Stock Yards Bancorp, Inc. (SYBT) Stock Analysis
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $72.20, but acceptable to hold if already in. Reasons: Concentration risk — Regulatory: FNMA and FHLMC mortgage programs; Analyst target reached - limited upside remaining.
Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking... Read more
Hold if already holding. Not a fresh buy at $72.20, but acceptable to hold if already in. Reasons: Concentration risk — Regulatory: FNMA and FHLMC mortgage programs; Analyst target reached - limited upside remaining. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Multiple concerning factors. Consider reducing position. | News modifier +2 (SELL_IF_HOLDING → HOLD_IF_HOLDING) Score 5.4/10, moderate confidence.
Passes 5/8 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity 89d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMProductWM&T non-interest income44%10-K Item 1A: 'Income from WM&T constitutes approximately 44% of non-interest income.'
- HIGHregulatoryFNMA and FHLMC mortgage programs10-K Item 1A: 'Our mortgage banking line of business is highly dependent upon programs administered by the FNMA and FHLMC.'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $72.20, but acceptable to hold if already in. Reasons: Concentration risk — Regulatory: FNMA and FHLMC mortgage programs; Analyst target reached - limited upside remaining. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Multiple concerning factors. Consider reducing position. | News modifier +2 (SELL_IF_HOLDING → HOLD_IF_HOLDING) Target $72.60 (+0.6%), stop $68.46 (−5.5%), A.R:R -0.7:1. Score 5.4/10, moderate confidence.
Take-profit target: $72.60 (+0.6% upside). Target $72.60 (+0.6%), stop $68.46 (−5.5%), A.R:R -0.7:1. Stop-loss: $68.46.
Concentration risk — Regulatory: FNMA and FHLMC mortgage programs; Analyst target reached - limited upside remaining.
Stock Yards Bancorp, Inc. trades at a P/E of 14.6 (forward 12.8). TrendMatrix value score: 6.6/10. Verdict: Hold.
12 analysts cover SYBT with a consensus score of 3.7/5. Average price target: $77.
What does Stock Yards Bancorp, Inc. do?Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various...
Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers a range of loan and deposit products to individual consumers and businesses in all its markets through retail lending, mortgage banking, deposit services, online banking, mobile banking, private banking, commercial lending, commercial real estate lending, leasing, treasury management services, merchant services, international banking, correspondent banking, credit card services, and other banking services. This segment also provides securities brokerage services through an arrangement with a third party broker-dealer. The WM&T segment engages in the provision of investment management, financial and retirement planning, and trust and estate services, as well as retirement plan management for businesses and corporations. The company was founded in 1904 and is headquartered in Louisville, Kentucky.