Selective Insurance Group, Inc. (SIGI) Stock Analysis
Momentum Cont setup
Financial Services · Insurance - Property & Casualty
Sell if holding. Analyst target reached at $84.63 — A.R:R is negative (-0.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Customer: Aggregators (51.0%).
Selective Insurance Group sells property and casualty insurance exclusively through independent agents in the US across four segments: Standard Commercial Lines (71% of revenues, 79% of NPW), Standard Personal Lines, E&S Lines, and Investments. Average commercial premium was... Read more
Sell if holding. Analyst target reached at $84.63 — A.R:R is negative (-0.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Customer: Aggregators (51.0%). Chart setup: Trend continuation, RSI 60, MACD bullish. Score 5.4/10, moderate confidence.
Passes 6/8 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.40, earnings proximity 83d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHCustomerAggregators51%10-K Item 1A: 'Aggregators accounted for approximately 51% of our DPW at December 31, 2025, up from 46% in the prior year'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $84.63 — A.R:R is negative (-0.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Customer: Aggregators (51.0%). Chart setup: Trend continuation, RSI 60, MACD bullish. Prior stop was $79.02. Score 5.4/10, moderate confidence.
Take-profit target: $85.45 (+1.0% upside). Prior stop was $79.02. Stop-loss: $79.02.
Concentration risk — Customer: Aggregators (51.0%); Analyst target reached - limited upside remaining; Consecutive earnings misses (3).
Selective Insurance Group, Inc. trades at a P/E of 11.6 (forward 9.6). TrendMatrix value score: 8.0/10. Verdict: Sell.
14 analysts cover SIGI with a consensus score of 3.6/5. Average price target: $88.
What does Selective Insurance Group, Inc. do?Selective Insurance Group sells property and casualty insurance exclusively through independent agents in the US across...
Selective Insurance Group sells property and casualty insurance exclusively through independent agents in the US across four segments: Standard Commercial Lines (71% of revenues, 79% of NPW), Standard Personal Lines, E&S Lines, and Investments. Average commercial premium was ~$20,600 per policyholder in 2025.