Brighthouse Financial, Inc. (BHF) Stock Analysis

Q: What is the BHF stock price target?

Take-profit $61.69 (-1.1% upside). Prior stop was $60.94.

Q: What are the risks of investing in BHF?

Target reached (-9.3% upside); Quality below floor (1.5 < 4.0); Target reached (-9.3% upside); Quality below floor (1.5 < 4.0).

Q: Is BHF overvalued or undervalued?

Brighthouse Financial, Inc. trades at a P/E of N/A (forward 3.2). TrendMatrix value score: 8.8/10. Overall verdict: Sell.

Q: What do analysts say about BHF?

14 analysts cover BHF with a consensus score of 2.6/5. Average price target: $65.

Q: What does Brighthouse Financial, Inc. do?

Brighthouse Financial is one of the largest U.S. annuity and life insurance providers with 2.0M+ contracts/policies and $206B in AUM at December 31, 2025, organized into Annuities, Life, Run-off, and Corporate & Other segments. Revenue is driven by fees on variable annuity account values and Shield Annuity deposits ($8.7B in 2025); a merger with Aquarian Parent is pending (stockholder-approved February 2026).

Breakout setup

SellModerate ConfidenceUpdated 8 hr ago (May 20, 2026, 8:51 AM ET)

Financial Services · Insurance - Life

Sell if holding. Engine safety override at $62.36: Quality below floor (1.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.3/10. Specifically: High short interest: 13%; Below-average business quality.

$62.36-1.1% A.UpsideScore 4.3/10#15 of 15 Insurance - Life

QualityF-score4 / 9FCF yield-14.63%

Stop $60.94Target $61.69(resistance)A.R:R -1.9:1

Analyst target$65.00+4.2%6 analysts

$61.69our TP

$62.36price

$65.00mean

$55

$70

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 78d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — Brighthouse Financial, Inc.

Latest news

Earnings Scheduled For May 6, 2026 — benzinga May 6, 2026 neutral
Brighthouse Finl Q1 Adj. EPS $4.35 Misses $4.66 Estimate, Sales $2.088B Miss $2.222B Estimate — benzinga May 6, 2026 negative

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards

No bull case signals

Risks

Target reached (-9.3% upside)

Quality below floor (1.5 < 4.0)

Key Metrics

P/E (TTM)—

P/E (Fwd)3.2

Mkt Cap$3.6B

EV/EBITDA—

Profit Mgn-1.1%

ROE-1.1%

Rev Growth-36.2%

Beta0.88

DividendNone

Rating analysts14

Quality Signals

Piotroski F4/9

Options Flow

P/C0.74neutral

IV45%normal

Max Pain$35-43.9% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

3 floor-breakers·1 ceiling hit

Overall = weighted sum of the 10 dimension scores. Fundamentals (Value/Quality/Growth) carry 45%; market signals (Momentum/Sentiment/Insider/Peer) carry 40%; structure (Technical/Risk/Catalyst) carries 15%.

DimensionScoreWeightContribution

Value8.815%1.32

Quality1.515%0.22

Growth0.015%0.00

Momentum6.610%0.66

Sentiment5.110%0.51

Insider Activity5.010%0.50

Peer Rank3.210%0.32

Technical Setup5.05%0.25

Risk Profile5.25%0.26

Catalyst4.45%0.22

Overall (Σ contributions)4.26

Small float-rounding may cause last-digit differences between this sum and the displayed Overall.

Revenue shrinking — -36.2% YoY. Growth thesis broken unless recovery story develops.static

Revenue Growth

0.0

Declining revenue: -36%

Low model confidence on this dimension (33%).

Unprofitable operations — net margin -1.1%. Quality floor flags this regardless of sector context.static

Roe

0.0

Roa

0.0

Operating Margin

0.0

Net Margin

0.0

Fcf Quality

0.0

Gross Margin

1.1

Moat

2.5

Piotroski F

4.4

Current Ratio

5.6

Cash-burning: FCF -9% of revenueNo competitive moatQuality concerns

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank

0.0

Quality Rank

0.7

Value Rank

7.1

GatesA.R:R -1.9=NEGATIVEMomentum 6.6>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 78d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive

RSI

55 · Neutral

↑ 20D MA↑ 50D MA↑ 200D MAGOLDEN CROSSSupport $60.80Resistance $62.95

Price Targets

$61

$62

A.Upside-1.1%

A.R:R-1.9:1

Position Sizing

ConvictionNone

Suggested %0.5%

Max %1%

RegimeSteady

Risk Alerts

! Target reached (-9.3% upside)

! Quality below floor (1.5 < 4.0)

! Negative risk/reward — downside exceeds upside

Earnings

1/4 beats

Next Earnings2026-08-06 (78d)

Verdict History

reverse chrono — latest first

Loading history...

Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.

Frequently Asked Questions

Is BHF stock a buy right now?

Sell if holding. Engine safety override at $62.36: Quality below floor (1.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.3/10. Specifically: High short interest: 13%; Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 55, MACD bullish. Prior stop was $60.94. Score 4.3/10, moderate confidence.

What is the BHF stock price target?

Take-profit target: $61.69 (-1.1% upside). Prior stop was $60.94. Stop-loss: $60.94.

What are the risks of investing in BHF?

Target reached (-9.3% upside); Quality below floor (1.5 < 4.0).

Is BHF overvalued or undervalued?

Brighthouse Financial, Inc. trades at a P/E of N/A (forward 3.2). TrendMatrix value score: 8.8/10. Verdict: Sell.

What do analysts say about BHF?

14 analysts cover BHF with a consensus score of 2.6/5. Average price target: $65.

What does Brighthouse Financial, Inc. do?Brighthouse Financial is one of the largest U.S. annuity and life insurance providers with 2.0M+ contracts/policies and...

Brighthouse Financial is one of the largest U.S. annuity and life insurance providers with 2.0M+ contracts/policies and $206B in AUM at December 31, 2025, organized into Annuities, Life, Run-off, and Corporate & Other segments. Revenue is driven by fees on variable annuity account values and Shield Annuity deposits ($8.7B in 2025); a merger with Aquarian Parent is pending (stockholder-approved February 2026).