Skip to main content
WCCBWEST COAST COMMUNITY BANCORPHold5.7·$61.00
Open full analysis

WEST COAST COMMUNITY BANCORP (WCCB) Stock Analysis

Inst Constrain edge

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $61.00, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.1% away).

West Coast Community Bancorp operates as the bank holding company for West Coast Community Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. The company offers personal and business checking, savings, money... Read more

$61.00-6.6% A.UpsideScore 5.7/10#148 of 223 Banks - Regional
QualityF-score6 / 9FCF yield—
IncomeYield1.64%(5y avg 1.61%)Payout17.86%sustainable
Stop $59.50Target $70.15(default +15%)A.R:R -1.3:1
Analyst target$67.00+9.8%2 analysts
$70.15our TP
$61.00price
$67.00mean
$70

Hold if already holding. Not a fresh buy at $61.00, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.1% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 5.7/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity no date, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (3/4)
Attractive valuation
Risks
Analyst target reached - limited upside remaining
Near 52-week high (2.1% away)
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3)

Key Metrics

P/E (TTM)12.1
P/E (Fwd)10.7
Mkt Cap$642M
EV/EBITDA—
Profit Mgn38.8%
ROE14.0%
Rev Growth-2.3%
Beta0.48
Dividend1.64%
Rating analysts2

Quality Signals

Piotroski F6/9

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Revenue shrinking — -2.3% YoY. Growth thesis broken unless recovery story develops.static

Revenue Growth
1.9
Earnings Growth
4.6
Declining revenue: -2%
GatesA.R:R -1.3=NEGATIVEMomentum 5.9>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
67 · Neutral
↑ 20D MA↓ 50D MA↓ 200D MASupport $58.38Resistance $62.30

Price Targets

$60
$70
A.Upside-6.6%
A.R:R-1.3:1

Position Sizing

ConvictionNone
Suggested %0%
Max %0%
RegimeRisk-Off

Risk Alerts

! Target reached (-6.6% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WCCB stock a buy right now?

Hold if already holding. Not a fresh buy at $61.00, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.1% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $70.15 (+15.0%), stop $59.50 (−2.5%), A.R:R -1.3:1. Score 5.7/10, moderate confidence.

What is the WCCB stock price target?

Take-profit target: $70.15 (-6.6% upside). Target $70.15 (+15.0%), stop $59.50 (−2.5%), A.R:R -1.3:1. Stop-loss: $59.50.

What are the risks of investing in WCCB?

Analyst target reached - limited upside remaining; Near 52-week high (2.1% away); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3).

Is WCCB overvalued or undervalued?

WEST COAST COMMUNITY BANCORP trades at a P/E of 12.1 (forward 10.7). TrendMatrix value score: 8.3/10. Verdict: Hold.

0
What does WEST COAST COMMUNITY BANCORP do?West Coast Community Bancorp operates as the bank holding company for West Coast Community Bank that provides a range...

West Coast Community Bancorp operates as the bank holding company for West Coast Community Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. The company offers personal and business checking, savings, money market, health savings, and individual retirement accounts, as well as certificate of deposits; and retirement plans. It also provides business, real estate commercial property and construction, and asset-based lending; agricultural and wine industry lending products; small business administration, 504 loan program, business and industry loans, and farm services agency loans; and lines of credit. In addition, the company offers merchant services, bill payment, treasury management, remote deposit capture, debit and credit cards, merchant gift cards, courier services, lockbox, cash vault, safe deposits box, ATMs and online and mobile banking services. West Coast Community Bancorp was founded in 2004 and is headquartered in Santa Cruz, California.

Related stocks: CARE (Carter Bankshares, Inc.) · FBK (FB Financial Corporation) · BHB (Bar Harbor Bankshares, Inc.) · CCNE (CNB Financial Corporation) · AUB (Atlantic Union Bankshares Corpo)
Home › Stocks › WCCB

Latest news

No recent news