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TIGRUP Fintech Holding LimitedBuy Wait7.3·$5.04-0.55%
Buy WaitHigh Confidence
Investment thesis

UP Fintech offers compelling valuation at a forward price-to-earnings ratio of 5x and 27% revenue growth, but a confirmed death cross and elevated put/call ratio of 3.35 create significant near-term risk that keeps the stock outside the investable universe.

Thesis pillars

  • Elevated Options RiskImproving
  • Extreme Value Low PeStable
  • Revenue Earnings GrowthStable
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

Open full analysis

UP Fintech Holding Limited (TIGR) Stock Analysis

Range Bound setup · Inst Constrain edge

Buy WaitValueGrowthQualityAI GATE: FLAGGED — 2 risks, 2 concernsHigh Confidence

Financial Services · Capital Markets

Wait for pullback to $4.60. Weak momentum — blocks BUY_NOW at $5.04. Engine's entry $4.60 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Consecutive earnings misses (2); Below 200-MA, MA slope -10.3%/30d (confirmed downtrend).

UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors in New Zealand, the Cayman Island, Singapore, the United States, and internationally. The company has developed a brokerage platform, Tiger Trade which allows investor to trade stocks,... Read more

$5.04+32.1% A.UpsideScore 7.3/10#1 of 50 Capital Markets
QualityF-score8 / 9FCF yield
Entry $4.60(Atr Pullback Sticky)Stop $4.11Target $6.71(analyst − 13%)A.R:R 2.7:1
Analyst target$7.71+53.0%11 analysts
$6.71our TP
$5.04price
$7.71mean
$15

Wait for pullback to $4.60. Weak momentum — blocks BUY_NOW at $5.04. Engine's entry $4.60 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Consecutive earnings misses (2); Below 200-MA, MA slope -10.3%/30d (confirmed downtrend). Chart setup: RSI 56 mid-range, Bollinger mid-band. Strong overall profile with balanced scores. | News modifier -1 (STRONG_BUY_NOW → STRONG_BUY_WAIT) Score 7.3/10, high confidence.

Passes 8/10 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 67d clear, semi cycle peak clear, materials cycle peak clear). Suitability: speculative.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-09-05
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Nov 12, 202667d to earnings· next earnings call

Thesis

Rewards
V7 quality resilience bonus: +0.2 (Q=7.0 in RISK_OFF)
Sector modifier (Financial Services): +1.0
Strong overall score: 7.3/10
Risks
Consecutive earnings misses (2)
Below 200-MA, MA slope -10.3%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)10.6
P/E (Fwd)5.6
Mkt Cap$914M
EV/EBITDA
Profit Mgn18.4%
ROE13.6%
Rev Growth32.4%
Beta0.50
DividendNone
Rating analysts17

Quality Signals

Piotroski F8/9MoatWideCompounder

Options Flow

P/C0.31bullish
IV66%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers·2 ceiling hits

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Surprise Avg
0.0
Earnings History
3.3
Erm
5.0
Earnings Timing
5.0
Earnings concerns: 2B/2M

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

52w Position
0.0
Bollinger
4.0
Support Resistance
4.1
Gap
6.0
GatesMomentum 5.1<5.5 (soft — BUY_NOW allowed but watch)Death cross (50MA < 200MA)Momentum 5.1>=4.5A.R:R 2.7 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 67d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Speculative
RSI
56 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $4.48Resistance $5.49

Price Targets

$4
$5
$7
A.Upside+32.1%
A.R:R2.7:1

Position Sizing

ConvictionMedium conviction
Suggested %0.9%
Max %1.8%
RegimeRisk-Off

Risk Alerts

! News modifier -1: STRONG_BUY_NOW → STRONG_BUY_WAIT
! News gate: flagged (2 risks, 2 concerns)

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-11-12 (67d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is TIGR stock a buy right now?

Wait for pullback to $4.60. Weak momentum — blocks BUY_NOW at $5.04. Engine's entry $4.60 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Consecutive earnings misses (2); Below 200-MA, MA slope -10.3%/30d (confirmed downtrend). Chart setup: RSI 56 mid-range, Bollinger mid-band. Strong overall profile with balanced scores. | News modifier -1 (STRONG_BUY_NOW → STRONG_BUY_WAIT) Target $6.71 (+33.1%), stop $4.11 (−22.6%), A.R:R 2.7:1. Score 7.3/10, high confidence.

What is the TIGR stock price target?

Take-profit target: $6.71 (+32.1% upside). Target $6.71 (+33.1%), stop $4.11 (−22.6%), A.R:R 2.7:1. Stop-loss: $4.11.

What are the risks of investing in TIGR?

Consecutive earnings misses (2); Below 200-MA, MA slope -10.3%/30d (confirmed downtrend).

Is TIGR overvalued or undervalued?

UP Fintech Holding Limited trades at a P/E of 10.6 (forward 5.6). TrendMatrix value score: 9.4/10. Verdict: Buy (Wait for Entry).

What do analysts say about TIGR?

17 analysts cover TIGR with a consensus score of 4.2/5. Average price target: $8.

What does UP Fintech Holding Limited do?UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors in New Zealand, the Cayman...

UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors in New Zealand, the Cayman Island, Singapore, the United States, and internationally. The company has developed a brokerage platform, Tiger Trade which allows investor to trade stocks, options, warrants, and other financial instruments that can be accessed through its APP and website. It also provides value-added services, including investor education, community engagement, and IR/PR platform services. In addition, the company offers trade execution, margin financing, and securities lending services; asset management and wealth management; ESOP management; fund license application, product design, asset custody, transaction execution, and funding allocation; fund structuring and management; and IPO underwriting services. Further, the company provides market information and simulated trading services; and trade futures contracts. UP Fintech Holding Limited was founded in 2014 and is headquartered in Singapore.

Related stocks: LCLN (Lincoln International, Inc.) · PIPR (Piper Sandler Companies) · VIRT (Virtu Financial, Inc.) · PJT (PJT Partners Inc.) · FIGR (Figure Technology Solutions, In)
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