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TIGRUP Fintech Holding LimitedHold7.1·$4.60-1.29%
HoldModerate Confidence
Investment thesis

UP Fintech offers compelling valuation at a forward price-to-earnings ratio of 5x and 27% revenue growth, but a confirmed death cross and elevated put/call ratio of 3.35 create significant near-term risk that keeps the stock outside the investable universe.

Thesis pillars

  • Elevated Options RiskImproving
  • Extreme Value Low PeStable
  • Revenue Earnings GrowthStable
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

Open full analysis

UP Fintech Holding Limited (TIGR) Stock Analysis

Falling Knife setup · Catalyst-Driven edge

HoldValueGrowthQualityModerate Confidence

Financial Services · Capital Markets

Hold if already holding. Not a fresh buy at $4.60, but acceptable to hold if already in. Reasons: Negative momentum; Below 200-MA, MA slope -10.2%/30d (confirmed downtrend).

UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors in New Zealand, the Cayman Island, Singapore, the United States, and internationally. The company has developed a brokerage platform, Tiger Trade which allows investor to trade stocks,... Read more

$4.60+45.4% A.UpsideScore 7.1/10#3 of 50 Capital Markets
QualityF-score8 / 9FCF yield
Stop $4.35Target $6.69(analyst − 13%)A.R:R 6.3:1
Analyst target$7.69+67.1%11 analysts
$6.69our TP
$4.60price
$7.69mean
$15

Hold if already holding. Not a fresh buy at $4.60, but acceptable to hold if already in. Reasons: Negative momentum; Below 200-MA, MA slope -10.2%/30d (confirmed downtrend). Chart setup: Death cross, below all MAs, RSI 36, MACD bearish. Maintain position. Not compelling to add more. Score 7.1/10, moderate confidence.

Passes 6/9 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: speculative.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-08-16
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Aug 27, 202610d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Strong overall score: 7.1/10
High-quality business
Risks
Negative momentum
Below 200-MA, MA slope -10.2%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)7.5
P/E (Fwd)4.9
Mkt Cap$822M
EV/EBITDA
Profit Mgn20.0%
ROE14.7%
Rev Growth27.1%
Beta0.50
DividendNone
Rating analysts17

Quality Signals

Piotroski F8/9MoatWideCompounder

Options Flow

P/C0.84neutral
IV77%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·2 ceiling hits

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Obv
1.0
Ma Position
1.0
Rsi
3.5
Macd
3.6
Volume
5.5
Volume distribution (falling OBV)Below 200-MA, MA slope -10.2%/30d — confirmed downtrend
GatesMomentum 2.9<4.5Death cross (50MA < 200MA)EARNINGS PROXIMITY 10d<=14d (soft)A.R:R 6.3 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARFalling KnifeSuitability: Speculative
RSI
36 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $4.48Resistance $5.09

Price Targets

$4
$7
A.Upside+45.4%
A.R:R6.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! momentum at 2.9 (below the engine's 4.5 threshold)
! Death cross — 50-day MA below 200-day MA

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-27 (10d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is TIGR stock a buy right now?

Hold if already holding. Not a fresh buy at $4.60, but acceptable to hold if already in. Reasons: Negative momentum; Below 200-MA, MA slope -10.2%/30d (confirmed downtrend). Chart setup: Death cross, below all MAs, RSI 36, MACD bearish. Maintain position. Not compelling to add more. Target $6.69 (+45.4%), stop $4.35 (−5.7%), A.R:R 6.3:1. Score 7.1/10, moderate confidence.

What is the TIGR stock price target?

Take-profit target: $6.69 (+45.4% upside). Target $6.69 (+45.4%), stop $4.35 (−5.7%), A.R:R 6.3:1. Stop-loss: $4.35.

What are the risks of investing in TIGR?

Negative momentum; Below 200-MA, MA slope -10.2%/30d (confirmed downtrend).

Is TIGR overvalued or undervalued?

UP Fintech Holding Limited trades at a P/E of 7.5 (forward 4.9). TrendMatrix value score: 9.6/10. Verdict: Hold.

What do analysts say about TIGR?

17 analysts cover TIGR with a consensus score of 4.2/5. Average price target: $8.

What does UP Fintech Holding Limited do?UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors in New Zealand, the Cayman...

UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors in New Zealand, the Cayman Island, Singapore, the United States, and internationally. The company has developed a brokerage platform, Tiger Trade which allows investor to trade stocks, options, warrants, and other financial instruments that can be accessed through its APP and website. It also provides value-added services, including investor education, community engagement, and IR/PR platform services. In addition, the company offers trade execution, margin financing, and securities lending services; asset management and wealth management; ESOP management; fund license application, product design, asset custody, transaction execution, and funding allocation; fund structuring and management; and IPO underwriting services. Further, the company provides market information and simulated trading services; and trade futures contracts. UP Fintech Holding Limited was founded in 2014 and is headquartered in Singapore.

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