TriCo Bancshares (TCBK) Stock Analysis

Q: What is the TCBK stock price target?

Entry $47.36, take-profit $50.40 (+6.4% upside). Target $50.40 (+1.1%), stop $45.91 (−8.6%), A.R:R -0.5:1.

Q: What are the risks of investing in TCBK?

Analyst target reached - limited upside remaining; Target reached (-2.3% upside); NEWS_MOD=+2: HOLD_IF_HOLDING → STRONG_BUY_WAIT.

Range Bound setup

HoldModerate ConfidenceUpdated 2026-04-30

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $49.85, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.

$49.85+6.4% A.UpsideScore 6.1/10#50 of 142 Banks - Regional

Entry $47.36(5% below current)Stop $45.91Target $50.40(resistance)A.R:R -0.5:1Setup A.R:R 2.1:1

Analyst target$56.00+12.3%6 analysts

$50.40our TP

$49.85price

$56.00mean

$63

Hold if already holding. Not a fresh buy at $49.85, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 48 mid-range, Bollinger mid-band. Downgraded from BUY WAIT — price $49.85 has reached target $50.40. No upside to wait for. Score 6.1/10, moderate confidence.

Passes 6/8 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.70, earnings proximity 83d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Thesis

Rewards

Strong earnings beat streak (4/4)

Positive news sentiment (+0.67)

Attractive valuation

Risks

Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)12.7

P/E (Fwd)11.5

Mkt Cap$1.6B

EV/EBITDA—

Profit Mgn31.0%

ROE10.0%

Rev Growth10.7%

Beta0.60

Dividend2.82%

Rating analysts12

Quality Signals

Piotroski F7/9

Options Flow

P/C1.00neutral

IV61%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

Overall = weighted sum of the 10 dimension scores. Fundamentals (Value/Quality/Growth) carry 45%; market signals (Momentum/Sentiment/Insider/Peer) carry 40%; structure (Technical/Risk/Catalyst) carries 15%.

DimensionScoreWeightContribution

Value7.915%1.19

Quality5.315%0.79

Growth6.615%0.99

Momentum5.010%0.50

Sentiment7.310%0.73

Insider Activity5.010%0.50

Peer Rank4.610%0.46

Technical Setup6.05%0.30

Risk Profile6.25%0.31

Catalyst6.95%0.35

Overall (Σ contributions)6.11

Small float-rounding may cause last-digit differences between this sum and the displayed Overall.

GatesA.R:R -0.5=NEGATIVEMomentum 5.0<5.5 (soft — BUY_NOW allowed but watch)Momentum 5.0>=4.5Insider activity: OKNo SEC red flagsNEWS BOOST ANALYST 0.70EARNINGS PROXIMITY 83d clearSEMI CYCLE PEAK CLEARRange BoundSuitability: Aggressive

RSI

48 · Neutral

↓ 20D MA↑ 50D MA↑ 200D MAGOLDEN CROSSSupport $47.33Resistance $51.43

Price Targets

$46

$47

$50

A.Upside+1.1%

A.R:R-0.5:1

Setup A.R:R (at entry)2.1:1

Position Sizing

ConvictionMedium conviction

Suggested %0.5%

Max %1%

RegimeCautious

Risk Alerts

! Target reached (-2.3% upside)

! NEWS_MOD=+2: HOLD_IF_HOLDING → STRONG_BUY_WAIT

! Negative risk/reward — downside exceeds upside

Earnings

4/4 beats

Next Earnings2026-07-23 (83d)

Verdict History

reverse chrono — latest first

Loading history...

Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.

Frequently Asked Questions

Is TCBK stock a buy right now?

Hold if already holding. Not a fresh buy at $49.85, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 48 mid-range, Bollinger mid-band. Downgraded from BUY WAIT — price $49.85 has reached target $50.40. No upside to wait for. Target $50.40 (+1.1%), stop $45.91 (−8.6%), A.R:R -0.5:1. Score 6.1/10, moderate confidence.

What is the TCBK stock price target?

Take-profit target: $50.40 (+6.4% upside). Target $50.40 (+1.1%), stop $45.91 (−8.6%), A.R:R -0.5:1. Stop-loss: $45.91.

What are the risks of investing in TCBK?

Analyst target reached - limited upside remaining.

Is TCBK overvalued or undervalued?

TriCo Bancshares trades at a P/E of 12.7 (forward 11.5). TrendMatrix value score: 7.9/10. Verdict: Hold.

What do analysts say about TCBK?

12 analysts cover TCBK with a consensus score of 3.9/5. Average price target: $56.

What does TriCo Bancshares do?TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial and retail banking...

TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial and retail banking services to individual and corporate customers. The company accepts demand, savings, and time deposits; and offers checking, specialized, money market, education, health savings, certificate of deposit, and business and public funds savings accounts, as well as individual retirement accounts. It also offers small business loans; real estate mortgage loans, such as residential and commercial loans; consumer loans; mortgage, auto, and personal loans; commercial loans, including agricultural loans; motorcycle, RV, boat, and other vehicle loans; and real estate construction loans. In addition, the company provides treasury management services; credit and debit cards; other customary banking services comprising safe deposit boxes; and brokerage and wealth management services. Further, it offers equipment financing, digital banking, overdraft, and payment processing services. The company was founded in 1975 and is headquartered in Chico, California.