Bank of N.T. Butterfield offers attractive valuation at a forward price-to-earnings ratio of 8.3x and a PEG ratio of 0.34, with a perfect 4-quarter earnings beat streak and strong margins of 39%, but the stock has reached its analyst target and the negative asymmetry ratio leaves little room for new capital deployment.
Thesis pillars
- Attractive Valuation Low Peg→Stable
- Perfect Earnings Beat Streak Banking→Stable
- Strong Margins Superior Peer Rank→Stable
- +1 more pillar — see the Why tab for full reasoning
Bank of N.T. Butterfield & Son (NTB) Stock Analysis
Range Bound setup
Financial Services · Banks - Diversified
Hold if already holding. Not a fresh buy at $60.99, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.4% away).
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products... Read more
Hold if already holding. Not a fresh buy at $60.99, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.4% away). Chart setup: RSI 53 mid-range, Bollinger mid-band. Downgraded from BUY WAIT — price $60.99 has reached target $61.21. No upside to wait for. Score 5.7/10, moderate confidence.
Passes 5/8 gates (clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and earnings proximity 2d<=7d. Suitability: aggressive.
Recent developments
updated 2026-07-26Recent Developments — Bank of N.T. Butterfield & Son
Latest news
- NEWS Bank of NT Butterfield stock reaches all-time high at 58.81 USD - Investing.com — Investing.com positive
- NEWS Analysts’ Opinions Are Mixed on These Financial Stocks: American Express (AXP) and Bank of NT Butterfield & Son (NTB) - — The Globe and Mail neutral
- NEWS An N.T. Butterfield & Son (NTB) Insider Bought 10,000 Shares for $565,000 - The Motley Fool — The Motley Fool positive
- NEWS NTB Maintained by Wells Fargo -- Price Target Raised to $61.00 - GuruFocus — GuruFocus positive
- NEWS Andfjord Salmon - New share capital registered - NTB Kommunikasjon — NTB Kommunikasjon neutral
Generated 2026-07-26T06:22:14Z.
Upcoming dated catalysts
Thesis
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Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $60.99, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.4% away). Chart setup: RSI 53 mid-range, Bollinger mid-band. Downgraded from BUY WAIT — price $60.99 has reached target $61.21. No upside to wait for. Target $61.21 (+0.4%), stop $55.86 (−9.2%), A.R:R -2.9:1. Score 5.7/10, moderate confidence.
Take-profit target: $61.21 (-14.5% upside). Target $61.21 (+0.4%), stop $55.86 (−9.2%), A.R:R -2.9:1. Stop-loss: $55.86.
Analyst target reached - limited upside remaining; Near 52-week high (2.4% away).
Bank of N.T. Butterfield & Son trades at a P/E of 10.4 (forward 8.6). TrendMatrix value score: 7.8/10. Verdict: Hold.
7 analysts cover NTB with a consensus score of 3.7/5. Average price target: $61.
What does Bank of N.T. Butterfield & Son do?The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to...
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products and services, including residential mortgage lending, automobile lending, credit cards, consumer financing, overdraft facilities to retail customers, commercial real estate lending, and commercial and industrial loans. In addition, the company offers cash and liquidity management, foreign exchange, custody administration, and settlement services. Further, it provides personal and business deposit services, residential and commercial mortgages, small and medium-sized enterprise and corporate loans, credit and debit cards, merchant acquiring, and mobile and internet banking services; and treasury services, wealth management, and fiduciary services. Additionally, the company offers discretionary investment management, managed portfolio services, money market, and mutual fund offerings, as well as advisory and self-directed brokerage options. It operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Hong Kong, Switzerland, Singapore, Mauritius, and Canada, as well as Bermuda. The Bank of N.T. Butterfield & Son Limited was founded in 1784 and is headquartered in Hamilton, Bermuda.