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Shinhan Financial Group Co Ltd (SHG) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $63.18, but acceptable to hold if already in. Reasons: V7 low-quality RISK_OFF penalty: -0.5 (Q=4.6); Negative news sentiment (-0.67).

Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea, Vietnam, and Japan. The company operates in six segments: Banking, Credit card, Securities, Insurance, Credit, and Others. It offers credit, lending and receiving deposits; credit cards,... Read more

$63.18+23.4% A.UpsideScore 5.8/10#80 of 142 Banks - Regional
QualityF-score4 / 9FCF yield
IncomeYield2.82%(5y avg 3.80%)Payout25.04%sustainable
Stop $60.61Target $77.96(analyst − 15%)A.R:R 4.0:1
Analyst target$91.71+45.2%1 analysts
Range unavailable (1 analysts)

Hold if already holding. Not a fresh buy at $63.18, but acceptable to hold if already in. Reasons: V7 low-quality RISK_OFF penalty: -0.5 (Q=4.6); Negative news sentiment (-0.67). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Mixed signals. Hold existing position. Score 5.8/10, moderate confidence.

Passes 7/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 65d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum. Suitability: moderate.

Recent Developments — Shinhan Financial Group Co Ltd

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (3/4)
Attractive valuation
Risks
V7 low-quality RISK_OFF penalty: -0.5 (Q=4.6)
Negative news sentiment (-0.67)
Negative momentum

Key Metrics

P/E (TTM)9.3
P/E (Fwd)7.1
Mkt Cap$30.0B
EV/EBITDA
Profit Mgn31.9%
ROE8.6%
Rev Growth6.6%
Beta0.74
Dividend2.82%
Rating analysts29

Quality Signals

Piotroski F4/9

Options Flow

P/C1.14bearish
IV45%normal

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·2 ceiling hits

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Obv
1.0
Volume
3.3
Ma Position
4.0
Rsi
7.6
Uptrend pullback (RSI 39) - buy opportunityVolume distribution (falling OBV)Above 200-day MA
GatesMomentum 3.2<4.5A.R:R 4.0 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 65d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
39 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $62.48Resistance $69.23

Price Targets

$61
$78
A.Upside+23.4%
A.R:R4.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Momentum score 3.2/10 — below 4.5 minimum

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-24 (65d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is SHG stock a buy right now?

Hold if already holding. Not a fresh buy at $63.18, but acceptable to hold if already in. Reasons: V7 low-quality RISK_OFF penalty: -0.5 (Q=4.6); Negative news sentiment (-0.67). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Mixed signals. Hold existing position. Target $77.96 (+23.4%), stop $60.61 (−4.2%), A.R:R 4.0:1. Score 5.8/10, moderate confidence.

What is the SHG stock price target?

Take-profit target: $77.96 (+23.4% upside). Target $77.96 (+23.4%), stop $60.61 (−4.2%), A.R:R 4.0:1. Stop-loss: $60.61.

What are the risks of investing in SHG?

V7 low-quality RISK_OFF penalty: -0.5 (Q=4.6); Negative news sentiment (-0.67); Negative momentum.

Is SHG overvalued or undervalued?

Shinhan Financial Group Co Ltd trades at a P/E of 9.3 (forward 7.1). TrendMatrix value score: 9.7/10. Verdict: Hold.

What do analysts say about SHG?

29 analysts cover SHG with a consensus score of 4.2/5. Average price target: $92.

What does Shinhan Financial Group Co Ltd do?Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea, Vietnam, and Japan. The...

Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea, Vietnam, and Japan. The company operates in six segments: Banking, Credit card, Securities, Insurance, Credit, and Others. It offers credit, lending and receiving deposits; credit cards, short-term and long-term card loan services, installment financing, and leases; securities trading, consignment trading, and underwriting; life and non-life insurance business; facility rental and new technology business financing; and real estate trust, investment advisory services, venture business investment, and other businesses. Shinhan Financial Group Co., Ltd. was founded in 1982 and is based in Seoul, South Korea.

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