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PAGPenske Automotive Group, Inc.Sell4.1·$180.61+0.66%
SellModerate Confidence
Investment thesis

Penske Automotive trades at a forward price-to-earnings ratio of 12.5x with a Piotroski F-Score of only 2 out of 9 and below-floor quality score of 2.5, indicating weak fundamental health, while RSI at 77 and the stock at a 52-week high suggest the technical setup is overbought at a point of limited further analyst-supported upside.

Thesis pillars

  • Critically Weak Piotroski QualityStable
  • Overbought Rsi Late Cycle RiskStable
  • Declining Revenue And Earnings StagnationStable
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

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Penske Automotive Group, Inc. (PAG) Stock Analysis

Range Bound setup

SellModerate Confidence

Consumer Cyclical · Auto & Truck Dealerships

Sell if holding. Engine safety override at $180.61: Quality below floor (2.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.1/10. Specifically: High short interest: 14%; Elevated put/call ratio: 5.33; Below-average business quality.

Penske Automotive Group retails vehicles through 365 franchised dealerships and 45 commercial truck locations across seven countries, generating $31.8 billion in 2025 revenue. Revenue spans new vehicles (40.4%), used vehicles (28.1%), service/parts (10.6%), and retail commercial... Read more

$180.61+1.3% A.UpsideScore 4.1/10#17 of 17 Auto & Truck Dealerships
QualityF-score2 / 9FCF yield1.86%
IncomeYield3.17%(5y avg 2.17%)Payout38.76%sustainable
Stop $170.84Target $182.89(resistance)A.R:R -1.8:1
Analyst target$184.70+2.3%10 analysts
$182.89our TP
$180.61price
$184.70mean
$160
$206

Sell if holding. Engine safety override at $180.61: Quality below floor (2.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.1/10. Specifically: High short interest: 14%; Elevated put/call ratio: 5.33; Below-average business quality. Chart setup: RSI 49 mid-range, Bollinger mid-band. Score 4.1/10, moderate confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 24d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

10-K grounded · weekly refresh

About Penske Automotive Group, Inc.

About Penske Automotive Group, Inc.

Penske Automotive Group operated 365 retail automotive franchised dealerships across seven countries at December 31, 2025, generating $31.8 billion in total revenue with 71% of retail automotive dealership revenue from premium brands such as BMW, Mercedes-Benz, Porsche, and Audi. The 148 U.S. dealerships and 217 international locations employed over 27,700 people, with 61% of retail automotive dealership revenues generated in the U.S. and Puerto Rico in 2025.

Penske Automotive generated $27.5 billion from retail automotive dealerships in 2025, with service and parts (37.8% of retail automotive gross profit) and finance and insurance (15.7%) providing higher-margin counterweights to the lower-margin new vehicle (22.3% of gross profit) and used vehicle (9.0%) lines. Commercial truck operations through Premier Truck Group — 45 locations primarily selling Freightliner and Western Star (both Daimler brands) — contributed $3.4 billion in revenue with approximately 68% of gross profit from service and parts. The Penske Australia segment distributes Western Star, MAN, and Dennis Eagle commercial vehicles plus diesel and gas engines across Australia, New Zealand, and the Pacific, adding $922.6 million. Earnings from the 28.9% stake in Penske Transportation Solutions contributed $192.8 million in equity earnings in 2025. Four manufacturer groups — BMW/MINI, Audi/Volkswagen/Porsche/Bentley, Toyota/Lexus, and Mercedes-Benz/Sprinter/smart — accounted for 73% of total automotive dealership revenues.

Show full overview

The 10-K explicitly discloses that four OEM groups accounted for 73% of total automotive dealership revenues in 2025: BMW/MINI at 25%, Audi/Volkswagen/Porsche/Bentley at 22%, Toyota/Lexus at 18%, and Mercedes-Benz/Sprinter/smart at 8%. Franchise agreements grant these manufacturers broad discretion to terminate or decline renewal for reasons outside the dealer's control, including third-party accumulation of Penske's stock. Without those agreements, Penske Automotive could not sell new vehicles or perform manufacturer-authorized warranty service — a structural dependency embedded in the franchise model.

See also: Consumer Cyclical · Auto & Truck Dealerships

From Penske Automotive Group, Inc.'s most recent 10-K filing, extracted June 11, 2026.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-06
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Jul 29, 202624d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Target reached (-11.0% upside)
Quality below floor (2.5 < 4.0)

Key Metrics

P/E (TTM)13.0
P/E (Fwd)12.5
Mkt Cap$11.8B
EV/EBITDA14.8
Profit Mgn2.9%
ROE16.5%
Rev Growth-1.1%
Beta0.86
Dividend3.17%
Rating analysts16

Quality Signals

Piotroski F2/9

Options Flow

P/C5.33bearish
IV43%normal
Max Pain$145-19.7% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

3 floor-breakers

Revenue shrinking — -1.1% YoY. Growth thesis broken unless recovery story develops.static

Earnings Growth
0.4
Revenue Growth
2.2
Declining revenue: -1%

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Gross Margin
0.0
Net Margin
1.4
Operating Margin
1.5
Fcf Quality
1.9
Piotroski F
2.2
Roa
2.9
Moat
3.6
Current Ratio
3.9
Roe
5.5
Earnings quality RED FLAG: 24% FCF/NINo competitive moatWeak Piotroski F-Score: 2/9Quality concerns

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Volume
0.0
Obv
1.0
Rsi
5.5
Ma Position
8.0
Volume distribution (falling OBV)Above 200-MA but MA slope flat
GatesMomentum 2.9<4.5A.R:R -1.8=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 24d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
49 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $169.33Resistance $186.62

Price Targets

$171
$183
A.Upside+1.3%
A.R:R-1.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-11.0% upside)
! Quality below floor (2.5 < 4.0)
! momentum at 2.9 (below the engine's 4.5 threshold)

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-29 (24d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is PAG stock a buy right now?

Sell if holding. Engine safety override at $180.61: Quality below floor (2.5 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.1/10. Specifically: High short interest: 14%; Elevated put/call ratio: 5.33; Below-average business quality. Chart setup: RSI 49 mid-range, Bollinger mid-band. Prior stop was $170.84. Score 4.1/10, moderate confidence.

What is the PAG stock price target?

Take-profit target: $182.89 (+1.3% upside). Prior stop was $170.84. Stop-loss: $170.84.

What are the risks of investing in PAG?

Target reached (-11.0% upside); Quality below floor (2.5 < 4.0).

Is PAG overvalued or undervalued?

Penske Automotive Group, Inc. trades at a P/E of 13.0 (forward 12.5). TrendMatrix value score: 6.1/10. Verdict: Sell.

What do analysts say about PAG?

16 analysts cover PAG with a consensus score of 3.8/5. Average price target: $185.

What does Penske Automotive Group, Inc. do?Penske Automotive Group retails vehicles through 365 franchised dealerships and 45 commercial truck locations across...

Penske Automotive Group retails vehicles through 365 franchised dealerships and 45 commercial truck locations across seven countries, generating $31.8 billion in 2025 revenue. Revenue spans new vehicles (40.4%), used vehicles (28.1%), service/parts (10.6%), and retail commercial trucks (10.7%); the company also holds 28.9% of Penske Transportation Solutions.

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