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Jackson Financial Inc. (JXN) Stock Analysis

HoldModerate Confidence

Financial Services · Insurance - Life

Earnings in 5 days (2026-05-05). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Hold if already holding. Not a fresh buy at $117.52, but acceptable to hold if already in. Reasons: Concentration risk — Counterparty: Athene; Concentration risk — Counterparty: Federal Home Loan Bank of Indianapolis.

Jackson Financial sells variable, registered index-linked, fixed index, fixed, and payout annuities to U.S. retail investors through independent broker-dealers, wirehouses, and banks. 2025 total retail annuity sales were $19.7B with $351B AUM; Adjusted Operating Earnings were... Read more

$117.52-1.4% A.UpsideScore 5.7/10#7 of 15 Insurance - Life
Stop $111.35Target $115.84(resistance)A.R:R -0.8:1
Analyst target$122.00+3.8%4 analysts
$115.84our TP
$117.52price
$122.00mean
$114
$136

Hold if already holding. Not a fresh buy at $117.52, but acceptable to hold if already in. Reasons: Concentration risk — Counterparty: Athene; Concentration risk — Counterparty: Federal Home Loan Bank of Indianapolis. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 5.7/10, moderate confidence.

Passes 5/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on favorable risk/reward ratio and earnings proximity 5d<=7d. Suitability: aggressive.

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Risks
Concentration risk — Counterparty: Athene
Concentration risk — Counterparty: Federal Home Loan Bank of Indianapolis
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)
P/E (Fwd)4.4
Mkt Cap$8.1B
EV/EBITDA
Profit Mgn0.4%
ROE0.7%
Rev Growth718.8%
Beta1.46
Dividend3.12%
Rating analysts8

Quality Signals

Piotroski F9/9

Options Flow

P/C1.65bearish
IV61%elevated
Max Pain$55-53.2% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHcounterpartyAthene
    10-K Item 1A: 'Our reinsurance agreement with Athene involves the majority of our in force fixed annuities and fixed index annuities, thereby exposing us to a large concentration of credit risk with respect to a single counterparty.'
  • HIGHcounterpartyFederal Home Loan Bank of Indianapolis
    10-K Item 1A: 'We are subject to liquidity risks associated with sourcing a large concentration of our funding from the Federal Home Loan Bank of Indianapolis ("FHLBI").'
  • MEDIUMcounterpartyPrudential plc32%
    10-K Item 1A: 'Our former parent, Prudential plc, and its affiliates are significant clients of PPM, representing $29.8 billion or 32% of PPM's total assets under management.'

Material Events(8-K, last 90d)

  • 2026-04-09Item 5.02LOW
    Christopher Raub became President/CEO of PPM America subsidiary April 9, 2026. Laura Prieskorn resumed role as President of Jackson National Life. Mr. Raub remains EVP of JXN. No compensation changes.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -0.8=NEGATIVEEARNINGS PROXIMITY 5d<=7dMomentum 6.5>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARSuitability: Aggressive
RSI
90 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $100.64Resistance $118.20

Price Targets

$111
$116
A.Upside-1.4%
A.R:R-0.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (-11.7% upside)
! Negative risk/reward — downside exceeds upside
! EARNINGS_PROXIMITY:5d<=7d

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-05-05 (5d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is JXN stock a buy right now?

Hold if already holding. Not a fresh buy at $117.52, but acceptable to hold if already in. Reasons: Concentration risk — Counterparty: Athene; Concentration risk — Counterparty: Federal Home Loan Bank of Indianapolis. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $115.84 (-1.4%), stop $111.35 (−5.5%), A.R:R -0.8:1. Score 5.7/10, moderate confidence.

What is the JXN stock price target?

Take-profit target: $115.84 (-1.4% upside). Target $115.84 (-1.4%), stop $111.35 (−5.5%), A.R:R -0.8:1. Stop-loss: $111.35.

What are the risks of investing in JXN?

Concentration risk — Counterparty: Athene; Concentration risk — Counterparty: Federal Home Loan Bank of Indianapolis; Analyst target reached - limited upside remaining.

Is JXN overvalued or undervalued?

Jackson Financial Inc. trades at a P/E of N/A (forward 4.4). TrendMatrix value score: 8.4/10. Verdict: Hold.

What do analysts say about JXN?

8 analysts cover JXN with a consensus score of 3.6/5. Average price target: $122.

What does Jackson Financial Inc. do?Jackson Financial sells variable, registered index-linked, fixed index, fixed, and payout annuities to U.S. retail...

Jackson Financial sells variable, registered index-linked, fixed index, fixed, and payout annuities to U.S. retail investors through independent broker-dealers, wirehouses, and banks. 2025 total retail annuity sales were $19.7B with $351B AUM; Adjusted Operating Earnings were $1.614B. The company was the 7th largest U.S. retail annuity company for the 9 months ended September 2025.

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