World Acceptance Corporation (WRLD) Stock Analysis
Inst Constrain edge
Financial Services · Credit Services
Sell if holding. Analyst target reached at $207.98 — A.R:R is negative (-2.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Leverage penalty (D/E 1.9): -1.0.
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides... Read more
Sell if holding. Analyst target reached at $207.98 — A.R:R is negative (-2.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Leverage penalty (D/E 1.9): -1.0. Chart setup: No clear chart pattern; technical signals are mixed. Score 5.4/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 19d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-07-05Recent Developments — World Acceptance Corporation
Latest news
- NEWS Top 3 Financial Stocks That May Fall Off A Cliff In Q2 — benzinga Jun 29, 2026 neutral
Generated 2026-07-05T09:50:26Z.
Upcoming dated catalysts
Thesis
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Quality Signals
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
3 floor-breakers
No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static
Negative sentiment — recent news tone and/or analyst downgrades drag the composite below neutral.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $207.98 — A.R:R is negative (-2.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Leverage penalty (D/E 1.9): -1.0. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $193.42. Score 5.4/10, moderate confidence.
Take-profit target: $223.13 (+7.3% upside). Prior stop was $193.42. Stop-loss: $193.42.
Analyst target reached - limited upside remaining; Leverage penalty (D/E 1.9): -1.0; Consecutive earnings misses (4).
World Acceptance Corporation trades at a P/E of 30.2 (forward 14.7). TrendMatrix value score: 7.6/10. Verdict: Sell.
6 analysts cover WRLD with a consensus score of 2.2/5. Average price target: $141.
What does World Acceptance Corporation do?World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term...
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships to borrowers. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.