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LPL Financial Holdings Inc. (LPLA) Stock Analysis

Recovery setup

Buy WaitModerate Confidence

Financial Services · Capital Markets

Earnings in 0 days (2026-04-30). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Wait for pullback to $309.13. At $334.49 the A.R:R is 0.3:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $309.13 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 5.1%; Leverage penalty (D/E 1.4): -0.5.

LPL Financial is the nation largest independent broker-dealer, supporting more than 32,000 financial advisors and 1,200 financial institutions with approximately 2.4 trillion in custodied assets. Revenue comes from commissions, advisory fees, asset-based fees; client cash... Read more

$334.49+10.6% A.UpsideScore 5.8/10#16 of 40 Capital Markets
Entry $309.13(Default 5pct Sticky)Stop $286.05Target $352.47(analyst − 13%)A.R:R 0.3:1Setup A.R:R 1.5:1
Analyst target$405.14+21.1%14 analysts
$352.47our TP
$334.49price
$405.14mean
$540

Wait for pullback to $309.13. At $334.49 the A.R:R is 0.3:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $309.13 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 5.1%; Leverage penalty (D/E 1.4): -0.5. Chart setup: Death cross but MACD improving, RSI 64. Earnings in 0 days. Wait until post-earnings. Score 5.8/10, moderate confidence.

Passes 4/7 gates (positive momentum, clean insider activity, no SEC red flags, semi cycle peak clear). Fails on favorable risk/reward ratio and earnings proximity 0d<=7d. Suitability: moderate.

Val7.7Qual4.9Grw6.5Mom5.9Sent6.7Ins5.0Peer4.2Tech3.7Risk4.95.8OVERALL

Thesis

Rewards
No bull case signals
Risks
Thin upside margin: 5.1%
Leverage penalty (D/E 1.4): -0.5

Key Metrics

P/E (TTM)30.3
P/E (Fwd)11.7
Mkt Cap$26.5B
EV/EBITDA—
Profit Mgn5.2%
ROE20.9%
Rev Growth41.8%
Beta0.57
Dividend0.36%
Rating analysts21

Quality Signals

Piotroski F6/9

Options Flow

P/C3.26bearish
IV63%elevated
Max Pain$180-46.2% vs spot

Concentration Risks(10-K Item 1A)

  • MEDIUMProductclient cash programs
    10-K Item 1A: 'Our client cash programs generate a significant portion of our revenue'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Support Resistance
0.3
Bollinger
1.7
Gap
6.0
52w Position
6.7
GatesA.R:R 0.3 < 1.5@spotEARNINGS PROXIMITY 0d<=7dDeath cross (50MA < 200MA)Momentum 5.9>=5.5Insider activity: OKNo SEC red flagsSEMI CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
64 · Neutral
↑ 20D MA↑ 50D MA↓ 200D MADEATH CROSSSupport $281.51Resistance $337.27

Price Targets

$286
$309
$352
A.Upside+5.4%
A.R:R0.3:1
Setup A.R:R (at entry)1.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Earnings in 0 days - binary event risk
! Reward/Risk 0.3:1 at current price — below 1.5:1 minimum
! EARNINGS_PROXIMITY:0d<=7d

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-04-30 (0d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is LPLA stock a buy right now?

Wait for pullback to $309.13. At $334.49 the A.R:R is 0.3:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $309.13 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 5.1%; Leverage penalty (D/E 1.4): -0.5. Chart setup: Death cross but MACD improving, RSI 64. Earnings in 0 days. Wait until post-earnings. Target $352.47 (+5.4%), stop $286.05 (−16.9%), Setup A.R:R 1.5:1. Score 5.8/10, moderate confidence.

What is the LPLA stock price target?

Take-profit target: $352.47 (+10.6% upside). Target $352.47 (+5.4%), stop $286.05 (−16.9%), Setup A.R:R 1.5:1. Stop-loss: $286.05.

What are the risks of investing in LPLA?

Thin upside margin: 5.1%; Leverage penalty (D/E 1.4): -0.5.

Is LPLA overvalued or undervalued?

LPL Financial Holdings Inc. trades at a P/E of 30.3 (forward 11.7). TrendMatrix value score: 7.7/10. Verdict: Buy (Wait for Entry).

What do analysts say about LPLA?

21 analysts cover LPLA with a consensus score of 4.0/5. Average price target: $405.

What does LPL Financial Holdings Inc. do?LPL Financial is the nation largest independent broker-dealer, supporting more than 32,000 financial advisors and 1,200...

LPL Financial is the nation largest independent broker-dealer, supporting more than 32,000 financial advisors and 1,200 financial institutions with approximately 2.4 trillion in custodied assets. Revenue comes from commissions, advisory fees, asset-based fees; client cash programs generate a significant portion of revenue via interest on deposits.

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