TransUnion (TRU) Stock Analysis
Falling Knife setup
Financial Services · Financial Data & Stock Exchanges
Hold if already holding. Not a fresh buy at $66.35, but acceptable to hold if already in. Reasons: Leverage penalty (D/E 1.2): -0.5; Negative momentum.
TransUnion is a global information and analytics company providing credit risk, fraud mitigation, marketing, and identity solutions in 30+ countries, with data on over one billion consumers. Revenue is primarily transaction- and subscription-based, with U.S. Markets Financial... Read more
Hold if already holding. Not a fresh buy at $66.35, but acceptable to hold if already in. Reasons: Leverage penalty (D/E 1.2): -0.5; Negative momentum. Chart setup: Death cross, below all MAs, RSI 39, MACD bearish. Maintain position. Not compelling to add more. Score 6.1/10, moderate confidence.
Passes 6/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, earnings proximity 64d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: aggressive.
Recent Developments — TransUnion
Latest news
- TransUnion CLO Heather J Russell sells $158,640 in stock - Investing.com — Investing.com negative
- TransUnion Applauds FHFA, HUD for Advancing VantageScore in Mortgage Lending - GlobeNewswire — GlobeNewswire positive
- TransUnion (TRU) is a top-ranked momentum stock: Should you buy? - MSN — MSN positive
- TransUnion (TRU) is a top-ranked momentum stock: Should you buy? - msn.com — msn.com positive
- TransUnion (TRU) is a Top-Ranked Momentum Stock: Should You Buy? - Yahoo Finance — Yahoo Finance positive
Generated 2026-05-20T21:06:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMProductU.S. Markets Financial Services37%10-K Item 1A: 'Our 2025 revenue in our U.S. Markets Financial Services and Consumer Interactive verticals accounted for approximately 37% and 13%, respectively, of consolidated gross revenues'
- MEDIUMProductConsumer Interactive13%10-K Item 1A: 'Our 2025 revenue in our U.S. Markets Financial Services and Consumer Interactive verticals accounted for approximately 37% and 13%, respectively, of consolidated gross revenues'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $66.35, but acceptable to hold if already in. Reasons: Leverage penalty (D/E 1.2): -0.5; Negative momentum. Chart setup: Death cross, below all MAs, RSI 39, MACD bearish. Maintain position. Not compelling to add more. Target $82.20 (+23.9%), stop $63.74 (−4.1%), A.R:R 3.0:1. Score 6.1/10, moderate confidence.
Take-profit target: $82.20 (+24.4% upside). Target $82.20 (+23.9%), stop $63.74 (−4.1%), A.R:R 3.0:1. Stop-loss: $63.74.
Leverage penalty (D/E 1.2): -0.5; Negative momentum; Below 200-MA, MA slope -3.7%/30d (confirmed downtrend).
TransUnion trades at a P/E of 19.0 (forward 12.3). TrendMatrix value score: 7.2/10. Verdict: Hold.
26 analysts cover TRU with a consensus score of 4.0/5. Average price target: $91.
What does TransUnion do?TransUnion is a global information and analytics company providing credit risk, fraud mitigation, marketing, and...
TransUnion is a global information and analytics company providing credit risk, fraud mitigation, marketing, and identity solutions in 30+ countries, with data on over one billion consumers. Revenue is primarily transaction- and subscription-based, with U.S. Markets Financial Services representing 37% of 2025 consolidated gross revenues and Consumer Interactive representing 13%. The OneTru platform centralizes AI-powered analytics and identity resolution for business and consumer customers.