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Banco De Chile (BCH) Stock Analysis

Range Bound setup

SellModerate Confidence

Financial Services · Banks - Regional

Earnings in 0 days (2026-04-30). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Sell if holding. Engine safety override at $37.59: Quality below floor (3.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.1/10. Specifically: Below-average business quality; Negative price momentum.

Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking... Read more

$37.59+10.0% A.UpsideScore 4.1/10#141 of 142 Banks - Regional
Stop $35.21Target $41.36(resistance)A.R:R -1.7:1
Analyst target$38.61+2.7%13 analysts
$41.36our TP
$37.59price
$38.61mean
$21
$46

Sell if holding. Engine safety override at $37.59: Quality below floor (3.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.1/10. Specifically: Below-average business quality; Negative price momentum. Chart setup: RSI 45 mid-range, Bollinger mid-band. Score 4.1/10, moderate confidence.

Passes 3/6 gates (clean insider activity, no SEC red flags, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and earnings proximity 0d<=7d. Suitability: moderate.

Thesis

Rewards
No bull case signals
Risks
Target reached (-10.6% upside)
Quality below floor (3.7 < 4.0)

Key Metrics

P/E (TTM)13.9
P/E (Fwd)11.9
Mkt Cap$18.5B
EV/EBITDA
Profit Mgn45.1%
ROE20.9%
Rev Growth-6.2%
Beta0.15
Dividend5.98%
Rating analysts18

Quality Signals

Piotroski F2/9

Options Flow

P/C0.67bullish
IV66%elevated
Max Pain$35-6.9% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

3 floor-breakers

Revenue shrinking — -6.2% YoY. Growth thesis broken unless recovery story develops.static

Earnings Growth
0.0
Revenue Growth
1.0
Declining revenue: -6%

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Volume
0.0
Obv
1.0
Ma Position
4.0
Rsi
5.5
Volume distribution (falling OBV)Above 200-day MA

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Gross Margin
0.0
Operating Margin
0.0
Roa
1.5
Piotroski F
2.2
Moat
5.0
Roe
7.0
Net Margin
10.0
Strong margins: 45%No competitive moatWeak Piotroski F-Score: 2/9
GatesMomentum 2.1<4.5A.R:R -1.7=NEGATIVEEARNINGS PROXIMITY 0d<=7dInsider activity: OKNo SEC red flagsSEMI CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
45 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $35.82Resistance $42.20

Price Targets

$35
$41
A.Upside+10.0%
A.R:R-1.7:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-10.6% upside)
! Quality below floor (3.7 < 4.0)
! Momentum score 2.1/10 — below 4.5 minimum

Earnings

B
M
M
M
1/4 beats
Next Earnings2026-04-30 (0d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BCH stock a buy right now?

Sell if holding. Engine safety override at $37.59: Quality below floor (3.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.1/10. Specifically: Below-average business quality; Negative price momentum. Chart setup: RSI 45 mid-range, Bollinger mid-band. Prior stop was $35.21. Score 4.1/10, moderate confidence.

What is the BCH stock price target?

Take-profit target: $41.36 (+10.0% upside). Prior stop was $35.21. Stop-loss: $35.21.

What are the risks of investing in BCH?

Target reached (-10.6% upside); Quality below floor (3.7 < 4.0).

Is BCH overvalued or undervalued?

Banco De Chile trades at a P/E of 13.9 (forward 11.9). TrendMatrix value score: 5.9/10. Verdict: Sell.

What do analysts say about BCH?

18 analysts cover BCH with a consensus score of 3.7/5. Average price target: $39.

What does Banco De Chile do?Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four...

Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking accounts; mortgage loans; credit and debit cards; consumer credit; applications; deposits and savings; financing; autoleasing; online payments; cell phone top-ups; foreign currency; and income accreditation. It also provides insurance products, including journey, health, protection, home, life, and automotive; and investments, such as mutual, investment, and APV funds, stocks, fixed income, and derivative products. In addition, the company offers cash management comprising mass and easy payments, collection, and fund transfers; foreign trade, which includes imports, exports, international network products, Banchile international transport insurance, and customs guarantee insurance; and other services, such as bank connection, financial portability, digital VAT and signature, financial advice, and SME program. It serves individuals, private entities, companies, and small and medium-sized enterprises. The company was founded in 1893 and is headquartered in Santiago, Chile.

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