Atlanticus Holdings Corporation (ATLC) Stock Analysis
Range Bound setup · Temporary headwind edge
Financial Services · Credit Services
Wait for pullback to $91.58. At $96.40 the A.R:R is 0.5:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $91.58 (5% below current) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 7.2%; Leverage penalty (D/E 9.3): -1.5.
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated... Read more
Wait for pullback to $91.58. At $96.40 the A.R:R is 0.5:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $91.58 (5% below current) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 7.2%; Leverage penalty (D/E 9.3): -1.5. Chart setup: RSI 57 mid-range, Bollinger mid-band. Growth is cheap relative to earnings, but the technical setup has not yet produced a breakout above resistance (PEG 0.14, quality 7.5/10, growth 10.0/10). Score 6.8/10, moderate confidence.
Passes 5/8 gates (no SEC red flags, news boost analyst 0.50, earnings proximity 33d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-07-05Recent Developments — Atlanticus Holdings Corporation
Latest news
- NEWS ATLC Maintained by BTIG -- Price Target Raised to $179 - GuruFocus — GuruFocus positive
- NEWS Frank J Hanna III sells $2.6m in Atlanticus Holdings (ATLC) stock - Investing.com — Investing.com negative
- NEWS Price to book forward of Atlanticus Holdings Corporation – NASDAQ:ATLC - TradingView — TradingView neutral
- NEWS Should Value Investors Buy Atlanticus (ATLC) Stock? - Yahoo Finance — Yahoo Finance positive
- NEWS Atlanticus Holdings Corporation(NasdaqGS:ATLC) dropped from Russell Microcap Value Benchmark Index - marketscreener.com — marketscreener.com neutral
Generated 2026-07-05T07:10:30Z.
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Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker·2 ceiling hits
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Wait for pullback to $91.58. At $96.40 the A.R:R is 0.5:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $91.58 (5% below current) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 7.2%; Leverage penalty (D/E 9.3): -1.5. Chart setup: RSI 57 mid-range, Bollinger mid-band. Growth is cheap relative to earnings, but the technical setup has not yet produced a breakout above resistance (PEG 0.14, quality 7.5/10, growth 10.0/10). Target $103.36 (+7.2%), stop $85.17 (−13.2%), A.R:R 0.5:1. Score 6.8/10, moderate confidence.
Take-profit target: $103.36 (+12.9% upside). Target $103.36 (+7.2%), stop $85.17 (−13.2%), A.R:R 0.5:1. Stop-loss: $85.17.
Thin upside margin: 7.2%; Leverage penalty (D/E 9.3): -1.5; Negative momentum.
Atlanticus Holdings Corporation trades at a P/E of 11.5 (forward 7.2). TrendMatrix value score: 8.6/10. Verdict: Buy (Wait for Entry).
11 analysts cover ATLC with a consensus score of 4.4/5. Average price target: $119.
What does Atlanticus Holdings Corporation do?Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the...
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners' brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and Fortiva brand names. The company's private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.