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Jackson Financial Inc. (JXN) Stock Analysis

Range Bound setup

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Insurance - Life

Hold if already holding. Not a fresh buy at $110.91, but acceptable to hold if already in. Reasons: Concentration risk — Counterparty: Athene reinsurance; Concentration risk — Counterparty: Prudential plc and affiliates (PPM clients) (32.0%).

Jackson Financial provides retail annuities (variable, RILA, fixed, fixed index) and institutional products to U.S. retirement investors through ~500 broker-dealer partners and 2,100+ RIA firms. With $23.2B in total 2025 sales and $351B AUM, it is the seventh-largest U.S. retail... Read more

$110.91+4.4% A.UpsideScore 4.5/10#13 of 15 Insurance - Life
QualityF-score6 / 9FCF yield6.95%
IncomeYield3.25%Payout43.36%sustainable
Stop $103.15Target $115.84(resistance)A.R:R -0.8:1
Analyst target$122.00+10.0%4 analysts
$115.84our TP
$110.91price
$122.00mean
$136

Hold if already holding. Not a fresh buy at $110.91, but acceptable to hold if already in. Reasons: Concentration risk — Counterparty: Athene reinsurance; Concentration risk — Counterparty: Prudential plc and affiliates (PPM clients) (32.0%). Chart setup: RSI 43 mid-range, Bollinger mid-band. Multiple concerning factors. Consider reducing position. | News modifier +2 (SELL_IF_HOLDING → HOLD_IF_HOLDING) Score 4.5/10, moderate confidence.

Passes 5/7 gates (clean insider activity, no SEC red flags, earnings proximity 78d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — Jackson Financial Inc.

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (3/4)
Positive news sentiment (+0.67)
Risks
Concentration risk — Counterparty: Athene reinsurance
Concentration risk — Counterparty: Prudential plc and affiliates (PPM clients) (32.0%)
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)
P/E (Fwd)4.3
Mkt Cap$7.7B
EV/EBITDA
Profit Mgn-6.3%
ROE-3.2%
Rev Growth-22.6%
Beta1.40
Dividend3.25%
Rating analysts8

Quality Signals

Piotroski F6/9

Options Flow

P/C1.85bearish
IV43%normal
Max Pain$55-50.4% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHcounterpartyAthene reinsurance
    10-K Item 1A: 'Our reinsurance agreement with Athene involves the majority of our in force fixed annuities and fixed index annuities, thereby exposing us to a large concentration of credit risk with respect to a single counterparty.'
  • HIGHcounterpartyPrudential plc and affiliates (PPM clients)32%
    10-K Item 1A: 'Our former parent, Prudential plc, and its affiliates are significant clients of PPM, representing $29.8 billion or 32% of PPM's total assets under management.'
  • HIGHcounterpartyFederal Home Loan Bank of Indianapolis
    10-K Item 1A: 'We are subject to liquidity risks associated with sourcing a large concentration of our funding from the Federal Home Loan Bank of Indianapolis'

Material Events(8-K, last 90d)

  • 2026-04-09Item 5.02LOW
    Christopher Raub became President and CEO of PPM America subsidiary on April 9, 2026. CEO Laura Prieskorn resumed President role at Jackson National Life simultaneously; Raub ceased that position. No officer departures from the parent company.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 floor-breakers·1 ceiling hit

Revenue shrinking — -22.6% YoY. Growth thesis broken unless recovery story develops.static

Revenue Growth
0.0
Declining revenue: -23%
Low model confidence on this dimension (33%).

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank
0.0
Growth Rank
1.3
Value Rank
3.6
GatesMomentum 4.4<4.5A.R:R -0.8=NEGATIVEInsider activity: OKNo SEC red flagsEARNINGS PROXIMITY 78d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
43 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $104.52Resistance $118.20

Price Targets

$103
$116
A.Upside+4.4%
A.R:R-0.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-6.5% upside)
! NEWS_MOD=+2: SELL_IF_HOLDING → HOLD_IF_HOLDING
! Momentum score 4.4/10 — below 4.5 minimum

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-05 (78d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is JXN stock a buy right now?

Hold if already holding. Not a fresh buy at $110.91, but acceptable to hold if already in. Reasons: Concentration risk — Counterparty: Athene reinsurance; Concentration risk — Counterparty: Prudential plc and affiliates (PPM clients) (32.0%). Chart setup: RSI 43 mid-range, Bollinger mid-band. Multiple concerning factors. Consider reducing position. | News modifier +2 (SELL_IF_HOLDING → HOLD_IF_HOLDING) Target $115.84 (+4.4%), stop $103.15 (−7.5%), A.R:R -0.8:1. Score 4.5/10, moderate confidence.

What is the JXN stock price target?

Take-profit target: $115.84 (+4.4% upside). Target $115.84 (+4.4%), stop $103.15 (−7.5%), A.R:R -0.8:1. Stop-loss: $103.15.

What are the risks of investing in JXN?

Concentration risk — Counterparty: Athene reinsurance; Concentration risk — Counterparty: Prudential plc and affiliates (PPM clients) (32.0%); Analyst target reached - limited upside remaining.

Is JXN overvalued or undervalued?

Jackson Financial Inc. trades at a P/E of N/A (forward 4.3). TrendMatrix value score: 8.6/10. Verdict: Hold.

What do analysts say about JXN?

8 analysts cover JXN with a consensus score of 3.6/5. Average price target: $122.

What does Jackson Financial Inc. do?Jackson Financial provides retail annuities (variable, RILA, fixed, fixed index) and institutional products to U.S....

Jackson Financial provides retail annuities (variable, RILA, fixed, fixed index) and institutional products to U.S. retirement investors through ~500 broker-dealer partners and 2,100+ RIA firms. With $23.2B in total 2025 sales and $351B AUM, it is the seventh-largest U.S. retail annuity company. Variable annuities dominate the portfolio, with GMWB for Life benefits representing 72% of variable annuity account value.

Related stocks: FG (F&G Annuities & Life, Inc.) · AFL (AFLAC Incorporated) · PUK (Prudential Public Limited Compa) · PRI (Primerica, Inc.) · LNC (Lincoln National Corporation)