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HIGThe Hartford Insurance Group, IHold6.6·$127.59-3.44%
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The Hartford Insurance Group, I (HIG) Stock Analysis

HoldHigh Confidence

Financial Services · Insurance - Diversified

Hold if already holding. Not a fresh buy at $127.59, but acceptable to hold if already in. Reasons: Thin upside margin: 4.6%; Negative momentum.

The Hartford is a US property and casualty insurer and employee benefits provider with $28.4 billion in 2025 revenues, operating through Business Insurance, Personal Insurance, P&C Other Operations, Employee Benefits, and Hartford Funds segments. Personal Insurance (earned... Read more

$127.59+4.6% A.UpsideScore 6.6/10#1 of 12 Insurance - Diversified
QualityF-score9 / 9FCF yield16.02%
IncomeYield1.88%(5y avg 1.93%)Payout15.76%sustainable
Stop $121.82Target $133.47(analyst − 10%)A.R:R 0.9:1
Analyst target$148.30+16.2%20 analysts
$133.47our TP
$127.59price
$148.30mean
$163

Hold if already holding. Not a fresh buy at $127.59, but acceptable to hold if already in. Reasons: Thin upside margin: 4.6%; Negative momentum. Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.6/10, high confidence.

Passes 5/7 gates (clean insider activity, no SEC red flags, earnings proximity 51d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 30, 202651d to earnings· next earnings call

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (3/4)
Attractive valuation
Risks
Thin upside margin: 4.6%
Negative momentum

Key Metrics

P/E (TTM)9.0
P/E (Fwd)8.9
Mkt Cap$35.0B
EV/EBITDA6.4
Profit Mgn14.1%
ROE22.7%
Rev Growth6.1%
Beta0.47
Dividend1.88%
Rating analysts29

Quality Signals

Piotroski F9/9MoatWideCompounder

Options Flow

P/C0.56bullish
IV54%elevated
Max Pain$165+29.3% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
0.0
Ma Position
2.2
Volume
3.4
Rsi
3.5
Obv
10.0
Volume accumulation (rising OBV)Below 200-MA but MA still rising (+1.0%/30d) — pullback in uptrend, not confirmed weakness
GatesMomentum 3.8<4.5A.R:R 0.9 < 1.5@spotInsider activity: OKNo SEC red flagsEARNINGS PROXIMITY 51d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
34 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $125.59Resistance $136.52

Price Targets

$122
$133
A.Upside+4.6%
A.R:R0.9:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! momentum at 3.8 (below the engine's 4.5 threshold)
! asymmetry at 0.9 (below the engine's 1.5 threshold)@spot

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-30 (51d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is HIG stock a buy right now?

Hold if already holding. Not a fresh buy at $127.59, but acceptable to hold if already in. Reasons: Thin upside margin: 4.6%; Negative momentum. Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $133.47 (+4.6%), stop $121.82 (−4.7%), A.R:R 0.9:1. Score 6.6/10, high confidence.

What is the HIG stock price target?

Take-profit target: $133.47 (+4.6% upside). Target $133.47 (+4.6%), stop $121.82 (−4.7%), A.R:R 0.9:1. Stop-loss: $121.82.

What are the risks of investing in HIG?

Thin upside margin: 4.6%; Negative momentum.

Is HIG overvalued or undervalued?

The Hartford Insurance Group, I trades at a P/E of 9.0 (forward 8.9). TrendMatrix value score: 8.4/10. Verdict: Hold.

What do analysts say about HIG?

29 analysts cover HIG with a consensus score of 3.6/5. Average price target: $148.

What does The Hartford Insurance Group, I do?The Hartford is a US property and casualty insurer and employee benefits provider with $28.4 billion in 2025 revenues,...

The Hartford is a US property and casualty insurer and employee benefits provider with $28.4 billion in 2025 revenues, operating through Business Insurance, Personal Insurance, P&C Other Operations, Employee Benefits, and Hartford Funds segments. Personal Insurance (earned premiums $3.7B) is predominantly sold through an exclusive licensing arrangement with AARP, with AARP-channel business generating $3.4 billion in earned premiums in 2025.

Related stocks: ACGL (Arch Capital Group Ltd.) · AIG (American International Group, I) · AEG (Aegon Ltd. New York Registry Sh) · SLF (Sun Life Financial Inc.) · BNT (Brookfield Wealth Solutions Ltd)
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