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American International Group, I (AIG) Stock Analysis

Recovery setup

HoldModerate Confidence

Financial Services · Insurance - Diversified

Hold if already holding. Not a fresh buy at $77.53, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3).

AIG is a global insurance organization providing commercial and personal property/casualty insurance in over 200 countries through North America Commercial, International Commercial, and Global Personal segments. Revenue comes primarily from insurance premiums and investment... Read more

$77.53+2.2% A.UpsideScore 5.8/10#7 of 12 Insurance - Diversified
QualityF-score8 / 9FCF yield22.91%
IncomeYield2.55%(5y avg 2.17%)Payout31.69%sustainable
Stop $73.69Target $79.25(analyst − 10%)A.R:R 0.4:1
Analyst target$88.05+13.6%20 analysts
$79.25our TP
$77.53price
$88.05mean
$101

Hold if already holding. Not a fresh buy at $77.53, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3). Chart setup: Death cross but MACD improving, RSI 63. Maintain position. Not compelling to add more. Score 5.8/10, moderate confidence.

Passes 6/9 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity 79d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Val8.3Qual5.3Grw4.5Mom5.4Sent7.0Ins5.0Peer4.3Tech4.7Risk8.45.8OVERALL

Recent Developments — American International Group, I

Material events (past 30 days)

  • Apr 27, 2026 MEDIUM Item 5.02: Eric Andersen appointed President and CEO effective June 1, 2026. Peter Zaffino (current Chairman and CEO) transitions to Executive Chair. Andersen joined as CEO Elect in February 2026, previously President of Aon plc (2020-2025).

Latest news

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (3/4)
Attractive valuation
Risks
Analyst target reached - limited upside remaining
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3)
Below 200-MA (1d, -0.1%)

Key Metrics

P/E (TTM)13.8
P/E (Fwd)8.8
Mkt Cap$41.5B
EV/EBITDA4.9
Profit Mgn11.8%
ROE7.7%
Rev Growth1.4%
Beta0.54
Dividend2.55%
Rating analysts27

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C0.74neutral
IV39%normal

Material Events(8-K, last 90d)

  • 2026-04-27Item 5.02MEDIUM
    Eric Andersen appointed President and CEO effective June 1, 2026. Peter Zaffino (current Chairman and CEO) transitions to Executive Chair. Andersen joined as CEO Elect in February 2026, previously President of Aon plc (2020-2025).
    SEC filing →
  • 2026-03-16Item 5.02LOW
    James Dunne III notified Board of decision not to stand for re-election at the 2026 Annual Meeting of Shareholders (May 13, 2026). Will remain on Board until that date. No disagreement cited.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R 0.4 < 1.5@spotMomentum 5.4<5.5 (soft — BUY_NOW allowed but watch)Death cross (50MA < 200MA)Momentum 5.4>=4.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY 79d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
63 · Neutral
↑ 20D MA↑ 50D MA↓ 200D MADEATH CROSSSupport $72.98Resistance $79.77

Price Targets

$74
$79
A.Upside+2.2%
A.R:R0.4:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (2.2% upside)
! Reward/Risk 0.4:1 at current price — below 1.5:1 minimum

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-06 (79d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is AIG stock a buy right now?

Hold if already holding. Not a fresh buy at $77.53, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3). Chart setup: Death cross but MACD improving, RSI 63. Maintain position. Not compelling to add more. Target $79.25 (+2.2%), stop $73.69 (−5.2%), A.R:R 0.4:1. Score 5.8/10, moderate confidence.

What is the AIG stock price target?

Take-profit target: $79.25 (+2.2% upside). Target $79.25 (+2.2%), stop $73.69 (−5.2%), A.R:R 0.4:1. Stop-loss: $73.69.

What are the risks of investing in AIG?

Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3); Below 200-MA (1d, -0.1%).

Is AIG overvalued or undervalued?

American International Group, I trades at a P/E of 13.8 (forward 8.8). TrendMatrix value score: 8.3/10. Verdict: Hold.

What do analysts say about AIG?

27 analysts cover AIG with a consensus score of 3.6/5. Average price target: $88.

What does American International Group, I do?AIG is a global insurance organization providing commercial and personal property/casualty insurance in over 200...

AIG is a global insurance organization providing commercial and personal property/casualty insurance in over 200 countries through North America Commercial, International Commercial, and Global Personal segments. Revenue comes primarily from insurance premiums and investment income; approximately $41 billion in shareholders' equity and ~22,100 employees.

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