Essent Group Ltd. (ESNT) Stock Analysis
Range Bound setup
Financial Services · Insurance - Specialty
Hold if already holding. Not a fresh buy at $62.07, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Leverage penalty (D/E 8.7): -1.5.
Essent Group provides private mortgage insurance through Essent Guaranty (licensed in all 50 states), with ~$248.4B of mortgage insurance in force and ~$46.6B of new insurance written in 2025, plus reinsurance through Bermuda-based Essent Re. Revenue comes from insurance... Read more
Hold if already holding. Not a fresh buy at $62.07, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Leverage penalty (D/E 8.7): -1.5. Chart setup: RSI 41 mid-range, Bollinger mid-band. Fundamentals strong but target reached (-3.1% upside). Wait for pullback. | News modifier -1 (STRONG_BUY_WAIT → HOLD_IF_HOLDING) Score 5.7/10, moderate confidence.
Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 80d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent Developments — Essent Group Ltd.
Latest news
- ESNT Q1 Deep Dive: Mortgage Insurance Growth Amid Housing Market Pause, Capital Deployment Shifts - Yahoo Finance — Yahoo Finance neutral
- Property & Casualty Insurance Stocks Q1 Results: Benchmarking Essent Group (NYSE:ESNT) - StockStory — StockStory neutral
- Essent Group (NYSE:ESNT) SVP Sells $276,292.50 in Stock - MarketBeat — MarketBeat negative
- Insider Selling: Essent Group (NYSE:ESNT) CEO Sells 13,064 Shares of Stock - MarketBeat — MarketBeat negative
- [Form 4] Essent Group Ltd. Insider Trading Activity - Stock Titan — Stock Titan neutral
Generated 2026-05-20T21:06:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
2 floor-breakers
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $62.07, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Leverage penalty (D/E 8.7): -1.5. Chart setup: RSI 41 mid-range, Bollinger mid-band. Fundamentals strong but target reached (-3.1% upside). Wait for pullback. | News modifier -1 (STRONG_BUY_WAIT → HOLD_IF_HOLDING) Target $63.90 (+2.9%), stop $58.69 (−5.8%), A.R:R -0.6:1. Score 5.7/10, moderate confidence.
Take-profit target: $63.90 (+2.9% upside). Target $63.90 (+2.9%), stop $58.69 (−5.8%), A.R:R -0.6:1. Stop-loss: $58.69.
Analyst target reached - limited upside remaining; Leverage penalty (D/E 8.7): -1.5; Consecutive earnings misses (2).
Essent Group Ltd. trades at a P/E of 8.6 (forward 7.8). TrendMatrix value score: 7.4/10. Verdict: Hold.
13 analysts cover ESNT with a consensus score of 3.8/5. Average price target: $69.
What does Essent Group Ltd. do?Essent Group provides private mortgage insurance through Essent Guaranty (licensed in all 50 states), with ~$248.4B of...
Essent Group provides private mortgage insurance through Essent Guaranty (licensed in all 50 states), with ~$248.4B of mortgage insurance in force and ~$46.6B of new insurance written in 2025, plus reinsurance through Bermuda-based Essent Re. Revenue comes from insurance premiums on residential first-lien mortgages, with top-10 lending customers generating 59.3% of new insurance written in 2025.