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ING Group, N.V. (ING) Stock Analysis

Range Bound setup

HoldModerate Confidence

Financial Services · Banks - Diversified

Hold if already holding. Not a fresh buy at $28.43, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It... Read more

$28.43+3.7% A.UpsideScore 6.7/10#1 of 19 Banks - Diversified
Stop $26.73Target $28.66(resistance)A.R:R -0.6:1
Analyst target$30.80+8.3%3 analysts
$28.66our TP
$28.43price
$30.80mean
$35

Hold if already holding. Not a fresh buy at $28.43, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 46 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.7/10, moderate confidence.

Passes 5/7 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity no date, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)11.1
P/E (Fwd)8.9
Mkt Cap$79.4B
EV/EBITDA
Profit Mgn34.0%
ROE15.8%
Rev Growth118.2%
Beta0.87
Dividend4.58%
Rating analysts27

Quality Signals

Piotroski F4/9

Options Flow

P/C0.06bullish
IV70%elevated
Max Pain$18-36.7% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 ceiling hit

GatesA.R:R -0.6=NEGATIVEMomentum 5.4<5.5 (soft — BUY_NOW allowed but watch)Momentum 5.4>=4.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
46 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $25.19Resistance $29.25

Price Targets

$27
$29
A.Upside+0.8%
A.R:R-0.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (-5.3% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-04-30 (nulld)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ING stock a buy right now?

Hold if already holding. Not a fresh buy at $28.43, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 46 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $28.66 (+0.8%), stop $26.73 (−6.4%), A.R:R -0.6:1. Score 6.7/10, moderate confidence.

What is the ING stock price target?

Take-profit target: $28.66 (+3.7% upside). Target $28.66 (+0.8%), stop $26.73 (−6.4%), A.R:R -0.6:1. Stop-loss: $26.73.

What are the risks of investing in ING?

Analyst target reached - limited upside remaining.

Is ING overvalued or undervalued?

ING Group, N.V. trades at a P/E of 11.1 (forward 8.9). TrendMatrix value score: 7.0/10. Verdict: Hold.

What do analysts say about ING?

27 analysts cover ING with a consensus score of 3.9/5. Average price target: $31.

What does ING Group, N.V. do?ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and...

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It accepts current and savings accounts; and time deposits. The company also offers business lending products; SME loans; consumer lending products, such as residential mortgage loans and other consumer lending loans; and mortgages. In addition, it provides working capital solutions; debt and equity market solutions; various loans; payments; and cash management, trade and corporate finance, and treasury services, as well as savings, investment, insurance, and digital banking services. The company serves individual customers, corporate clients, and financial institutions. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.

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