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WesBanco, Inc. (WSBC) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $33.43, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial real estate loans (57.0%); Analyst target reached - limited upside remaining.

WesBanco is a bank holding company headquartered in Wheeling, West Virginia, with $27.7 billion in assets and 251 branches across WV, OH, PA, KY, IN, MI, and MD, offering community banking and trust/investment services. It manages ~$7.9 billion in AUM/AUA. The company completed... Read more

$33.43+2.2% A.UpsideScore 6.5/10#12 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield4.55%(5y avg 4.42%)Payout46.01%sustainable
Stop $32.13Target $34.15(analyst − 13%)A.R:R 0.4:1
Analyst target$39.25+17.4%8 analysts
$34.15our TP
$33.43price
$39.25mean
$41

Hold if already holding. Not a fresh buy at $33.43, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial real estate loans (57.0%); Analyst target reached - limited upside remaining. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 6.5/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 70d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — WesBanco, Inc.

Generated 2026-05-20T20:21:22Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (3/4)
Attractive valuation
Risks
Concentration risk — Loan Portfolio: commercial real estate loans (57.0%)
Analyst target reached - limited upside remaining
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4)

Key Metrics

P/E (TTM)10.3
P/E (Fwd)8.5
Mkt Cap$3.2B
EV/EBITDA
Profit Mgn30.9%
ROE8.2%
Rev Growth107.7%
Beta0.71
Dividend4.55%
Rating analysts14

Quality Signals

Piotroski F8/9

Options Flow

P/C0.50bullish
IV59%elevated

Concentration Risks(10-K Item 1A)

  • HIGHloan_portfoliocommercial real estate loans57%
    10-K Item 1A: 'approximately 20% of Wesbanco's loan portfolio was comprised of residential real estate loans, and 57% was comprised of commercial real estate loans.'

Material Events(8-K, last 90d)

  • 2026-03-04Item 5.02LOW
    WesBanco accepted voluntary retirement notices from directors Abigail M. Feinknopf and James W. Cornelsen (and others) as part of a Board size reduction initiative. Each retiring director to receive a one-time equity grant of $250,000.
    SEC filing →
  • 2026-04-16Item 5.02LOW
    At the 2026 Annual Meeting (April 15, 2026), shareholders approved the WesBanco 2026 Equity Incentive Plan and elected five directors for three-year terms. Routine annual meeting actions.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R 0.4 < 1.5@spotMomentum 4.6<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.6>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 70d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
43 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $32.72Resistance $35.31

Price Targets

$32
$34
A.Upside+2.2%
A.R:R0.4:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (2.1% upside)
! Reward/Risk 0.4:1 at current price — below 1.5:1 minimum

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-28 (70d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WSBC stock a buy right now?

Hold if already holding. Not a fresh buy at $33.43, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial real estate loans (57.0%); Analyst target reached - limited upside remaining. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $34.15 (+2.2%), stop $32.13 (−4.0%), A.R:R 0.4:1. Score 6.5/10, moderate confidence.

What is the WSBC stock price target?

Take-profit target: $34.15 (+2.2% upside). Target $34.15 (+2.2%), stop $32.13 (−4.0%), A.R:R 0.4:1. Stop-loss: $32.13.

What are the risks of investing in WSBC?

Concentration risk — Loan Portfolio: commercial real estate loans (57.0%); Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4).

Is WSBC overvalued or undervalued?

WesBanco, Inc. trades at a P/E of 10.3 (forward 8.5). TrendMatrix value score: 8.3/10. Verdict: Hold.

What do analysts say about WSBC?

14 analysts cover WSBC with a consensus score of 3.9/5. Average price target: $39.

What does WesBanco, Inc. do?WesBanco is a bank holding company headquartered in Wheeling, West Virginia, with $27.7 billion in assets and 251...

WesBanco is a bank holding company headquartered in Wheeling, West Virginia, with $27.7 billion in assets and 251 branches across WV, OH, PA, KY, IN, MI, and MD, offering community banking and trust/investment services. It manages ~$7.9 billion in AUM/AUA. The company completed the acquisition of Premier Financial Corp in February 2025, increasing its asset base by ~47%.

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