Fidelity National Financial, In (FNF) Stock Analysis
Recovery setup
Financial Services · Insurance - Specialty
Sell if holding. At $52.43, A.R:R 0.5:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 7.2%; Earnings in 6 days (event risk).
Fidelity National Financial is the largest U.S. title insurance company, holding 32% of the market through Q3 2025 via five underwriters including Fidelity National Title and Chicago Title. FNF also owns approximately 70% of F&G Annuities & Life, which issues fixed indexed... Read more
Sell if holding. At $52.43, A.R:R 0.5:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 7.2%; Earnings in 6 days (event risk). Chart setup: Death cross but MACD improving, RSI 81. Score 5.7/10, moderate confidence.
Passes 4/8 gates (clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and death cross (50MA < 200MA) and earnings proximity 6d<=7d. Suitability: moderate.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMcounterpartyKubera10-K Item 1A: 'F&G issued a variable note purchase agreement to Kubera for which it may be liable to fund any shortfall in Kubera's ability to pay its obligations under the amended reinsurance agreement with FGL Insurance'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
2 floor-breakers
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. At $52.43, A.R:R 0.5:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 7.2%; Earnings in 6 days (event risk). Chart setup: Death cross but MACD improving, RSI 81. Prior stop was $50.16. Score 5.7/10, moderate confidence.
Take-profit target: $56.20 (+7.2% upside). Prior stop was $50.16. Stop-loss: $50.16.
Thin upside margin: 7.2%; Earnings in 6 days (event risk); Consecutive earnings misses (3).
Fidelity National Financial, In trades at a P/E of 23.7 (forward 8.1). TrendMatrix value score: 8.1/10. Verdict: Sell.
9 analysts cover FNF with a consensus score of 4.0/5. Average price target: $65.
What does Fidelity National Financial, In do?Fidelity National Financial is the largest U.S. title insurance company, holding 32% of the market through Q3 2025 via...
Fidelity National Financial is the largest U.S. title insurance company, holding 32% of the market through Q3 2025 via five underwriters including Fidelity National Title and Chicago Title. FNF also owns approximately 70% of F&G Annuities & Life, which issues fixed indexed annuities, MYGAs, IUL insurance, and pension risk transfer solutions.