Figure Technology Solutions, In (FIGR) Stock Analysis

Q: What is the FIGR stock price target?

Take-profit $44.48 (+35.5% upside). Target $44.48 (+35.3%), stop $30.53 (−7.7%), A.R:R 2.6:1.

Q: What are the risks of investing in FIGR?

Negative momentum; Momentum score 3.6/10 — below 4.5 minimum.

Q: Is FIGR overvalued or undervalued?

Figure Technology Solutions, In trades at a P/E of 75.6 (forward 25.4). TrendMatrix value score: 5.0/10. Overall verdict: Hold.

Q: What do analysts say about FIGR?

15 analysts cover FIGR with a consensus score of 3.9/5. Average price target: $51.

HoldVALUE-TRAP 1/5Moderate ConfidenceUpdated 2026-04-30

Financial Services · Capital Markets

Hold if already holding. Not a fresh buy at $32.87, but acceptable to hold if already in. Reason: Negative momentum.

$32.87+35.5% A.UpsideScore 5.8/10#17 of 40 Capital Markets

Stop $30.53Target $44.48(analyst − 13%)A.R:R 2.6:1

Analyst target$51.13+55.5%8 analysts

$44.48our TP

$32.87price

$51.13mean

$75

Hold if already holding. Not a fresh buy at $32.87, but acceptable to hold if already in. Reason: Negative momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 5.8/10, moderate confidence.

Passes 5/7 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on weak momentum. Suitability: moderate.

Thesis

Rewards

Strong growth profile

Analyst upside: 35%

Risks

Negative momentum

Key Metrics

P/E (TTM)75.6

P/E (Fwd)25.4

Mkt Cap$7.3B

EV/EBITDA64.5

Profit Mgn31.0%

ROE16.8%

Rev Growth99.1%

Beta—

DividendNone

Rating analysts15

Quality Signals

Piotroski F8/9

Options Flow

P/C0.28bullish

IV112%elevated

Max Pain$20-39.2% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 floor-breakers·1 ceiling hit

Overall = weighted sum of the 10 dimension scores. Fundamentals (Value/Quality/Growth) carry 45%; market signals (Momentum/Sentiment/Insider/Peer) carry 40%; structure (Technical/Risk/Catalyst) carries 15%.

DimensionScoreWeightContribution

Value5.015%0.75

Quality6.515%0.97

Growth10.015%1.50

Momentum3.610%0.36

Sentiment7.310%0.73

Insider Activity3.610%0.36

Peer Rank3.910%0.39

Technical Setup4.45%0.22

Risk Profile4.95%0.25

Catalyst5.85%0.29

Overall (Σ contributions)5.82

Small float-rounding may cause last-digit differences between this sum and the displayed Overall.

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Volume

0.0

Macd

1.2

Ma Position

2.5

Rsi

4.5

Obv

10.0

Volume accumulation (rising OBV)

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Value Rank

0.7

Quality Rank

6.3

Growth Rank

8.4

Best-in-class marginsIndustry growth leader

GatesMomentum 3.6<4.5EARNINGS PROXIMITY 11d<=14d (soft)A.R:R 2.6 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARSuitability: Moderate

RSI

45 · Neutral

↓ 20D MA↓ 50D MA↓ 200D MASupport $29.89Resistance $37.50

Price Targets

$31

$44

A.Upside+35.3%

A.R:R2.6:1

Position Sizing

ConvictionNone

Suggested %0.5%

Max %1%

RegimeCautious

Risk Alerts

! Momentum score 3.6/10 — below 4.5 minimum

Earnings

1/4 beats

Next Earnings2026-05-11 (11d)

Verdict History

reverse chrono — latest first

Loading history...

Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.

Frequently Asked Questions

Is FIGR stock a buy right now?

Hold if already holding. Not a fresh buy at $32.87, but acceptable to hold if already in. Reason: Negative momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $44.48 (+35.3%), stop $30.53 (−7.7%), A.R:R 2.6:1. Score 5.8/10, moderate confidence.

What is the FIGR stock price target?

Take-profit target: $44.48 (+35.5% upside). Target $44.48 (+35.3%), stop $30.53 (−7.7%), A.R:R 2.6:1. Stop-loss: $30.53.

What are the risks of investing in FIGR?

Negative momentum.

Is FIGR overvalued or undervalued?

Figure Technology Solutions, In trades at a P/E of 75.6 (forward 25.4). TrendMatrix value score: 5.0/10. Verdict: Hold.

What do analysts say about FIGR?

15 analysts cover FIGR with a consensus score of 3.9/5. Average price target: $51.

What does Figure Technology Solutions, In do?Figure Technology Solutions, Inc., a financial technology company, provides blockchain-based products and solutions in...

Figure Technology Solutions, Inc., a financial technology company, provides blockchain-based products and solutions in the United States. The company offers a suite of blockchain-based solutions for its marketplaces, including lending, trading, and investing activities in areas, such as consumer credit and digital assets. It also provides technology-enabled loan origination system and pairs this system with a distribution marketplace, Figure Connect, that provides access to a deep and broad pool of capital markets partners; and develops an exchange for digital assets and credit, which offers interest-bearing stablecoin deposits. Figure Technology Solutions, Inc. was formerly known as FT Intermediate, Inc. and changed its name to Figure Technology Solutions, Inc. in August 2025. The company was founded in 2018 and is based in Reno, Nevada.