TransUnion (TRU) Stock Analysis
Range Bound setup
Financial Services · Financial Data & Stock Exchanges
Hold if already holding. Not a fresh buy at $70.55, but acceptable to hold if already in. Reasons: Concentration risk — Customer: U.S. financial services and consumer credit industries; Leverage penalty (D/E 1.2): -0.5.
TransUnion is a global consumer credit reporting and data analytics company with operations in 30+ countries, offering credit risk, fraud, identity, and marketing solutions to financial institutions, insurers, retailers, and consumers. Revenue is earned via transaction fees and... Read more
Hold if already holding. Not a fresh buy at $70.55, but acceptable to hold if already in. Reasons: Concentration risk — Customer: U.S. financial services and consumer credit industries; Leverage penalty (D/E 1.2): -0.5. Chart setup: RSI 55 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.1/10, moderate confidence.
Passes 6/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news boost analyst 0.50, earnings proximity 83d clear, semi cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHCustomerU.S. financial services and consumer credit industries10-K Item 1A: 'Our revenues are concentrated in the U.S. financial services and consumer credit industries.'
- MEDIUMProductU.S. Markets Financial Services37%10-K Item 1A: 'Our 2025 revenue in our U.S. Markets Financial Services and Consumer Interactive verticals accounted for approximately 37% and 13%, respectively, of consolidated gross revenues'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $70.55, but acceptable to hold if already in. Reasons: Concentration risk — Customer: U.S. financial services and consumer credit industries; Leverage penalty (D/E 1.2): -0.5. Chart setup: RSI 55 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $83.06 (+17.7%), stop $64.98 (−8.6%), A.R:R 2.3:1. Score 6.1/10, moderate confidence.
Take-profit target: $83.06 (+18.9% upside). Target $83.06 (+17.7%), stop $64.98 (−8.6%), A.R:R 2.3:1. Stop-loss: $64.98.
Concentration risk — Customer: U.S. financial services and consumer credit industries; Leverage penalty (D/E 1.2): -0.5; Negative momentum.
TransUnion trades at a P/E of 19.5 (forward 12.6). TrendMatrix value score: 7.1/10. Verdict: Hold.
25 analysts cover TRU with a consensus score of 4.1/5. Average price target: $92.
What does TransUnion do?TransUnion is a global consumer credit reporting and data analytics company with operations in 30+ countries, offering...
TransUnion is a global consumer credit reporting and data analytics company with operations in 30+ countries, offering credit risk, fraud, identity, and marketing solutions to financial institutions, insurers, retailers, and consumers. Revenue is earned via transaction fees and subscriptions; U.S. Financial Services is 37% of 2025 gross revenues.