Annaly Capital Management Inc. (NLY) Stock Analysis
Real Estate · REIT - Mortgage
Sell if holding. Analyst target reached at $21.30 — A.R:R is negative (-0.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: Agency MBS (89.0%).
Annaly Capital Management is an internally-managed mortgage REIT investing in residential mortgage finance through three groups: Agency MBS (89% of portfolio), Residential Credit (7%), and Mortgage Servicing Rights (4%). It earns income from the spread between asset yields and... Read more
Sell if holding. Analyst target reached at $21.30 — A.R:R is negative (-0.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: Agency MBS (89.0%). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 6.3/10, moderate confidence.
Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 63d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.
Recent Developments — Annaly Capital Management Inc.
Latest news
- Annaly Capital Management (NYSE:NLY) Receives "Buy" Rating from JonesTrading - MarketBeat — MarketBeat positive
- NLY (Annaly Capital Management Inc.) posts solid Q4 2025 results, 87.3% YoY revenue gain pushes shares 1.07% higher. - R — Cổng thông tin điện tử tỉnh Tây Ninh positive
- Annaly Capital Management (NLY) laps the stock market: Here's why - MSN — MSN positive
- Annaly Capital Management (NLY) Reports Strong Q1 Earnings with $0.76 EAD - GuruFocus — GuruFocus positive
- Annaly Capital Management (NLY) Outperforms Broader Market: What You Need to Know - Yahoo Finance — Yahoo Finance positive
Generated 2026-05-20T21:06:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHloan_portfolioAgency MBS89%10-K Item 1: 'Agency (1)(2)| 89%| | 62%' (percentage of portfolio and capital allocation at December 31, 2025)
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker·2 ceiling hits
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $21.30 — A.R:R is negative (-0.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: Agency MBS (89.0%). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $20.66. Score 6.3/10, moderate confidence.
Take-profit target: $22.55 (+5.8% upside). Prior stop was $20.66. Stop-loss: $20.66.
Concentration risk — Loan Portfolio: Agency MBS (89.0%); Analyst target reached - limited upside remaining; Sector modifier (Real Estate): -1.2.
Annaly Capital Management Inc. trades at a P/E of 6.9 (forward 7.1). TrendMatrix value score: 4.8/10. Verdict: Sell.
17 analysts cover NLY with a consensus score of 3.9/5. Average price target: $24.
What does Annaly Capital Management Inc. do?Annaly Capital Management is an internally-managed mortgage REIT investing in residential mortgage finance through...
Annaly Capital Management is an internally-managed mortgage REIT investing in residential mortgage finance through three groups: Agency MBS (89% of portfolio), Residential Credit (7%), and Mortgage Servicing Rights (4%). It earns income from the spread between asset yields and funding costs, with $81.9B in repurchase agreements outstanding at December 31, 2025 and an economic leverage ratio of 5.6:1. Annaly is headquartered in New York and manages 212 employees.