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WSFS Financial Corporation (WSFS) Stock Analysis

Breakout setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $71.92, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Delaware, southeastern Pennsylvania, southern New Jersey and northern Virginia; Analyst target reached - limited upside remaining.

WSFS Financial is a savings and loan holding company headquartered in Wilmington, Delaware with $21.3 billion in assets and $97.4 billion in AUM/AUA at December 31, 2025, operating through WSFS Bank, Cash Connect (nationwide ATM vault cash services), and Wealth and Trust... Read more

$71.92-0.5% A.UpsideScore 6.4/10#23 of 142 Banks - Regional
Stop $68.72Target $71.60(resistance)A.R:R -0.6:1
Analyst target$78.08+8.6%6 analysts
$71.60our TP
$71.92price
$78.08mean
$83

Hold if already holding. Not a fresh buy at $71.92, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Delaware, southeastern Pennsylvania, southern New Jersey and northern Virginia; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 66, MACD bullish. Maintain position. Not compelling to add more. Score 6.4/10, moderate confidence.

Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.40, earnings proximity 84d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Strong growth profile
Risks
Concentration risk — Geographic: Delaware, southeastern Pennsylvania, southern New Jersey and northern Virginia
Analyst target reached - limited upside remaining
Near 52-week high (1.5% away)

Key Metrics

P/E (TTM)12.7
P/E (Fwd)10.8
Mkt Cap$3.7B
EV/EBITDA
Profit Mgn29.2%
ROE11.5%
Rev Growth16.1%
Beta0.75
Dividend1.00%
Rating analysts12

Quality Signals

Piotroski F7/9

Options Flow

P/C2.22bearish
IV56%elevated
Max Pain$60-16.6% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHGeographicDelaware, southeastern Pennsylvania, southern New Jersey and northern Virginia
    10-K Item 1A: 'Our success depends primarily on the general economic conditions and housing markets in the state of Delaware, southeastern Pennsylvania, southern New Jersey and northern Virginia, as a large portion of our loans are made to clients in these markets.'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -0.6=NEGATIVEMomentum 6.5>=5.5Insider activity: OKNo SEC red flagsNEWS BOOST ANALYST 0.40EARNINGS PROXIMITY 84d clearSEMI CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
66 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $64.98Resistance $73.06

Price Targets

$69
$72
A.Upside-0.4%
A.R:R-0.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (-5.6% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-23 (84d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WSFS stock a buy right now?

Hold if already holding. Not a fresh buy at $71.92, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Delaware, southeastern Pennsylvania, southern New Jersey and northern Virginia; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 66, MACD bullish. Maintain position. Not compelling to add more. Target $71.60 (-0.4%), stop $68.72 (−4.7%), A.R:R -0.6:1. Score 6.4/10, moderate confidence.

What is the WSFS stock price target?

Take-profit target: $71.60 (-0.5% upside). Target $71.60 (-0.4%), stop $68.72 (−4.7%), A.R:R -0.6:1. Stop-loss: $68.72.

What are the risks of investing in WSFS?

Concentration risk — Geographic: Delaware, southeastern Pennsylvania, southern New Jersey and northern Virginia; Analyst target reached - limited upside remaining; Near 52-week high (1.5% away).

Is WSFS overvalued or undervalued?

WSFS Financial Corporation trades at a P/E of 12.7 (forward 10.8). TrendMatrix value score: 7.9/10. Verdict: Hold.

What do analysts say about WSFS?

12 analysts cover WSFS with a consensus score of 3.9/5. Average price target: $78.

What does WSFS Financial Corporation do?WSFS Financial is a savings and loan holding company headquartered in Wilmington, Delaware with $21.3 billion in assets...

WSFS Financial is a savings and loan holding company headquartered in Wilmington, Delaware with $21.3 billion in assets and $97.4 billion in AUM/AUA at December 31, 2025, operating through WSFS Bank, Cash Connect (nationwide ATM vault cash services), and Wealth and Trust segments. Revenue comes from net interest income on a $12.6 billion loan portfolio and fee income from trust, wealth management, and cash logistics services. WSFS Bank serves clients primarily through 113 offices across Pennsylvania, Delaware, New Jersey, Florida, Nevada, and Virginia.

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