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WSFSWSFS Financial CorporationHold6.5·$74.50+0.44%
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WSFS Financial Corporation (WSFS) Stock Analysis

Breakout setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $74.50, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial loan and lease portfolio; Concentration risk — Regulatory: OCC.

WSFS Financial Corporation operates Wilmington Savings Fund Society (WSFS Bank), a federal savings bank with $21.3 billion in assets and $97.4 billion in AUM and AUA at December 31, 2025, headquartered in Wilmington, Delaware. The company's three segments — WSFS Bank (commercial... Read more

$74.50+0.4% A.UpsideScore 6.5/10#15 of 142 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield0.96%(5y avg 1.21%)Payout12.12%sustainable
Stop $71.56Target $74.83(resistance)A.R:R -0.8:1
Analyst target$81.17+8.9%6 analysts
$74.83our TP
$74.50price
$81.17mean
$85

Hold if already holding. Not a fresh buy at $74.50, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial loan and lease portfolio; Concentration risk — Regulatory: OCC. Chart setup: Golden cross, above all MAs, RSI 61, MACD bullish. Maintain position. Not compelling to add more. Score 6.5/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 37d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-17
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 23, 202637d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Strong growth profile
Risks
Concentration risk — Loan Portfolio: commercial loan and lease portfolio
Concentration risk — Regulatory: OCC
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)13.2
P/E (Fwd)11.2
Mkt Cap$3.9B
EV/EBITDA
Profit Mgn29.2%
ROE11.5%
Rev Growth16.1%
Beta0.77
Dividend0.96%
Rating analysts12

Quality Signals

Piotroski F6/9

Options Flow

P/C0.30bullish
IV49%normal
Max Pain$70-6.0% vs spot

Concentration Risks(10-K Item 1A)

  • MEDIUMGeographicDelaware, southeastern Pennsylvania, southern New Jersey
    10-K Item 1A: 'the state of Delaware, southeastern Pennsylvania, southern New Jersey and northern Virginia, as a large portion of our loans are made to clients in these markets'
  • HIGHloan_portfoliocommercial loan and lease portfolio
    10-K Item 1: 'net loan and lease portfolio of $12.6 billion... We have built a $10.0 billion commercial loan and lease portfolio'
  • HIGHregulatoryOCC
    10-K Item 1A: 'the OCC is the Bank's primary regulator'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

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Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -0.8=NEGATIVEMomentum 7.4>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 37d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
61 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $69.48Resistance $76.36

Price Targets

$72
$75
A.Upside+0.4%
A.R:R-0.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-5.2% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-23 (37d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WSFS stock a buy right now?

Hold if already holding. Not a fresh buy at $74.50, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial loan and lease portfolio; Concentration risk — Regulatory: OCC. Chart setup: Golden cross, above all MAs, RSI 61, MACD bullish. Maintain position. Not compelling to add more. Target $74.83 (+0.4%), stop $71.56 (−4.1%), A.R:R -0.8:1. Score 6.5/10, moderate confidence.

What is the WSFS stock price target?

Take-profit target: $74.83 (+0.4% upside). Target $74.83 (+0.4%), stop $71.56 (−4.1%), A.R:R -0.8:1. Stop-loss: $71.56.

What are the risks of investing in WSFS?

Concentration risk — Loan Portfolio: commercial loan and lease portfolio; Concentration risk — Regulatory: OCC; Analyst target reached - limited upside remaining.

Is WSFS overvalued or undervalued?

WSFS Financial Corporation trades at a P/E of 13.2 (forward 11.2). TrendMatrix value score: 7.9/10. Verdict: Hold.

What do analysts say about WSFS?

12 analysts cover WSFS with a consensus score of 3.9/5. Average price target: $81.

What does WSFS Financial Corporation do?WSFS Financial Corporation operates Wilmington Savings Fund Society (WSFS Bank), a federal savings bank with $21.3...

WSFS Financial Corporation operates Wilmington Savings Fund Society (WSFS Bank), a federal savings bank with $21.3 billion in assets and $97.4 billion in AUM and AUA at December 31, 2025, headquartered in Wilmington, Delaware. The company's three segments — WSFS Bank (commercial and consumer lending), Cash Connect® (servicing ~24,000 non-bank ATMs nationwide), and Wealth and Trust — generated diversified fee revenue equal to 31.8% of total revenue in 2025.

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