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MCBMetropolitan Bank Holding Corp.Hold6.3·$98.53-2.03%
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Metropolitan Bank Holding Corp. (MCB) Stock Analysis

Breakout setup · Catalyst-Driven edge

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $98.53, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.4% away).

Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. It offers checking, savings, term deposit, money market, non-interest-bearing demand... Read more

$98.53+1.5% A.UpsideScore 6.3/10#43 of 225 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield1.01%Payout6.18%sustainable
Stop $92.89Target $100.00(resistance)A.R:R -0.9:1
Analyst target$104.67+6.2%3 analysts
$100.00our TP
$98.53price
$104.67mean
$97
$109

Hold if already holding. Not a fresh buy at $98.53, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.4% away). Chart setup: Golden cross, above all MAs, RSI 57, MACD bullish. Maintain position. Not compelling to add more. Score 6.3/10, moderate confidence.

Passes 6/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 16, 202612d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (3.4% away)

Key Metrics

P/E (TTM)12.2
P/E (Fwd)8.3
Mkt Cap$1.2B
EV/EBITDA
Profit Mgn28.5%
ROE10.2%
Rev Growth37.4%
Beta1.00
Dividend1.01%
Rating analysts7

Quality Signals

Piotroski F8/9

Options Flow

P/C4.00bearish
IV59%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 ceiling hit

GatesA.R:R -0.9=NEGATIVEEARNINGS PROXIMITY 12d<=14d (soft)Momentum 6.1>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
57 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $88.50Resistance $102.04

Price Targets

$93
$100
A.Upside+1.5%
A.R:R-0.9:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-9.7% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-16 (12d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is MCB stock a buy right now?

Hold if already holding. Not a fresh buy at $98.53, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.4% away). Chart setup: Golden cross, above all MAs, RSI 57, MACD bullish. Maintain position. Not compelling to add more. Target $100.00 (+1.5%), stop $92.89 (−6.1%), A.R:R -0.9:1. Score 6.3/10, moderate confidence.

What is the MCB stock price target?

Take-profit target: $100.00 (+1.5% upside). Target $100.00 (+1.5%), stop $92.89 (−6.1%), A.R:R -0.9:1. Stop-loss: $92.89.

What are the risks of investing in MCB?

Analyst target reached - limited upside remaining; Near 52-week high (3.4% away).

Is MCB overvalued or undervalued?

Metropolitan Bank Holding Corp. trades at a P/E of 12.2 (forward 8.3). TrendMatrix value score: 7.9/10. Verdict: Hold.

What do analysts say about MCB?

7 analysts cover MCB with a consensus score of 3.9/5. Average price target: $105.

What does Metropolitan Bank Holding Corp. do?Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a...

Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. It offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. The company also provides lending products, including commercial real estate; multi-family; construction; one-to four-family real estate loans; commercial and industrial loans; consumer loans, including purchased student loans; acquisition and renovation loans; loans on owner-occupied properties; loans to refinance or return borrower equity; working capital lines of credit; trade finance; letters of credit; and term loans. In addition, it offers cash management services, online and mobile banking, ACH, remote deposit capture, and debit cards products, and third-part debit cards products, as well as merchant services. It serves small businesses, middle-market enterprises, public entities, and individuals. The company was formerly known as Metbank Holding Corp. and changed its name to Metropolitan Bank Holding Corp. in January 2007. Metropolitan Bank Holding Corp. was incorporated in 1997 and is headquartered in New York, New York.

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