Merchants Bancorp (MBIN) Stock Analysis
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $44.67, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.9).
Merchants Bancorp is an Indiana-based diversified bank holding company with three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking, operating with $19.4 billion in assets. It originates and services government-agency multifamily and residential loans... Read more
Hold if already holding. Not a fresh buy at $44.67, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.9). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Mixed signals. Hold existing position. Score 5.7/10, moderate confidence.
Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 70d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.
Recent Developments — Merchants Bancorp
Latest news
- Merchants Bancorp (NASDAQ:MBIN) Stock Price Down 6.7% - Here's Why - MarketBeat — MarketBeat negative
- Merchants Bancorp: Earnings Continue To Show Upcoming Headwinds (NASDAQ:MBIN) - Seeking Alpha — Seeking Alpha negative
- Merchants Bancorp (MBIN) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates - Yahoo Finance — Yahoo Finance neutral
- Merchants Bancorp (MBIN) Stock: Trade Signals (+0.66%) 2026-04-22 - Index Investing - Cổng thông tin điện tử tỉnh Tây Ni — Cổng thông tin điện tử tỉnh Tây Ninh neutral
- Merchants Bancorp (MBIN) Stock: Trade Signals (+0.66%) 2026-04-22 - Index Investing - Xã Thanh Hà — Xã Thanh Hà positive
Generated 2026-05-20T21:06:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $44.67, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.9). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Mixed signals. Hold existing position. Target $49.20 (+10.1%), stop $42.86 (−4.2%), A.R:R -0.3:1. Score 5.7/10, moderate confidence.
Take-profit target: $49.20 (+10.1% upside). Target $49.20 (+10.1%), stop $42.86 (−4.2%), A.R:R -0.3:1. Stop-loss: $42.86.
Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.9); Negative momentum.
Merchants Bancorp trades at a P/E of 11.0 (forward 7.9). TrendMatrix value score: 8.1/10. Verdict: Hold.
9 analysts cover MBIN with a consensus score of 4.0/5. Average price target: $52.
What does Merchants Bancorp do?Merchants Bancorp is an Indiana-based diversified bank holding company with three segments: Multi-family Mortgage...
Merchants Bancorp is an Indiana-based diversified bank holding company with three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking, operating with $19.4 billion in assets. It originates and services government-agency multifamily and residential loans nationally and is one of the largest warehouse lenders in the country, funding $66.3 billion of loan principal in 2025.