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SFStifel Financial CorporationHold6.0·$74.26+1.48%
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Stifel Financial Corporation (SF) Stock Analysis

Recovery setup

HoldModerate Confidence

Financial Services · Capital Markets

Hold if already holding. Not a fresh buy at $74.26, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-day MA.

Stifel Financial provides wealth management, institutional brokerage, investment banking, and retail/commercial banking through 2,200+ financial advisors across 402 US branch offices, plus international operations. Client assets reached $551.9 billion at December 31, 2025. The... Read more

$74.26+2.8% A.UpsideScore 6.0/10#20 of 40 Capital Markets
QualityF-score8 / 9FCF yield
IncomeYield1.77%(5y avg 1.63%)Payout24.55%sustainable
Stop $70.84Target $76.34(analyst − 13%)A.R:R 0.3:1
Analyst target$87.75+18.2%8 analysts
$76.34our TP
$74.26price
$87.75mean
$103

Hold if already holding. Not a fresh buy at $74.26, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-day MA. Chart setup: Death cross but MACD improving, RSI 70. Maintain position. Not compelling to add more. Score 6.0/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 42d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

10-K grounded · weekly refresh

About Stifel Financial Corporation

About Stifel Financial Corporation

Stifel Financial held $551.9 billion in client assets at December 31, 2025, up from $11.7 billion in 1997, supported by more than 2,200 financial advisors in 402 branch offices across 48 states. The company's three segments — Global Wealth Management, Institutional Group, and Stifel Bancorp — employed over 9,000 associates, with operations extending to the United Kingdom, Europe, and Canada. Stifel operates as a financial holding company under Federal Reserve Board supervision.

Stifel earns revenue across three segments: Global Wealth Management generates brokerage commissions and asset-based advisory fees on client assets in managed accounts; Institutional Group generates equity and fixed-income trading revenues, investment banking advisory fees, and underwriting commissions; and Stifel Bancorp generates net interest income on commercial real estate, C&I, residential mortgage, securities-based lending, and venture banking loans, funded primarily by client cash swept through the firm's multi-bank sweep program. In 2025, the company acquired B. Riley Financial's traditional wealth management business (36 advisors, approximately $4 billion in AUM, April 7, 2025) and Bryan, Garnier & Co., a European investment bank serving technology and healthcare clients (June 2, 2025). The firm sold Stifel Independent Advisors to an Equitable Holdings affiliate on February 2, 2026. No single client accounts for a material percentage of any segment's business.

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Stifel's net interest income is sensitive to short-term interest rate movements because bank deposits — funded primarily through a sweep program routing client brokerage cash into FDIC-insured accounts at Stifel Bancorp subsidiaries and third-party banks — constitute the primary funding source for the banking subsidiary. The 10-K states that short-term rate increases have historically benefited brokerage-side net earnings while rate decreases generally reduce them. Third-party bank fees from the sweep program also vary with rate levels and competitive demand for client cash; rapidly rising rates could cause clients to shift cash into higher-yielding alternatives, compressing Stifel Bancorp's low-cost deposit base and net interest margin.

See also: Financial Services · Capital Markets

From Stifel Financial Corporation's most recent 10-K filing, extracted June 11, 2026.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-17
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Jul 29, 202642d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Wide economic moat
Risks
Analyst target reached - limited upside remaining
Below 200-day MA

Key Metrics

P/E (TTM)14.3
P/E (Fwd)10.5
Mkt Cap$11.2B
EV/EBITDA
Profit Mgn15.6%
ROE15.3%
Rev Growth14.3%
Beta1.01
Dividend1.77%
Rating analysts16

Quality Signals

Piotroski F8/9MoatWideCompounder

Options Flow

P/C0.79neutral
IV48%normal
Max Pain$90+21.2% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
0.7
Gap
5.0
52w Position
6.7

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
3.0
Quality Rank
4.6
Value Rank
6.9
GatesA.R:R 0.3 < 1.5@spotDeath cross (50MA < 200MA)Momentum 5.9>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 42d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
70 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $67.96Resistance $74.75

Price Targets

$71
$76
A.Upside+2.8%
A.R:R0.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (2.8% upside)
! asymmetry at 0.3 (below the engine's 1.5 threshold)@spot

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-29 (42d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is SF stock a buy right now?

Hold if already holding. Not a fresh buy at $74.26, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-day MA. Chart setup: Death cross but MACD improving, RSI 70. Maintain position. Not compelling to add more. Target $76.34 (+2.8%), stop $70.84 (−4.8%), A.R:R 0.3:1. Score 6.0/10, moderate confidence.

What is the SF stock price target?

Take-profit target: $76.34 (+2.8% upside). Target $76.34 (+2.8%), stop $70.84 (−4.8%), A.R:R 0.3:1. Stop-loss: $70.84.

What are the risks of investing in SF?

Analyst target reached - limited upside remaining; Below 200-day MA.

Is SF overvalued or undervalued?

Stifel Financial Corporation trades at a P/E of 14.3 (forward 10.5). TrendMatrix value score: 7.7/10. Verdict: Hold.

What do analysts say about SF?

16 analysts cover SF with a consensus score of 3.9/5. Average price target: $88.

What does Stifel Financial Corporation do?Stifel Financial provides wealth management, institutional brokerage, investment banking, and retail/commercial banking...

Stifel Financial provides wealth management, institutional brokerage, investment banking, and retail/commercial banking through 2,200+ financial advisors across 402 US branch offices, plus international operations. Client assets reached $551.9 billion at December 31, 2025. The company serves private clients, institutions, and corporations through Global Wealth Management, Institutional Group, and banking subsidiary Stifel Bancorp.

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