Sun Life Financial has an 8 out of 9 Piotroski F-Score and has beaten earnings in 3 of the last 4 quarters, but free cash flow is deeply negative relative to net income and price is already above analyst targets, leaving no compelling entry case at current levels.
Thesis pillars
- Negative Free Cash Flow Quality→Stable
- Price Above Analyst Target→Stable
- Earnings Consistency Diversified Insurer↑Improving
- +1 more pillar — see the Why tab for full reasoning
Pillars as of Jul 3, 2026· older than 90 days
Sun Life Financial Inc. (SLF) Stock Analysis
Breakout setup
Financial Services · Insurance - Diversified
Hold if already holding. Not a fresh buy at $81.98, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.8% away).
Sun Life Financial Inc., a financial services company, provides asset management, wealth, insurance and health solutions to individual and institutional customers in Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India,... Read more
Hold if already holding. Not a fresh buy at $81.98, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.8% away). Chart setup: Golden cross, above all MAs, RSI 66, MACD bullish. Mixed signals. Hold existing position. Score 5.7/10, moderate confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity no date, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated Oct 29, 2026Recent Developments — Sun Life Financial Inc.
Latest news
- NEWS Will Sun Life Financial (TSX:SLF) Capitalise on Mini-Tender Warning? - Kalkine Media — Kalkine Media Oct 29, 2026 neutral
- NEWS Sun Life Financial Inc. stock rises Wednesday, outperforms market - MarketWatch — MarketWatch Oct 28, 2026 positive
- NEWS Why Sun Life Financial Inc. (TSX:SLF) Is on the S&P/TSX Radar on October 28: Key Catalysts and What Comes Next - kalkine — kalkine.ca Oct 28, 2026 neutral
- NEWS Scotiabank upgrades Sun Life Financial stock rating on U.S. repricing By Investing.com - Investing.com Canada — Investing.com Canada Oct 28, 2026 positive
- NEWS Scotiabank upgrades Sun Life, downgrades Manulife ahead of Q3 results announcement (SLF:CA:TSX) - Seeking Alpha — Seeking Alpha Oct 28, 2026 negative
Latest item Oct 29, 2026 · Generated 2026-11-05T11:44:09Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy
Show full disclosure ▾Hide full disclosure ▴
About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.
Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.
Conflicts and positions. People who build TrendMatrix, or entities they control, may hold positions, long or short, in securities it covers, and may trade them at any time. Positions are not disclosed individually. Verdicts are generated by an automated model applied by the same rules to every covered stock, and are not adjusted for any position held by the people who build TrendMatrix. We do not accept payment from issuers for coverage.
No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security.
No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.
Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.
Rating Breakdown
1 floor-breaker
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $81.98, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.8% away). Chart setup: Golden cross, above all MAs, RSI 66, MACD bullish. Mixed signals. Hold existing position. Analyst target $55.58 reached (−32.2%), stop $79.42 (−3.2%), A.R:R -4.0:1. Score 5.7/10, moderate confidence.
Analyst target $55.58 reached (−32.2% from $81.98); no take-profit level is published. Analyst target $55.58 reached (−32.2%), stop $79.42 (−3.2%), A.R:R -4.0:1. Stop-loss: $79.42.
Analyst target reached - limited upside remaining; Near 52-week high (2.8% away); V7 low-quality RISK_OFF penalty: -0.5 (Q=4.6).
Sun Life Financial Inc. trades at a P/E of 19.2 (forward 13.4). TrendMatrix value score: 7.6/10. Verdict: Hold.
19 analysts rate SLF, with a consensus score of 3.7/5. 1 analysts publish price targets averaging $65.
What does Sun Life Financial Inc. do?Sun Life Financial Inc., a financial services company, provides asset management, wealth, insurance and health...
Sun Life Financial Inc., a financial services company, provides asset management, wealth, insurance and health solutions to individual and institutional customers in Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia, and Bermuda. It offers various insurance products, such as term and permanent life; personal health, which includes prescription drugs, dental, and vision care; critical illness; long-term care; and disability. The company also provides investments products, such as mutual funds, segregated funds, annuities, and guaranteed investment products; financial planning services; and asset management products, including pooled funds, institutional portfolios and pension funds. The company was formerly known as Sun Life Financial Services of Canada Inc. and changed its name to Sun Life Financial Inc. in July 2003. Sun Life Financial Inc. was founded in 1871 and is headquartered in Toronto, Canada.