OppFi Inc. (OPFI) Stock Analysis
Recovery setup · Inst Constrain edge
Financial Services · Credit Services
Wait for pullback to $9.55. At $9.96 the A.R:R is 1.3:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $9.55 (1 ATR pullback) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Weak growth; Overbought (RSI 76).
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in... Read more
Wait for pullback to $9.55. At $9.96 the A.R:R is 1.3:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $9.55 (1 ATR pullback) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Weak growth; Overbought (RSI 76). Chart setup: Death cross but MACD improving, RSI 76. V9 Gate blocked: R/R 1.3x at spot < 1.5 minimum. Wait for improvement. Score 6.1/10, moderate confidence.
Passes 9/11 gates (positive momentum, clean insider activity, positive momentum, no SEC red flags, news events none recent, earnings proximity 32d clear, semi cycle peak clear, materials cycle peak clear, sector concentration cap sector=financial services 4/10). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-07-05Recent Developments — OppFi Inc.
Latest news
- NEWS Price to book forward of OppFi Inc. – NYSE:OPFI - TradingView — TradingView neutral
Generated 2026-07-05T09:50:25Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
2 floor-breakers·2 ceiling hits
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Revenue shrinking — -2.2% YoY. Growth thesis broken unless recovery story develops.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Wait for pullback to $9.55. At $9.96 the A.R:R is 1.3:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $9.55 (1 ATR pullback) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Weak growth; Overbought (RSI 76). Chart setup: Death cross but MACD improving, RSI 76. V9 Gate blocked: R/R 1.3x at spot < 1.5 minimum. Wait for improvement. Target $11.90 (+19.5%), stop $8.88 (−12.2%), A.R:R 1.3:1. Score 6.1/10, moderate confidence.
Take-profit target: $11.90 (+24.6% upside). Target $11.90 (+19.5%), stop $8.88 (−12.2%), A.R:R 1.3:1. Stop-loss: $8.88.
Weak growth; Overbought (RSI 76).
OppFi Inc. trades at a P/E of 4.9 (forward 4.5). TrendMatrix value score: 8.9/10. Verdict: Buy (Wait for Entry).
9 analysts cover OPFI with a consensus score of 4.0/5. Average price target: $14.
What does OppFi Inc. do?OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United...
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.