Brighthouse Financial, Inc. (BHF) Stock Analysis

Q: What is the BHF stock price target?

Take-profit $61.38 (-1.2% upside). Prior stop was $60.98.

Q: What are the risks of investing in BHF?

Target reached (-8.9% upside); Quality below floor (3.2 < 4.0); Target reached (-8.9% upside); Quality below floor (3.2 < 4.0).

Q: Is BHF overvalued or undervalued?

Brighthouse Financial, Inc. trades at a P/E of 10.8 (forward 3.2). TrendMatrix value score: 8.6/10. Overall verdict: Sell.

Q: What do analysts say about BHF?

15 analysts cover BHF with a consensus score of 2.6/5. Average price target: $65.

SellModerate ConfidenceUpdated 2026-04-30

Financial Services · Insurance - Life

Earnings in 7 days (2026-05-07). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Brighthouse Financial is one of the largest U.S. annuity and life insurance providers with $206B in AUM and over 2 million policies in force. Revenue comes from fees on variable annuities, Shield Annuities, and life products; substantially all revenues originate in the U.S. A... Read more

$62.13-1.2% A.UpsideScore 5.0/10#11 of 15 Insurance - Life

Stop $60.98Target $61.38(resistance)A.R:R -0.6:1

Analyst target$65.00+4.6%6 analysts

$61.38our TP

$62.13price

$65.00mean

$55

$70

Sell if holding. Engine safety override at $62.13: Quality below floor (3.2 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.0/10. Specifically: High short interest: 13%; Below-average business quality. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 5.0/10, moderate confidence.

Passes 4/7 gates (clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and earnings proximity 7d<=7d. Suitability: aggressive.

Thesis

Rewards

No bull case signals

Risks

Target reached (-8.9% upside)

Quality below floor (3.2 < 4.0)

Key Metrics

P/E (TTM)10.8

P/E (Fwd)3.2

Mkt Cap$3.6B

EV/EBITDA—

Profit Mgn6.2%

ROE7.4%

Rev Growth-31.6%

Beta0.92

DividendNone

Rating analysts15

Quality Signals

Piotroski F4/9

Options Flow

P/C0.84neutral

IV55%elevated

Max Pain$25-59.8% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 floor-breakers·1 ceiling hit

Overall = weighted sum of the 10 dimension scores. Fundamentals (Value/Quality/Growth) carry 45%; market signals (Momentum/Sentiment/Insider/Peer) carry 40%; structure (Technical/Risk/Catalyst) carries 15%.

DimensionScoreWeightContribution

Value8.615%1.29

Quality3.215%0.48

Growth5.015%0.75

Momentum4.310%0.43

Sentiment5.210%0.52

Insider Activity5.010%0.50

Peer Rank4.010%0.40

Technical Setup4.45%0.22

Risk Profile5.05%0.25

Catalyst2.55%0.13

Overall (Σ contributions)4.96

Small float-rounding may cause last-digit differences between this sum and the displayed Overall.

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History

0.0

Surprise Avg

0.0

Erm

5.0

Earnings Timing

5.0

Earnings concerns: 1B/3MEarnings in 7 days

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Fcf Quality

0.0

Roa

0.1

Roe

2.5

Current Ratio

2.7

Gross Margin

2.8

Net Margin

3.1

Piotroski F

4.4

Moat

5.0

Operating Margin

8.5

Earnings quality RED FLAG: -140% FCF/NINo competitive moat

GatesMomentum 4.3<4.5A.R:R -0.6=NEGATIVEEARNINGS PROXIMITY 7d<=7dInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARSuitability: Aggressive

RSI

71 · Overbought

↑ 20D MA↑ 50D MA↑ 200D MAGOLDEN CROSSSupport $59.06Resistance $62.63

Price Targets

$61

A.Upside-1.2%

A.R:R-0.6:1

Position Sizing

ConvictionNone

Suggested %0.5%

Max %1%

RegimeSteady

Risk Alerts

! Target reached (-8.9% upside)

! Quality below floor (3.2 < 4.0)

! Momentum score 4.3/10 — below 4.5 minimum

Earnings

1/4 beats

Next Earnings2026-05-07 (7d)

Verdict History

reverse chrono — latest first

Loading history...

Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.

Frequently Asked Questions

Is BHF stock a buy right now?

Sell if holding. Engine safety override at $62.13: Quality below floor (3.2 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.0/10. Specifically: High short interest: 13%; Below-average business quality. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $60.98. Score 5.0/10, moderate confidence.

What is the BHF stock price target?

Take-profit target: $61.38 (-1.2% upside). Prior stop was $60.98. Stop-loss: $60.98.

What are the risks of investing in BHF?

Target reached (-8.9% upside); Quality below floor (3.2 < 4.0).

Is BHF overvalued or undervalued?

Brighthouse Financial, Inc. trades at a P/E of 10.8 (forward 3.2). TrendMatrix value score: 8.6/10. Verdict: Sell.

What do analysts say about BHF?

15 analysts cover BHF with a consensus score of 2.6/5. Average price target: $65.

What does Brighthouse Financial, Inc. do?Brighthouse Financial is one of the largest U.S. annuity and life insurance providers with $206B in AUM and over 2...