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ING Group, N.V. (ING) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Diversified

Hold if already holding. Not a fresh buy at $29.53, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Weak growth.

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It... Read more

$29.53+1.2% A.UpsideScore 5.6/10#14 of 19 Banks - Diversified
QualityF-score7 / 9FCF yield
IncomeYield4.30%(5y avg 5.52%)Payout47.98%sustainable
Stop $28.09Target $29.89(resistance)A.R:R -1.4:1
Analyst target$31.13+5.4%3 analysts
$29.89our TP
$29.53price
$31.13mean
$28
$36

Hold if already holding. Not a fresh buy at $29.53, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Weak growth. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 5.6/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 72d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Recent Developments — ING Group, N.V.

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Risks
Analyst target reached - limited upside remaining
Weak growth

Key Metrics

P/E (TTM)11.4
P/E (Fwd)9.3
Mkt Cap$84.4B
EV/EBITDA
Profit Mgn34.2%
ROE16.6%
Rev Growth2.9%
Beta0.90
Dividend4.30%
Rating analysts27

Quality Signals

Piotroski F7/9

Options Flow

P/C0.63bullish
IV40%normal

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -1.4=NEGATIVEMomentum 6.3>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 72d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
60 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $27.37Resistance $30.50

Price Targets

$28
$30
A.Upside+1.2%
A.R:R-1.4:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-10.4% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-30 (72d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ING stock a buy right now?

Hold if already holding. Not a fresh buy at $29.53, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Weak growth. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $29.89 (+1.2%), stop $28.09 (−5.1%), A.R:R -1.4:1. Score 5.6/10, moderate confidence.

What is the ING stock price target?

Take-profit target: $29.89 (+1.2% upside). Target $29.89 (+1.2%), stop $28.09 (−5.1%), A.R:R -1.4:1. Stop-loss: $28.09.

What are the risks of investing in ING?

Analyst target reached - limited upside remaining; Weak growth.

Is ING overvalued or undervalued?

ING Group, N.V. trades at a P/E of 11.4 (forward 9.3). TrendMatrix value score: 6.8/10. Verdict: Hold.

What do analysts say about ING?

27 analysts cover ING with a consensus score of 3.9/5. Average price target: $31.

What does ING Group, N.V. do?ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and...

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It accepts current and savings accounts; and time deposits. The company also offers business lending products; SME loans; consumer lending products, such as residential mortgage loans and other consumer lending loans; and mortgages. In addition, it provides working capital solutions; debt and equity market solutions; various loans; payments; and cash management, trade and corporate finance, and treasury services, as well as savings, investment, insurance, and digital banking services. The company serves individual customers, corporate clients, and financial institutions. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.

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