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LIFLife360, Inc.Sell6.3·$48.73+0.25%
SellModerate Confidence
Investment thesis

Life360 combines 38% revenue growth, a wide economic moat, and three consecutive earnings beats — but the current price offers only 8.2% upside to the consensus target with a reward-to-risk ratio of 1.2-to-1 that falls short of the 1.5-to-1 minimum, making the risk/reward too thin to justify new positions despite the quality of the underlying business.

Thesis pillars

  • High Revenue Growth Rule Of 40Improving
  • Wide Moat And Superior MarginsStable
  • Thin Risk Reward At Current PriceImproving
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

Open full analysis

Life360, Inc. (LIF) Stock Analysis

SellVALUE-TRAP 1/5GrowthQualityModerate Confidence

Technology · Software - Application

Sell if holding. Engine safety override at $48.73: Risk below floor (2.2 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.3/10. Specifically: High short interest: 12%; Elevated put/call ratio: 2.71; Below long-term trend.

Life360 operates a family safety platform with 95.8 million Monthly Active Users and 2.8 million Paying Circles globally at end of 2025, offering location sharing, driving safety, digital safety, and emergency assistance. The company generated $489.5 million in 2025 revenue... Read more

$48.73+10.1% A.UpsideScore 6.3/10#36 of 124 Software - Application
QualityF-score8 / 9FCF yield1.56%
Stop $45.71Target $54.12(analyst − 13%)A.R:R 0.7:1
Analyst target$62.21+27.7%9 analysts
$54.12our TP
$48.73price
$62.21mean
$72

Sell if holding. Engine safety override at $48.73: Risk below floor (2.2 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.3/10. Specifically: High short interest: 12%; Elevated put/call ratio: 2.71; Below long-term trend. Chart setup: No clear chart pattern; technical signals are mixed. Score 6.3/10, moderate confidence.

Passes 6/9 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity 89d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio and death cross (50MA < 200MA). Suitability: speculative.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Nov 9, 202689d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Concentration risk — Supplier: Jabil
Risk below floor (2.2 < 3.0)

Key Metrics

P/E (TTM)37.1
P/E (Fwd)27.2
Mkt Cap$4.0B
EV/EBITDA152.4
Profit Mgn25.7%
ROE30.1%
Rev Growth37.8%
Beta
DividendNone
Rating analysts14

Quality Signals

Piotroski F8/9MoatWideCompounder

Options Flow

P/C2.71bearish
IV71%elevated

Concentration Risks(10-K Item 1A)

  • HIGHSupplierJabil
    10-K Item 1: 'Jabil has been designated the sole contract manufacturer of our hardware products'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Volatile — 9.7% daily ATR makes tight stops impractical. Position-size conservatively.static

Days To Cover
0.0
Volatility
0.0
Put Call
0.0
Implied Vol
1.5
Short Interest
3.9
Debt Equity
8.0
Elevated put/call: 2.71High IV: 71%Concentration risks: 1 HIGH (10-K Item 1A — sized via position_sizing, validated via buy_confidence)
GatesA.R:R 0.7 < 1.5@spotDeath cross (50MA < 200MA)Momentum 4.8<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.8>=4.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY 89d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Speculative
RSI
50 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $47.03Resistance $65.57

Price Targets

$46
$54
A.Upside+10.1%
A.R:R0.7:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Risk below floor (2.2 < 3.0)
! asymmetry at 0.7 (below the engine's 1.5 threshold)@spot
! Death cross — 50-day MA below 200-day MA

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-11-09 (89d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is LIF stock a buy right now?

Sell if holding. Engine safety override at $48.73: Risk below floor (2.2 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 6.3/10. Specifically: High short interest: 12%; Elevated put/call ratio: 2.71; Below long-term trend. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $45.71. Score 6.3/10, moderate confidence.

What is the LIF stock price target?

Take-profit target: $54.12 (+10.1% upside). Prior stop was $45.71. Stop-loss: $45.71.

What are the risks of investing in LIF?

Concentration risk — Supplier: Jabil; Risk below floor (2.2 < 3.0).

Is LIF overvalued or undervalued?

Life360, Inc. trades at a P/E of 37.1 (forward 27.2). TrendMatrix value score: 5.6/10. Verdict: Sell.

What do analysts say about LIF?

14 analysts cover LIF with a consensus score of 4.1/5. Average price target: $62.

What does Life360, Inc. do?Life360 operates a family safety platform with 95.8 million Monthly Active Users and 2.8 million Paying Circles...

Life360 operates a family safety platform with 95.8 million Monthly Active Users and 2.8 million Paying Circles globally at end of 2025, offering location sharing, driving safety, digital safety, and emergency assistance. The company generated $489.5 million in 2025 revenue through freemium subscriptions, Tile and Pet GPS hardware sales, and data and advertising partnerships.

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