78
A.Upside+16.6%
A.R:R1.6:1

Position Sizing

ConvictionMedium conviction
Suggested %0.8%
Max %1.6%
RegimeSteady

Risk Alerts

! NEWS_MOD=+2: HOLD_IF_HOLDING → STRONG_BUY_WAIT

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-23 (20d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is SHG stock a buy right now?

Wait for pullback to $60.89. BUY gates pass at $66.88, but the engine prefers a shallower entry for a wider margin of safety. Engine's entry $60.89 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Chart setup: RSI 53 mid-range, Bollinger mid-band. Mixed signals. Hold existing position. | News modifier +2 (HOLD_IF_HOLDING → STRONG_BUY_WAIT) Target $77.96 (+16.6%), stop $56.02 (−19.4%), A.R:R 1.6:1. Score 5.9/10, moderate confidence.

What is the SHG stock price target?

Take-profit target: $77.96 (+19.2% upside). Target $77.96 (+16.6%), stop $56.02 (−19.4%), A.R:R 1.6:1. Stop-loss: $56.02.

Is SHG overvalued or undervalued?

Shinhan Financial Group Co Ltd trades at a P/E of 10.1 (forward 7.5). TrendMatrix value score: 9.6/10. Verdict: Buy (Wait for Entry).

What do analysts say about SHG?

29 analysts cover SHG with a consensus score of 4.2/5. Average price target: $92.

What does Shinhan Financial Group Co Ltd do?Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea, Vietnam, and Japan. The...

Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea, Vietnam, and Japan. The company operates in six segments: Banking, Credit card, Securities, Insurance, Credit, and Others. It offers credit, lending and receiving deposits; credit cards, short-term and long-term card loan services, installment financing, and leases; securities trading, consignment trading, and underwriting; life and non-life insurance business; facility rental and new technology business financing; and real estate trust, investment advisory services, venture business investment, and other businesses. Shinhan Financial Group Co., Ltd. was founded in 1982 and is based in Seoul, South Korea.

Related stocks: IFS (Intercorp Financial Services In) · AUB (Atlantic Union Bankshares Corpo) · COLB (Columbia Banking System, Inc.) · FFBC (First Financial Bancorp.) · SSB (SouthState Bank Corporation)
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