Skip to main content

German American Bancorp, Inc. (GABC) Stock Analysis

Range Bound setup

HoldHigh Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $42.66, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.

German American Bancorp is an Indiana-based financial holding company operating German American Bank with 94 banking offices in Indiana (central/southern), Kentucky (northern/central/western), and Ohio (central/southwest). Revenue comes primarily from retail and commercial... Read more

$42.66+0.8% A.UpsideScore 6.8/10#3 of 142 Banks - Regional
QualityF-score8 / 9FCF yield—
IncomeYield2.81%(5y avg 2.72%)Payout32.42%sustainable
Stop $40.86Target $42.98(analyst − 13%)A.R:R 0.1:1
Analyst target$49.40+15.8%5 analysts
$42.98our TP
$42.66price
$49.40mean
$52

Hold if already holding. Not a fresh buy at $42.66, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 49 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.8/10, high confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 68d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Val8.1Qual5.7Grw10.0Mom4.9Sent6.3Ins5.0Peer6.3Tech7.1Risk6.86.8OVERALL

Recent Developments — German American Bancorp, Inc.

Latest news

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (3/4)
Attractive valuation
Risks
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)11.7
P/E (Fwd)10.7
Mkt Cap$1.6B
EV/EBITDA—
Profit Mgn36.6%
ROE12.2%
Rev Growth42.3%
Beta0.59
Dividend2.81%
Rating analysts11

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C0.17bullish
IV51%elevated
Max Pain$50+17.2% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 ceiling hit

GatesA.R:R 0.1 < 1.5@spotMomentum 4.9<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.9>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 68d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
49 · Neutral
↓ 20D MA↑ 50D MA↑ 200D MAGOLDEN CROSSSupport $41.49Resistance $44.48

Price Targets

$41
$43
A.Upside+0.8%
A.R:R0.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (0.7% upside)
! Reward/Risk 0.1:1 at current price — below 1.5:1 minimum

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-27 (68d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is GABC stock a buy right now?

Hold if already holding. Not a fresh buy at $42.66, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 49 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $42.98 (+0.8%), stop $40.86 (−4.4%), A.R:R 0.1:1. Score 6.8/10, high confidence.

What is the GABC stock price target?

Take-profit target: $42.98 (+0.8% upside). Target $42.98 (+0.8%), stop $40.86 (−4.4%), A.R:R 0.1:1. Stop-loss: $40.86.

What are the risks of investing in GABC?

Analyst target reached - limited upside remaining.

Is GABC overvalued or undervalued?

German American Bancorp, Inc. trades at a P/E of 11.7 (forward 10.7). TrendMatrix value score: 8.1/10. Verdict: Hold.

What do analysts say about GABC?

11 analysts cover GABC with a consensus score of 4.0/5. Average price target: $49.

What does German American Bancorp, Inc. do?German American Bancorp is an Indiana-based financial holding company operating German American Bank with 94 banking...

German American Bancorp is an Indiana-based financial holding company operating German American Bank with 94 banking offices in Indiana (central/southern), Kentucky (northern/central/western), and Ohio (central/southwest). Revenue comes primarily from retail and commercial banking, with recent acquisitions of Heartland BancCorp ($1.94B assets) and Bank of Idaho ($1.36B assets) in 2025.

Related stocks: IFS (Intercorp Financial Services In) · CUBI (Customers Bancorp, Inc) · COLB (Columbia Banking System, Inc.) · SSB (SouthState Bank Corporation) · PNFP (Pinnacle Financial Partners, In)