Inter & Co. screens among the most attractively valued names in its regional banking peer group — forward P/E of 5.6x, PEG of 0.15, and 43.1% upside to the analyst consensus target of $8.33 — while growing revenue at 25% year-over-year; the setup is blocked by a confirmed technical downtrend and a pattern of declining earnings estimates that, if not reversed, could erode the valuation advantage before the discount to intrinsic value closes.
Thesis pillars
- Deep Value Wide Margin Safety→Stable
- Earnings Estimates Declining↑Improving
- Strong Revenue Growth Profile→Stable
- +2 more pillars — see the Why tab for full reasoning
Pillars as of Jul 3, 2026· older than 90 days
Inter & Co. Inc. (INTR) Stock Analysis
Falling Knife setup · Inst Constrain edge
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $3.96, but acceptable to hold if already in. Reasons: V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3); Earnings in 7 days (event risk).
Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage, and inter shop businesses in Brazil and the United States. The company offers banking products and services, including checking accounts; cards; deposits; loans and... Read more
Hold if already holding. Not a fresh buy at $3.96, but acceptable to hold if already in. Reasons: V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3); Earnings in 7 days (event risk). Chart setup: Death cross, below all MAs, RSI 22, MACD bearish. Maintain position. Not compelling to add more. Score 6.3/10, moderate confidence.
Passes 6/9 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA) and earnings proximity 7d<=7d. Suitability: speculative.
Recent developments
updated Oct 26, 2026Recent Developments — Inter & Co. Inc.
Latest news
- NEWS Crude Oil Edges Lower; Chicago Fed Activity Index Rises In September — benzinga Oct 26, 2026 neutral
- NEWS Inter & Co Moves to Full Ownership of Inter Seguros with R$409 Million Deal - The Globe and Mail — The Globe and Mail Oct 21, 2026 neutral
- NEWS Inter Stock In Focus After S&P Global BMI Index Addition - Simply Wall Street — Simply Wall Street Oct 21, 2026 positive
- NEWS INTR Q2 2026 Earnings: Inter & Co. Beats EPS Estimate, Shares Rise 5.22% - Earnings Revision Upgrade - https://www.siam. — https://www.siam.in/ Oct 21, 2026 positive
- NEWS UBS Adjusts Inter & Co Price Target to $10 From $8.80, Maintains Buy Rating - marketscreener.com — marketscreener.com Oct 20, 2026 positive
Latest item Oct 26, 2026 · Generated 2026-11-05T11:34:08Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy
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Rating Breakdown
2 floor-breakers·1 ceiling hit
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $3.96, but acceptable to hold if already in. Reasons: V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3); Earnings in 7 days (event risk). Chart setup: Death cross, below all MAs, RSI 22, MACD bearish. Maintain position. Not compelling to add more. Analyst target $7.75 (+95.8%), stop $3.71 (−6.7%), A.R:R 6.4:1. Score 6.3/10, moderate confidence.
Analyst target: $7.75 (+95.8% upside). Analyst target $7.75 (+95.8%), stop $3.71 (−6.7%), A.R:R 6.4:1. Stop-loss: $3.71.
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3); Earnings in 7 days (event risk); Negative momentum.
Inter & Co. Inc. trades at a P/E of 6.1 (forward 4.2). TrendMatrix value score: 9.8/10. Verdict: Hold.
16 analysts rate INTR, with a consensus score of 3.8/5. 10 analysts publish price targets averaging $9.
What does Inter & Co. Inc. do?Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage, and...
Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage, and inter shop businesses in Brazil and the United States. The company offers banking products and services, including checking accounts; cards; deposits; loans and advances; and other services, as well as debt collections; foreign exchange and financial services; and global account digital solution. It also provides acquisition, sale, and custody of securities; structures and distributes securities; and operates management of fund portfolios and other assets. In addition, the company offers insurance products including warranties, life, property, and automobile insurance; pension products; and consortium products. Further, it engages in the sale of goods and/or services through digital platform. Inter & Co, Inc. was founded in 1994 and is headquartered in Belo Horizonte, Brazil.