SouthState Bank Corporation (SSB) Stock Analysis
Falling Knife setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $92.03, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial real estate loans (58.0%); Thin upside margin: 9.0%.
SouthState Bank Corporation is a $67.2B-asset bank holding company headquartered in Winter Haven, Florida with 342 branches across FL, SC, TX, GA, CO, NC, AL, and VA. Revenue is primarily net interest income from commercial real estate, residential, C&I, and consumer lending,... Read more
Hold if already holding. Not a fresh buy at $92.03, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial real estate loans (58.0%); Thin upside margin: 9.0%. Chart setup: Death cross, below all MAs, RSI 36, MACD bearish. Maintain position. Not compelling to add more. Score 6.7/10, moderate confidence.
Passes 7/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 64d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum. Suitability: moderate.
Recent Developments — SouthState Bank Corporation
Latest news
- Ruffer LLP Takes Position in SouthState Bank Corporation $SSB - MarketBeat — MarketBeat positive
- What To Expect From SouthState’s (SSB) Q1 Earnings - StockStory — StockStory neutral
- What To Expect From SouthState’s (SSB) Q1 Earnings - TradingView — TradingView neutral
- What To Expect From SouthState’s (SSB) Q1 Earnings - FinancialContent — FinancialContent neutral
- SouthState Shareholders Reelect Board and Approve Key Proposals - TipRanks — TipRanks positive
Generated 2026-05-20T20:21:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHloan_portfoliocommercial real estate loans58%10-K Item 1: 'As of December 31, 2025, $28.0 billion, or 58%, of our loan portfolio consisted of loans secured by commercial real estate'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker·1 ceiling hit
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $92.03, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial real estate loans (58.0%); Thin upside margin: 9.0%. Chart setup: Death cross, below all MAs, RSI 36, MACD bearish. Maintain position. Not compelling to add more. Target $100.32 (+9.0%), stop $88.40 (−4.1%), A.R:R 1.8:1. Score 6.7/10, moderate confidence.
Take-profit target: $100.32 (+9.0% upside). Target $100.32 (+9.0%), stop $88.40 (−4.1%), A.R:R 1.8:1. Stop-loss: $88.40.
Concentration risk — Loan Portfolio: commercial real estate loans (58.0%); Thin upside margin: 9.0%; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2).
SouthState Bank Corporation trades at a P/E of 9.9 (forward 8.8). TrendMatrix value score: 8.5/10. Verdict: Hold.
17 analysts cover SSB with a consensus score of 4.2/5. Average price target: $115.
What does SouthState Bank Corporation do?SouthState Bank Corporation is a $67.2B-asset bank holding company headquartered in Winter Haven, Florida with 342...
SouthState Bank Corporation is a $67.2B-asset bank holding company headquartered in Winter Haven, Florida with 342 branches across FL, SC, TX, GA, CO, NC, AL, and VA. Revenue is primarily net interest income from commercial real estate, residential, C&I, and consumer lending, plus correspondent banking and capital markets fees.