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PRIPrimerica, Inc.Buy Wait6.3·$263.01-1.06%
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Primerica, Inc. (PRI) Stock Analysis

Buy WaitHigh Confidence

Financial Services · Insurance - Life

Wait for pullback to $240.40. Weak momentum — blocks BUY_NOW at $263.01. Engine's entry $240.40 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risk: Analyst target reached - limited upside remaining.

Primerica provides term life insurance and investment/savings products to middle-income U.S. and Canadian households through 151,524 licensed independent sales representatives, insuring over 5.5 million lives with 3.1 million client investment accounts. Revenue is primarily... Read more

$263.01+7.9% A.UpsideScore 6.3/10#4 of 15 Insurance - Life
QualityF-score9 / 9FCF yield12.93%
IncomeYield1.69%(5y avg 1.35%)Payout18.13%sustainable
Entry $240.40(Atr Pullback Sticky)Stop $228.04Target $277.09(resistance)A.R:R -0.3:1Setup A.R:R 1.7:1
Analyst target$298.50+13.5%6 analysts
$277.09our TP
$263.01price
$298.50mean
$322

Wait for pullback to $240.40. Weak momentum — blocks BUY_NOW at $263.01. Engine's entry $240.40 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risk: Analyst target reached - limited upside remaining. Chart setup: No clear chart pattern; technical signals are mixed. Fundamentals strong but target reached (-1.3% upside). Wait for pullback. Score 6.3/10, high confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 58d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-09
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Aug 5, 202658d to earnings· next earnings call

Thesis

Rewards
V7 flight-to-quality bonus: +0.5 (Q=8.5 in RISK_OFF)
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Risks
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)11.2
P/E (Fwd)10.0
Mkt Cap$8.3B
EV/EBITDA8.6
Profit Mgn22.6%
ROE32.3%
Rev Growth8.1%
Beta0.89
Dividend1.69%
Rating analysts13

Quality Signals

Piotroski F9/9MoatWideCompounder

Options Flow

P/C1.18bearish
IV48%normal

Concentration Risks(10-K Item 1A)

  • MEDIUMcounterpartylimited platform of mutual fund and annuity product providers
    10-K Item 1A: 'Our Investment and Savings Products segment is heavily dependent on a limited platform of mutual fund and annuity products offered by a relatively small number of companies and managers.'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesMomentum 4.1<4.5A.R:R -0.2=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 58d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
34 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $252.63Resistance $282.75

Price Targets

$228
$240
$277
A.Upside+5.4%
A.R:R-0.3:1
Setup A.R:R (at entry)1.7:1

Position Sizing

ConvictionHigh conviction
Suggested %0.7%
Max %1.5%
RegimeRisk-Off

Risk Alerts

! Target reached (-1.3% upside)
! News modifier capped: WAIT cannot upgrade to NOW via sentiment alone
! momentum at 4.1 (below the engine's 4.5 threshold)

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-08-05 (58d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is PRI stock a buy right now?

Wait for pullback to $240.40. Weak momentum — blocks BUY_NOW at $263.01. Engine's entry $240.40 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risk: Analyst target reached - limited upside remaining. Chart setup: No clear chart pattern; technical signals are mixed. Fundamentals strong but target reached (-1.3% upside). Wait for pullback. Target $277.09 (+5.4%), stop $228.04 (−15.3%), Setup A.R:R 1.7:1. Score 6.3/10, high confidence.

What is the PRI stock price target?

Take-profit target: $277.09 (+7.9% upside). Target $277.09 (+5.4%), stop $228.04 (−15.3%), Setup A.R:R 1.7:1. Stop-loss: $228.04.

What are the risks of investing in PRI?

Analyst target reached - limited upside remaining.

Is PRI overvalued or undervalued?

Primerica, Inc. trades at a P/E of 11.2 (forward 10.0). TrendMatrix value score: 7.8/10. Verdict: Buy (Wait for Entry).

What do analysts say about PRI?

13 analysts cover PRI with a consensus score of 3.7/5. Average price target: $299.

What does Primerica, Inc. do?Primerica provides term life insurance and investment/savings products to middle-income U.S. and Canadian households...

Primerica provides term life insurance and investment/savings products to middle-income U.S. and Canadian households through 151,524 licensed independent sales representatives, insuring over 5.5 million lives with 3.1 million client investment accounts. Revenue is primarily recurring and fee-based; the Term Life segment reinsures up to 90% of mortality risk, making results resemble a fee business rather than traditional underwriting.

Related stocks: AFL (AFLAC Incorporated) · FG (F&G Annuities & Life, Inc.) · PUK (Prudential Public Limited Compa) · MFC (Manulife Financial Corporation) · LNC (Lincoln National Corporation)
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