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Webster Financial Corporation (WBS) Stock Analysis

Range Bound setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $71.71, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.1% away).

Webster Financial is a $84.1B bank holding company headquartered in Stamford, CT, operating through Commercial Banking, Healthcare Financial Services (HSA Bank — one of the country's largest HSA administrators — and Ametros), and Consumer Banking (195 Northeast branches). In... Read more

$71.71-0.1% A.UpsideScore 5.7/10#86 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield2.23%(5y avg 3.17%)Payout26.23%sustainable
Stop $70.25Target $71.66(resistance)A.R:R -2.0:1
Analyst target$74.29+3.6%12 analysts
$71.66our TP
$71.71price
$74.29mean
$69
$78

Hold if already holding. Not a fresh buy at $71.71, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.1% away). Chart setup: RSI 51 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 5.7/10, moderate confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 65d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

Recent Developments — Webster Financial Corporation

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Attractive valuation
Risks
Analyst target reached - limited upside remaining
Near 52-week high (3.1% away)
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4)

Key Metrics

P/E (TTM)11.8
P/E (Fwd)9.8
Mkt Cap$11.6B
EV/EBITDA
Profit Mgn37.4%
ROE10.9%
Rev Growth8.7%
Beta1.01
Dividend2.23%
Rating analysts19

Quality Signals

Piotroski F8/9

Options Flow

P/C0.01bullish
IV31%normal

Concentration Risks(10-K Item 1A)

  • MEDIUMregulatoryOCC
    10-K Item 1: 'The Bank is organized as a national banking association under the National Bank Act, as amended, and is subject to the supervision of and regular examination by the OCC, its primary regulator'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
1.0
Obv
1.0
Volume
4.8
Rsi
5.5
Ma Position
6.0
Volume distribution (falling OBV)Above 200-day MA
GatesMomentum 3.7<4.5A.R:R -2.0=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 65d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
51 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $70.76Resistance $73.12

Price Targets

$70
$72
A.Upside-0.1%
A.R:R-2.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-9.9% upside)
! Momentum score 3.7/10 — below 4.5 minimum
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-23 (65d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WBS stock a buy right now?

Hold if already holding. Not a fresh buy at $71.71, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (3.1% away). Chart setup: RSI 51 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $71.66 (-0.1%), stop $70.25 (−2.1%), A.R:R -2.0:1. Score 5.7/10, moderate confidence.

What is the WBS stock price target?

Take-profit target: $71.66 (-0.1% upside). Target $71.66 (-0.1%), stop $70.25 (−2.1%), A.R:R -2.0:1. Stop-loss: $70.25.

What are the risks of investing in WBS?

Analyst target reached - limited upside remaining; Near 52-week high (3.1% away); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.4).

Is WBS overvalued or undervalued?

Webster Financial Corporation trades at a P/E of 11.8 (forward 9.8). TrendMatrix value score: 7.7/10. Verdict: Hold.

What do analysts say about WBS?

19 analysts cover WBS with a consensus score of 3.3/5. Average price target: $74.

What does Webster Financial Corporation do?Webster Financial is a $84.1B bank holding company headquartered in Stamford, CT, operating through Commercial Banking,...

Webster Financial is a $84.1B bank holding company headquartered in Stamford, CT, operating through Commercial Banking, Healthcare Financial Services (HSA Bank — one of the country's largest HSA administrators — and Ametros), and Consumer Banking (195 Northeast branches). In February 2026, Webster entered an agreement to be acquired by Banco Santander for ~$12.3B, expected to close in H2 2026.

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