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Cavco Industries, Inc. (CVCO) Stock Analysis

Range Bound setup · Catalyst-Driven edge

SellVALUE-TRAP 1/5High Confidence

Consumer Cyclical · Residential Construction

Sell if holding. At $500.84, A.R:R is negative (-0.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Customer: independent distributors (79.0%); Concentration risk — Geographic: Texas, California, Florida, Arizona, and Oregon.

Cavco Industries is one of the largest U.S. producers of manufactured homes, operating 31 production lines and distributing through 80 company-owned retail stores (46 in Texas) and independent distributors across 48 states. Revenue is primarily from factory-built home sales... Read more

$500.84+7.4% A.UpsideScore 5.1/10#3 of 16 Residential Construction
Stop $467.98Target $537.99(resistance)A.R:R -0.0:1
Analyst target$587.50+17.3%2 analysts
$537.99our TP
$500.84price
$587.50mean
$600

Sell if holding. At $500.84, A.R:R is negative (-0.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Customer: independent distributors (79.0%); Concentration risk — Geographic: Texas, California, Florida, Arizona, and Oregon. Chart setup: RSI 43 mid-range, Bollinger mid-band. Score 5.1/10, high confidence.

Passes 5/7 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 21d clear, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

Thesis

Rewards
Strong earnings beat streak (3/4)
Risks
Concentration risk — Customer: independent distributors (79.0%)
Concentration risk — Geographic: Texas, California, Florida, Arizona, and Oregon
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)21.6
P/E (Fwd)19.9
Mkt Cap$3.9B
EV/EBITDA14.6
Profit Mgn8.4%
ROE17.2%
Rev Growth11.3%
Beta1.33
DividendNone
Rating analysts8

Quality Signals

Piotroski F7/9

Options Flow

P/C2.50bearish
IV45%normal
Max Pain$400-20.1% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHCustomerindependent distributors79%
    10-K Item 1A: 'approximately 79% of our sales of factory-built homes were to independent distributors'
  • HIGHGeographicTexas, California, Florida, Arizona, and Oregon
    10-K Item 1A: 'Our operations are concentrated in certain states, most notably Texas, California, Florida, Arizona, and Oregon'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
0.0
Obv
1.0
Ma Position
2.2
Volume
3.1
Rsi
4.5
Volume distribution (falling OBV)Below 200-MA but MA still rising (+2.1%/30d) — pullback in uptrend, not confirmed weakness
GatesMomentum 2.2<4.5A.R:R -0.0=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 21d clearSEMI CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
43 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $461.68Resistance $548.97

Price Targets

$468
$538
A.Upside+7.4%
A.R:R-0.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (-0.3% upside)
! Momentum score 2.2/10 — below 4.5 minimum
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-05-21 (21d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CVCO stock a buy right now?

Sell if holding. At $500.84, A.R:R is negative (-0.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Customer: independent distributors (79.0%); Concentration risk — Geographic: Texas, California, Florida, Arizona, and Oregon. Chart setup: RSI 43 mid-range, Bollinger mid-band. Prior stop was $467.98. Score 5.1/10, high confidence.

What is the CVCO stock price target?

Take-profit target: $537.99 (+7.4% upside). Prior stop was $467.98. Stop-loss: $467.98.

What are the risks of investing in CVCO?

Concentration risk — Customer: independent distributors (79.0%); Concentration risk — Geographic: Texas, California, Florida, Arizona, and Oregon; Analyst target reached - limited upside remaining.

Is CVCO overvalued or undervalued?

Cavco Industries, Inc. trades at a P/E of 21.6 (forward 19.9). TrendMatrix value score: 5.6/10. Verdict: Sell.

What do analysts say about CVCO?

8 analysts cover CVCO with a consensus score of 4.1/5. Average price target: $588.

What does Cavco Industries, Inc. do?Cavco Industries is one of the largest U.S. producers of manufactured homes, operating 31 production lines and...

Cavco Industries is one of the largest U.S. producers of manufactured homes, operating 31 production lines and distributing through 80 company-owned retail stores (46 in Texas) and independent distributors across 48 states. Revenue is primarily from factory-built home sales (~79% to independent distributors), with ancillary consumer finance and insurance subsidiaries.

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