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The Hartford Insurance Group, I (HIG) Stock Analysis

Range Bound setup

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Insurance - Diversified

Hold if already holding. Not a fresh buy at $137.30, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (5.0% away).

The Hartford is a P&C insurance, employee group benefits, and mutual fund/ETF provider headquartered in Connecticut, serving individual and business customers in the U.S. and select international markets. As of Dec 31, 2025, total assets were $86.0B and stockholders' equity was... Read more

$137.30+1.1% A.UpsideScore 6.2/10#3 of 12 Insurance - Diversified
Stop $131.55Target $138.78(resistance)A.R:R -0.3:1
Analyst target$149.90+9.2%20 analysts
$138.78our TP
$137.30price
$149.90mean
$165

Hold if already holding. Not a fresh buy at $137.30, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (5.0% away). Chart setup: RSI 50 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.2/10, moderate confidence.

Passes 4/6 gates (clean insider activity, no SEC red flags, earnings proximity 91d clear, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (5.0% away)
Negative momentum

Key Metrics

P/E (TTM)9.6
P/E (Fwd)9.5
Mkt Cap$37.5B
EV/EBITDA6.8
Profit Mgn14.1%
ROE22.7%
Rev Growth6.1%
Beta0.53
Dividend1.76%
Rating analysts28

Quality Signals

Piotroski F9/9

Options Flow

P/C1.46bearish
IV35%normal
Max Pain$80-41.7% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Volume
0.0
Macd
0.2
Ma Position
4.0
Rsi
5.5
Obv
10.0
Volume accumulation (rising OBV)Above 200-day MA
GatesMomentum 3.9<4.5A.R:R -0.3=NEGATIVEInsider activity: OKNo SEC red flagsEARNINGS PROXIMITY 91d clearSEMI CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
50 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $133.80Resistance $141.61

Price Targets

$132
$139
A.Upside+1.1%
A.R:R-0.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (-1.7% upside)
! Momentum score 3.9/10 — below 4.5 minimum
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-30 (91d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is HIG stock a buy right now?

Hold if already holding. Not a fresh buy at $137.30, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (5.0% away). Chart setup: RSI 50 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $138.78 (+1.1%), stop $131.55 (−4.4%), A.R:R -0.3:1. Score 6.2/10, moderate confidence.

What is the HIG stock price target?

Take-profit target: $138.78 (+1.1% upside). Target $138.78 (+1.1%), stop $131.55 (−4.4%), A.R:R -0.3:1. Stop-loss: $131.55.

What are the risks of investing in HIG?

Analyst target reached - limited upside remaining; Near 52-week high (5.0% away); Negative momentum.

Is HIG overvalued or undervalued?

The Hartford Insurance Group, I trades at a P/E of 9.6 (forward 9.5). TrendMatrix value score: 8.2/10. Verdict: Hold.

What do analysts say about HIG?

28 analysts cover HIG with a consensus score of 3.6/5. Average price target: $150.

What does The Hartford Insurance Group, I do?The Hartford is a P&C insurance, employee group benefits, and mutual fund/ETF provider headquartered in Connecticut,...

The Hartford is a P&C insurance, employee group benefits, and mutual fund/ETF provider headquartered in Connecticut, serving individual and business customers in the U.S. and select international markets. As of Dec 31, 2025, total assets were $86.0B and stockholders' equity was $19.0B.

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