The Baldwin Insurance Group, In (BWIN) Stock Analysis
Range Bound setup
Financial Services · Insurance Brokers
Sell if holding. Engine safety override at $22.48: Quality below floor (2.0 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.2/10. Specifically: High short interest: 15%; Elevated put/call ratio: 1.71; Below-average business quality.
The Baldwin Insurance Group is an independent insurance distribution firm with ~5,000 colleagues and 125 offices in 24 states, representing over 3 million clients. Revenue comes from commissions and fees for placing commercial P&C, employee benefits, personal lines, and Medicare... Read more
Sell if holding. Engine safety override at $22.48: Quality below floor (2.0 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.2/10. Specifically: High short interest: 15%; Elevated put/call ratio: 1.71; Below-average business quality. Chart setup: RSI 56 mid-range, Bollinger mid-band. Score 4.2/10, moderate confidence.
Passes 5/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA) and earnings proximity 4d<=7d. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMGeographicSoutheastern United States10-K Item 1A: 'Our business had historically been highly concentrated in the Southeastern United States. While we still maintain a concentration in the Southeastern United States'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
5 floor-breakers
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Unprofitable operations — net margin -2.2%. Quality floor flags this regardless of sector context.static
Risk profile below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $22.48: Quality below floor (2.0 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.2/10. Specifically: High short interest: 15%; Elevated put/call ratio: 1.71; Below-average business quality. Chart setup: RSI 56 mid-range, Bollinger mid-band. Prior stop was $20.88. Score 4.2/10, moderate confidence.
Take-profit target: $25.52 (+13.7% upside). Prior stop was $20.88. Stop-loss: $20.88.
Quality below floor (2.0 < 4.0).
The Baldwin Insurance Group, In trades at a P/E of N/A (forward 9.3). TrendMatrix value score: 6.9/10. Verdict: Sell.
16 analysts cover BWIN with a consensus score of 4.0/5. Average price target: $29.
What does The Baldwin Insurance Group, In do?The Baldwin Insurance Group is an independent insurance distribution firm with ~5,000 colleagues and 125 offices in 24...
The Baldwin Insurance Group is an independent insurance distribution firm with ~5,000 colleagues and 125 offices in 24 states, representing over 3 million clients. Revenue comes from commissions and fees for placing commercial P&C, employee benefits, personal lines, and Medicare insurance products.