U.S. Bancorp (USB) Stock Analysis
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $53.51, but acceptable to hold if already in. Reasons: Thin upside margin: 6.8%; Negative momentum.
U.S. Bancorp is a Minneapolis-based financial holding company with $522.2 billion in consolidated deposits, operating 2,075 branches across 26 states primarily in the Midwest and West. It earns revenue from lending, payments, wealth management, and capital markets, serving... Read more
Hold if already holding. Not a fresh buy at $53.51, but acceptable to hold if already in. Reasons: Thin upside margin: 6.8%; Negative momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 5.6/10, moderate confidence.
Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 58d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.
Recent Developments — U.S. Bancorp
Latest news
- Why U.S. Bancorp (USB) is a Great Dividend Stock Right Now - Yahoo Finance — Yahoo Finance positive
- U.S. Bancorp (NYSE:USB) Insider Sells $2,280,000.00 in Stock - MarketBeat — MarketBeat negative
- Truist Securities Bullish on U.S. Bancorp (USB) As a Top Goldman Sachs Bank Stock Despite PT Cut - Yahoo Finance — Yahoo Finance positive
- U.S. Bancorp $USB Stock Position Lessened by US Bancorp DE - MarketBeat — MarketBeat neutral
- How The U.S. Bancorp (USB) Narrative Is Shifting As Analysts Rework Price Targets - Yahoo Finance — Yahoo Finance neutral
Generated 2026-05-20T21:06:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMGeographicMidwest and West regions10-K Item 1: 'Banking and investment services are provided through a network of branches and banking offices across the United States, primarily in the Midwest and West regions'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $53.51, but acceptable to hold if already in. Reasons: Thin upside margin: 6.8%; Negative momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $57.13 (+6.8%), stop $51.23 (−4.5%), A.R:R 1.4:1. Score 5.6/10, moderate confidence.
Take-profit target: $57.13 (+6.8% upside). Target $57.13 (+6.8%), stop $51.23 (−4.5%), A.R:R 1.4:1. Stop-loss: $51.23.
Thin upside margin: 6.8%; Negative momentum.
U.S. Bancorp trades at a P/E of 11.1 (forward 9.4). TrendMatrix value score: 7.4/10. Verdict: Hold.
28 analysts cover USB with a consensus score of 3.7/5. Average price target: $63.
What does U.S. Bancorp do?U.S. Bancorp is a Minneapolis-based financial holding company with $522.2 billion in consolidated deposits, operating...
U.S. Bancorp is a Minneapolis-based financial holding company with $522.2 billion in consolidated deposits, operating 2,075 branches across 26 states primarily in the Midwest and West. It earns revenue from lending, payments, wealth management, and capital markets, serving individuals, businesses, and institutional clients domestically.