Merchants Bancorp (MBIN) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $49.69, but acceptable to hold if already in. Reasons: Concentration risk — Regulatory: Fannie Mae, Freddie Mac, and Ginnie Mae; Analyst target reached - limited upside remaining.
Merchants Bancorp is a $19.4 billion diversified bank holding company in Carmel, Indiana operating through Multi-family Mortgage Banking (FHA/GSE affordable housing loans), Mortgage Warehousing, and Banking segments. The company funded $66.3 billion in mortgage warehouse loan... Read more
Hold if already holding. Not a fresh buy at $49.69, but acceptable to hold if already in. Reasons: Concentration risk — Regulatory: Fannie Mae, Freddie Mac, and Ginnie Mae; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Mixed signals. Hold existing position. Score 6.1/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 42d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-06-17Recent Developments — Merchants Bancorp
Latest news
- NEWS Merchants Bancorp (NASDAQ:MBIN) Stock Price Down 6.7% - Here's Why - MarketBeat — MarketBeat negative
- NEWS Merchants Bancorp: Earnings Continue To Show Upcoming Headwinds (NASDAQ:MBIN) - Seeking Alpha — Seeking Alpha negative
- NEWS Merchants Bancorp (MBIN) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates - Yahoo Finance — Yahoo Finance neutral
- NEWS Merchants Bancorp (MBIN) Stock: Trade Signals (+0.66%) 2026-04-22 - Index Investing - Cổng thông tin điện tử tỉnh Tây Ni — Cổng thông tin điện tử tỉnh Tây Ninh neutral
- NEWS Merchants Bancorp (MBIN) Stock: Trade Signals (+0.66%) 2026-04-22 - Index Investing - Xã Thanh Hà — Xã Thanh Hà positive
Generated 2026-06-17T08:56:48Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHregulatoryFannie Mae, Freddie Mac, and Ginnie Mae10-K Item 1A: 'our ability to sell mortgage loans readily is dependent upon our ability to remain eligible for the programs offered by the agency, such as Fannie Mae, Freddie Mac, and Ginnie Mae'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $49.69, but acceptable to hold if already in. Reasons: Concentration risk — Regulatory: Fannie Mae, Freddie Mac, and Ginnie Mae; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Mixed signals. Hold existing position. Target $49.98 (+0.6%), stop $46.67 (−6.5%), A.R:R -1.1:1. Score 6.1/10, moderate confidence.
Take-profit target: $49.98 (+0.6% upside). Target $49.98 (+0.6%), stop $46.67 (−6.5%), A.R:R -1.1:1. Stop-loss: $46.67.
Concentration risk — Regulatory: Fannie Mae, Freddie Mac, and Ginnie Mae; Analyst target reached - limited upside remaining; Near 52-week high (2.6% away).
Merchants Bancorp trades at a P/E of 12.0 (forward 8.6). TrendMatrix value score: 7.8/10. Verdict: Hold.
9 analysts cover MBIN with a consensus score of 4.0/5. Average price target: $52.
What does Merchants Bancorp do?Merchants Bancorp is a $19.4 billion diversified bank holding company in Carmel, Indiana operating through Multi-family...
Merchants Bancorp is a $19.4 billion diversified bank holding company in Carmel, Indiana operating through Multi-family Mortgage Banking (FHA/GSE affordable housing loans), Mortgage Warehousing, and Banking segments. The company funded $66.3 billion in mortgage warehouse loan principal in 2025 and is one of the largest government-agency multi-family servicers and warehouse lenders nationally, employing 735 people.