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INGING Group, N.V.Hold5.5·$31.13+2.30%
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ING Group, N.V. (ING) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Diversified

Hold if already holding. Not a fresh buy at $31.13, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (0.9% away).

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It... Read more

$31.13-1.2% A.UpsideScore 5.5/10#14 of 19 Banks - Diversified
QualityF-score7 / 9FCF yield
IncomeYield4.16%(5y avg 5.57%)Payout47.98%sustainable
Stop $29.79Target $30.77(resistance)A.R:R -1.8:1
Analyst target$31.47+1.1%3 analysts
$30.77our TP
$31.13price
$31.47mean
$29
$36

Hold if already holding. Not a fresh buy at $31.13, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (0.9% away). Chart setup: No clear chart pattern; technical signals are mixed. Mixed signals. Hold existing position. Score 5.5/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 43d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-17
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 30, 202643d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Risks
Analyst target reached - limited upside remaining
Near 52-week high (0.9% away)
Weak growth

Key Metrics

P/E (TTM)12.0
P/E (Fwd)9.7
Mkt Cap$87.3B
EV/EBITDA
Profit Mgn34.2%
ROE16.6%
Rev Growth2.9%
Beta0.90
Dividend4.16%
Rating analysts26

Quality Signals

Piotroski F7/9

Options Flow

P/C0.67bullish
IV47%normal
Max Pain$13-58.2% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -1.8=NEGATIVEMomentum 6.5>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 43d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
50 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $28.66Resistance $31.40

Price Targets

$30
$31
A.Upside-1.2%
A.R:R-1.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-14.1% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-30 (43d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ING stock a buy right now?

Hold if already holding. Not a fresh buy at $31.13, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (0.9% away). Chart setup: No clear chart pattern; technical signals are mixed. Mixed signals. Hold existing position. Target $30.77 (-1.2%), stop $29.79 (−4.5%), A.R:R -1.8:1. Score 5.5/10, moderate confidence.

What is the ING stock price target?

Take-profit target: $30.77 (-1.2% upside). Target $30.77 (-1.2%), stop $29.79 (−4.5%), A.R:R -1.8:1. Stop-loss: $29.79.

What are the risks of investing in ING?

Analyst target reached - limited upside remaining; Near 52-week high (0.9% away); Weak growth.

Is ING overvalued or undervalued?

ING Group, N.V. trades at a P/E of 12.0 (forward 9.7). TrendMatrix value score: 6.7/10. Verdict: Hold.

What do analysts say about ING?

26 analysts cover ING with a consensus score of 3.9/5. Average price target: $31.

What does ING Group, N.V. do?ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and...

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It accepts current and savings accounts; and time deposits. The company also offers business lending products; SME loans; consumer lending products, such as residential mortgage loans and other consumer lending loans; and mortgages. In addition, it provides working capital solutions; debt and equity market solutions; various loans; payments; and cash management, trade and corporate finance, and treasury services, as well as savings, investment, insurance, and digital banking services. The company serves individual customers, corporate clients, and financial institutions. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.

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Latest news

Latest News

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ING THINK economic and financial analysis | ING THINK55d ago
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