Jefferson Capital, Inc. (JCAP) Stock Analysis
Oversold Bounce setup · Temp Headwind edge
Financial Services · Credit Services
Hold if already holding. Not a fresh buy at $17.41, but acceptable to hold if already in. Reason: Market cap $0.96B below $1B minimum.
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage... Read more
Hold if already holding. Not a fresh buy at $17.41, but acceptable to hold if already in. Reason: Market cap $0.96B below $1B minimum. Chart setup: Oversold RSI 17, near Bollinger lower, volume surge. Market cap $0.96B below $1B minimum. Not in investable universe. Score 6.5/10, moderate confidence.
Passes 7/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 85d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum. Suitability: aggressive.
Recent Developments — Jefferson Capital, Inc.
Latest news
- Earnings call transcript: Jefferson Capital beats Q1 2025 EPS forecast By Investing.com - Investing.com Canada — Investing.com Canada positive
- Jefferson Capital, Inc. Reports Earnings Results for the First Quarter Ended March 31, 2026 - marketscreener.com — marketscreener.com neutral
- Earnings Flash (JCAP) Jefferson Capital, Inc. Reports Q1 Revenue $176.4M, vs. FactSet Est of $169.3M - marketscreener.co — marketscreener.com positive
- Earnings Flash (JCAP) Jefferson Capital, Inc. Posts Q1 Adjusted EPS $0.73 per Share, vs. FactSet Est of $0.70 - marketsc — marketscreener.com positive
- Jernigan Capital (JCAP) Stock Trends and Sentiment 2026 - MarketBeat — MarketBeat neutral
Generated 2026-05-20T21:06:21Z.
Thesis
Key Metrics
Quality Signals
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker·1 ceiling hit
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $17.41, but acceptable to hold if already in. Reason: Market cap $0.96B below $1B minimum. Chart setup: Oversold RSI 17, near Bollinger lower, volume surge. Market cap $0.96B below $1B minimum. Not in investable universe. Target $22.62 (+29.9%), stop $16.63 (−4.7%), A.R:R 4.2:1. Score 6.5/10, moderate confidence.
Take-profit target: $22.62 (+29.9% upside). Target $22.62 (+29.9%), stop $16.63 (−4.7%), A.R:R 4.2:1. Stop-loss: $16.63.
Market cap $0.96B below $1B minimum.
Jefferson Capital, Inc. trades at a P/E of 3.4 (forward 6.0). TrendMatrix value score: 9.3/10. Verdict: Hold.
13 analysts cover JCAP with a consensus score of 4.2/5. Average price target: $26.
What does Jefferson Capital, Inc. do?Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United...
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.