Renasant Corporation (RNST) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Sell if holding. At $41.89, A.R:R is negative (-0.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: C&I, construction and commercial real estate loans (75.1%); Concentration risk — Loan Portfolio: real estate collateral (84.6%).
Renasant Corporation operates Renasant Bank through 277 offices across the Southeast following its April 2025 acquisition of The First Bancshares, with a Community Banks segment generating approximately 81.1% of total gross revenues. The Wealth Management segment produced $35.5... Read more
Sell if holding. At $41.89, A.R:R is negative (-0.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: C&I, construction and commercial real estate loans (75.1%); Concentration risk — Loan Portfolio: real estate collateral (84.6%). Chart setup: Golden cross, above all MAs, RSI 60, MACD bullish. Score 6.4/10, moderate confidence.
Passes 6/8 gates (positive momentum, clean insider activity, news events none recent, earnings proximity 35d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-06-17Recent Developments — Renasant Corporation
Latest news
- NEWS Net revenue of Renasant Corporation – NYSE:RNST - TradingView — TradingView neutral
- NEWS Renasant (RNST) Q4 2025 Earnings Transcript - The Motley Fool — The Motley Fool neutral
- NEWS Renasant (RNST) Q4 2025 Earnings Transcript - AOL.com — AOL.com neutral
- NEWS Renasant (RNST) to Release Quarterly Earnings on Tuesday - MarketBeat — MarketBeat neutral
- NEWS Renasant declares $0.23 dividend - MSN — MSN neutral
Generated 2026-06-17T10:36:48Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHloan_portfolioC&I, construction and commercial real estate loans75%10-K Item 1A: 'approximately 75.10% of our loan portfolio consisted of C&I, construction and commercial real estate loans'
- MEDIUMloan_portfoliocommercial real estate non-owner occupied loans33%10-K Item 1: 'Our commercial real estate - non-owner occupied loans represented approximately 32.79% of our total loans at December 31, 2025'
- HIGHloan_portfolioreal estate collateral85%10-K Item 1A: 'approximately 84.64% of our loan portfolio had real estate as a primary or secondary component of the collateral securing the loan'
Material Events(8-K, last 90d)
- 2026-03-16Item 5.02LOWOn March 11, 2026, Renasant Bank amended M. Ray (Hoppy) Cole Jr.'s employment agreement to align his Performance Based Rewards Plan bonus eligibility to a calendar year basis consistent with other senior executives. No officer departure cited.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 ceiling hit
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. At $41.89, A.R:R is negative (-0.8) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Loan Portfolio: C&I, construction and commercial real estate loans (75.1%); Concentration risk — Loan Portfolio: real estate collateral (84.6%). Chart setup: Golden cross, above all MAs, RSI 60, MACD bullish. Prior stop was $39.91. Score 6.4/10, moderate confidence.
Take-profit target: $42.38 (+1.2% upside). Prior stop was $39.91. Stop-loss: $39.91.
Concentration risk — Loan Portfolio: C&I, construction and commercial real estate loans (75.1%); Concentration risk — Loan Portfolio: real estate collateral (84.6%); Analyst target reached - limited upside remaining.
Renasant Corporation trades at a P/E of 17.9 (forward 10.6). TrendMatrix value score: 7.6/10. Verdict: Sell.
13 analysts cover RNST with a consensus score of 4.2/5. Average price target: $46.
What does Renasant Corporation do?Renasant Corporation operates Renasant Bank through 277 offices across the Southeast following its April 2025...
Renasant Corporation operates Renasant Bank through 277 offices across the Southeast following its April 2025 acquisition of The First Bancshares, with a Community Banks segment generating approximately 81.1% of total gross revenues. The Wealth Management segment produced $35.5 million in revenue (2.4% of total) in 2025.