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ARMOUR Residential REIT, Inc. (ARR) Stock Analysis

SellVALUE-TRAP 1/5Moderate Confidence

Real Estate · REIT - Mortgage

Sell if holding. Analyst target reached at $16.49 — A.R:R is negative (-1.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Sector modifier (Real Estate): -1.2.

ARMOUR Residential REIT invests in Agency MBS (Fannie Mae, Freddie Mac, Ginnie Mae) using repurchase agreement leverage of 6–10x stockholders' equity, earning net interest income on a trading-securities portfolio. It is externally managed by ARMOUR Capital Management LP (ACM)... Read more

$16.49+4.7% A.UpsideScore 5.6/10#8 of 17 REIT - Mortgage
QualityF-score5 / 9FCF yield
IncomeYield17.53%(5y avg 18.28%)Payout115.66%
Stop $15.93Target $17.21(resistance)A.R:R -1.0:1
Analyst target$18.38+11.4%4 analysts
$17.21our TP
$16.49price
$18.38mean
$19

Sell if holding. Analyst target reached at $16.49 — A.R:R is negative (-1.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Sector modifier (Real Estate): -1.2. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 5.6/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 71d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — ARMOUR Residential REIT, Inc.

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Margin of safety: 56%
Risks
Analyst target reached - limited upside remaining
Sector modifier (Real Estate): -1.2
Consecutive earnings misses (4)

Key Metrics

P/E (TTM)6.6
P/E (Fwd)5.4
Mkt Cap$2.0B
EV/EBITDA
Profit Mgn80.9%
ROE11.9%
Rev Growth
Beta1.36
Dividend17.53%
Rating analysts10

Quality Signals

Piotroski F5/9

Options Flow

P/C0.50bullish
IV46%normal

Concentration Risks(10-K Item 1A)

  • MEDIUMcounterpartyBUCKLER47%
    10-K Item 1A: 'BUCKLER accounted for 47.0% and 45.7%, respectively, of our aggregate borrowings and had an amount at risk of 7.1% and 8.0%, respectively, of our total stockholders' equity'

Material Events(8-K, last 90d)

  • 2026-04-30Item 5.02LOW
    Stockholders approved the Fourth Amended and Restated 2009 Stock Incentive Plan at the April 30, 2026 annual meeting, adding 1,000,000 authorized shares to the prior plan. Routine compensatory plan approval.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History
0.0
Surprise Avg
0.0
Dividend Safety
3.5
Erm
5.0
Earnings Timing
5.0
Earnings concerns: 0B/4MYield trap warning: high yield but unsafe
GatesA.R:R -1.0=NEGATIVEMomentum 4.5<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.5>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 71d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
33 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $16.42Resistance $17.56

Price Targets

$16
$17
A.Upside+4.4%
A.R:R-1.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-4.9% upside)
! Negative risk/reward — downside exceeds upside

Earnings

M
M
M
M
0/4 beats
Next Earnings2026-07-29 (71d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ARR stock a buy right now?

Sell if holding. Analyst target reached at $16.49 — A.R:R is negative (-1.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Sector modifier (Real Estate): -1.2. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $15.93. Score 5.6/10, moderate confidence.

What is the ARR stock price target?

Take-profit target: $17.21 (+4.7% upside). Prior stop was $15.93. Stop-loss: $15.93.

What are the risks of investing in ARR?

Analyst target reached - limited upside remaining; Sector modifier (Real Estate): -1.2; Consecutive earnings misses (4).

Is ARR overvalued or undervalued?

ARMOUR Residential REIT, Inc. trades at a P/E of 6.6 (forward 5.4). TrendMatrix value score: 4.9/10. Verdict: Sell.

What do analysts say about ARR?

10 analysts cover ARR with a consensus score of 3.7/5. Average price target: $18.

What does ARMOUR Residential REIT, Inc. do?ARMOUR Residential REIT invests in Agency MBS (Fannie Mae, Freddie Mac, Ginnie Mae) using repurchase agreement leverage...

ARMOUR Residential REIT invests in Agency MBS (Fannie Mae, Freddie Mac, Ginnie Mae) using repurchase agreement leverage of 6–10x stockholders' equity, earning net interest income on a trading-securities portfolio. It is externally managed by ARMOUR Capital Management LP (ACM) under a management agreement through December 2029 and has no employees.

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