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The Hartford Insurance Group, I (HIG) Stock Analysis

Range Bound setup

HoldHigh Confidence

Financial Services · Insurance - Diversified

Hold if already holding. Not a fresh buy at $135.41, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.

The Hartford is a US property and casualty insurer and employee benefits provider with $28.4 billion in 2025 revenues, operating through Business Insurance, Personal Insurance, P&C Other Operations, Employee Benefits, and Hartford Funds segments. Personal Insurance (earned... Read more

$135.41+1.5% A.UpsideScore 6.6/10#1 of 12 Insurance - Diversified
QualityF-score9 / 9FCF yield15.14%
IncomeYield1.78%(5y avg 1.94%)Payout15.76%sustainable
Stop $130.62Target $137.31(resistance)A.R:R -0.1:1
Analyst target$149.45+10.4%20 analysts
$137.31our TP
$135.41price
$149.45mean
$165

Hold if already holding. Not a fresh buy at $135.41, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 44 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.6/10, high confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 71d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Recent Developments — The Hartford Insurance Group, I

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (3/4)
Attractive valuation
Risks
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)9.5
P/E (Fwd)9.4
Mkt Cap$37.0B
EV/EBITDA6.8
Profit Mgn14.1%
ROE22.7%
Rev Growth6.1%
Beta0.50
Dividend1.78%
Rating analysts29

Quality Signals

Piotroski F9/9MoatWideCompounder

Options Flow

P/C0.79neutral
IV31%normal
Max Pain$165+21.9% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 ceiling hit

GatesA.R:R -0.1=NEGATIVEMomentum 4.7<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.7>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 71d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
44 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $131.07Resistance $140.11

Price Targets

$131
$137
A.Upside+1.4%
A.R:R-0.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-0.5% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-30 (71d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is HIG stock a buy right now?

Hold if already holding. Not a fresh buy at $135.41, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: RSI 44 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $137.31 (+1.4%), stop $130.62 (−3.7%), A.R:R -0.1:1. Score 6.6/10, high confidence.

What is the HIG stock price target?

Take-profit target: $137.31 (+1.5% upside). Target $137.31 (+1.4%), stop $130.62 (−3.7%), A.R:R -0.1:1. Stop-loss: $130.62.

What are the risks of investing in HIG?

Analyst target reached - limited upside remaining.

Is HIG overvalued or undervalued?

The Hartford Insurance Group, I trades at a P/E of 9.5 (forward 9.4). TrendMatrix value score: 8.2/10. Verdict: Hold.

What do analysts say about HIG?

29 analysts cover HIG with a consensus score of 3.6/5. Average price target: $149.

What does The Hartford Insurance Group, I do?The Hartford is a US property and casualty insurer and employee benefits provider with $28.4 billion in 2025 revenues,...

The Hartford is a US property and casualty insurer and employee benefits provider with $28.4 billion in 2025 revenues, operating through Business Insurance, Personal Insurance, P&C Other Operations, Employee Benefits, and Hartford Funds segments. Personal Insurance (earned premiums $3.7B) is predominantly sold through an exclusive licensing arrangement with AARP, with AARP-channel business generating $3.4 billion in earned premiums in 2025.

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