Erie Indemnity Company (ERIE) Stock Analysis
Recovery setup
Financial Services · Insurance Brokers
Sell if holding. Multiple concerning factors at $220.60: Leverage penalty (D/E 2.1): -1.5; Concentration risk — Customer: Erie Insurance Exchange.
Erie Indemnity Company acts as attorney-in-fact for subscribers at the Erie Insurance Exchange, managing policy issuance, claims handling, and investment services for this PA-domiciled reciprocal insurer. Its sole revenue source is a management fee up to 25% of the Exchange's... Read more
Sell if holding. Multiple concerning factors at $220.60: Leverage penalty (D/E 2.1): -1.5; Concentration risk — Customer: Erie Insurance Exchange. Chart setup: Death cross but MACD improving, RSI 52. Score 5.0/10, moderate confidence.
Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 78d clear, semi cycle peak clear, materials cycle peak clear). Suitability: moderate.
Recent Developments — Erie Indemnity Company
Latest news
- ERIE (Erie Indemnity Company) records steep 25.4% Q4 2025 EPS miss, pushing shares 1.96% lower today. - Community Breako — Cổng thông tin điện tử Tỉnh Sơn La negative
- Erie Indemnity Co. Cl A stock underperforms Wednesday when compared to competitors - MarketWatch — MarketWatch negative
- [Form 4] ERIE INDEMNITY CO Insider Trading Activity - Stock Titan — Stock Titan neutral
- Erie Indemnity (ERIE) Reports Earnings Tomorrow: What To Expect - TradingView — TradingView neutral
- Erie Indemnity Co expected to post earnings of $3.06 a share - Earnings Preview - TradingView — TradingView positive
Generated 2026-05-20T21:06:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHCustomerErie Insurance Exchange10-K Item 1: 'the Exchange is our sole customer. Our earnings are largely generated from management fees based on the direct and affiliated assumed premiums written by the Exchange.'
Material Events(8-K, last 90d)
- 2026-02-20Item 5.02HIGHCEO Timothy G. NeCastro will retire December 31, 2026. Board of Directors has initiated a search for a new President and Chief Executive Officer. No successor named. NeCastro has been CEO since 2016.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
2 floor-breakers
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Analyst Consensus
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Multiple concerning factors at $220.60: Leverage penalty (D/E 2.1): -1.5; Concentration risk — Customer: Erie Insurance Exchange. Chart setup: Death cross but MACD improving, RSI 52. Prior stop was $205.84. Score 5.0/10, moderate confidence.
Take-profit target: $251.63 (+13.7% upside). Prior stop was $205.84. Stop-loss: $205.84.
Concentration risk — Customer: Erie Insurance Exchange; Leverage penalty (D/E 2.1): -1.5; Consecutive earnings misses (2).
Erie Indemnity Company trades at a P/E of 20.5 (forward 15.9). TrendMatrix value score: 6.2/10. Verdict: Sell.
8 analysts cover ERIE with a consensus score of 4.1/5.
What does Erie Indemnity Company do?Erie Indemnity Company acts as attorney-in-fact for subscribers at the Erie Insurance Exchange, managing policy...
Erie Indemnity Company acts as attorney-in-fact for subscribers at the Erie Insurance Exchange, managing policy issuance, claims handling, and investment services for this PA-domiciled reciprocal insurer. Its sole revenue source is a management fee up to 25% of the Exchange's direct and affiliated assumed premiums written; it has no other customers.